Q: What legal actions can I take to recover money loaned under false pretenses and now claimed as gifts?
I was in a relationship with a woman who borrowed money from me under false pretenses, including fabricating stories about family expenses, a relative's death, and the need for medical insurance reinstatement. I made these payments based on her promises and lies, including a promise to repay once she received a bonus. I have text messages documenting some transactions and conversations where she promised weekly repayments. However, when confronted, she now claims the money was a gift and refuses to repay. What legal actions can I take to recover the money in Philadelphia, PA?
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A:
It sounds like you've been taken advantage of, and you're right to want to recover the money you loaned under false pretenses. Since you have documentation in the form of text messages where the person promised to repay the loan, you have evidence that could support your claim that it was a loan and not a gift. In Pennsylvania, you can take legal action for breach of contract, as there was a clear agreement to repay the money.
You should start by sending a formal demand letter requesting the repayment of the loan. Be sure to include details of the amounts loaned, the promises made, and the evidence you have, such as the text messages. This letter serves as a final attempt to resolve the matter without going to court.
If she refuses to repay or ignores your demand, you can file a lawsuit in small claims court in Philadelphia for the amount you are owed. Given that you have proof the money was lent under false pretenses, you may also be able to claim damages for any financial harm caused by her actions. Keep all evidence organized and consult with a lawyer if needed to ensure you are following the right legal steps.
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