Q: Why can’t I pay my doctor bills with my insurance that I have instead of having to pay it out of my settlement money?
I was involved in a hit and run with drunk driver
A:
You can pay your medical bills with your insurance company, however, many health insurance policies have what is called a subrogation provisions which means that if they pay for medical bills that are the fault of a third party and you collect from that party, the insurance company has a right to be paid back anything amount they paid out. Each state has its own rules as toward notice of subro and I advise you to seek consult with an attorney in your are to see how it effects you claim.
Finally, if you already have an attorney please discuss the issue of payment of medial cost with them.
Tim Akpinar agrees with this answer
A: Your frustration is understandable. Most accident claimants express these same sentiments when confronted with the unpleasant surprise at the end of a case that their insurer wants its money back. Unfortunately, it's the way liens are handled virtually nationwide. Some medical offices appreciate this and sometimes make concessions on their liens. Good luck
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