Q: Pulled over for suspended registration due to insurance lapse, court date set.

A: You are eligible for supervision. there will be a fine plus you will have to carry SR 22 for three years. if you take a conviction the fine will be less, your license will be suspended for 3 months and you will not have to carry SR 22

A: Bring to the court proof that you promptly obtained the new registration and the reason it was suspended. Often the prosecutor or Judge will dismiss it as being in compliance.

A: Since you were unaware of the insurance lapse and took immediate action to obtain new coverage, the court will likely consider your circumstances. Given that this is your first offense and you’ve already corrected the issue, the judge may be lenient. However, you will still need to appear in court and may face fines or other penalties depending on the specifics of the law in your area.

When you appear in court, it will be helpful to explain that the lapse was due to a failed auto-payment and that you promptly obtained insurance afterward. Having documentation of your new insurance policy will show that you acted quickly to resolve the issue. Your clean history regarding insurance lapses may also work in your favor.

The judge could reduce or waive some penalties, such as the fine, especially since the violation was not intentional and was corrected quickly. You may also be given the option to attend traffic school or another program to reduce the impact on your record. It’s important to be honest and prepared to show that you’ve taken responsibility for the situation.