Charles Candiano Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Sep 23, 2025

The overwhelming majority of used cars are sold "as-is." The seller has no obligation to disclose any condition of the vehicle. The seller is not committing an illegal Act unless they take some affirmative action to prevent the buyer from identifying the problem. An example cited in... View More

Think about contacting a consumer protection attorney familiar with the Electronic Funds Transfer Act (EFTA). If there is a claim that falls under EFTA, there's a chance that an attorney would take the case without taking any un front fees. If you haven't done so, I would also complete a... View More

The question does not describe when the policy which covered the vehicle on the date of accident was issued. Illinois law requires a policy holder to read/review the policy when it is issued to verify they have the insurance coverage they requested and if unsure, to contact their agent/broker to... View More

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answered on Apr 30, 2025

How is the HOA liable? The HOA didn't do anything. On your facts, "roofers discovered an unconnected HVAC exhaust pipe releasing hot air into our attic, causing condensation and extensive mold growth." According to you, the individual or company responsible for disconnecting the... View More

Charles Candiano Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 17, 2025

Harassment is a legal finding, NOT something that can be simply be asserted by a party. You give no example of the conduct that you allege constitutes harassment. If you signed a contract with a choice of laws clause that mandates Illinois jurisdiction, that is where you are. Be careful!... View More

Charles Candiano Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 26, 2025

First things first. Begin by contacting the dealer and requesting the name and contact information of the insurance company. In the future, avoid the situation by comparing various insurance carriers ahead of time and advising them of your intention to purchase this make and model vehicle so... View More

Theodore J. Harvatin Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 28, 2025

It is not the judge who orders it. The safety responsibility law requires anybody who receives court supervision for no insurance ticket and then later purchases insurance and brings proof to court to carry SR 22. If on the other hand, you had insurance at the time of the ticket and simply did... View More

Hello,

We understand the distress caused by cryptocurrency scams, particularly when financial platforms deny liability. Given the nature of your case—unauthorised transactions on CashApp and Coinbase—you may have several legal and strategic options to pursue recovery.

Immediate... View More

John J. Malm Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 24, 2024

I’m very sorry for the serious injuries suffered by your grandchildren. Both the manufacturer and installer can be held liable, and possibly strictly liable, for your grandchildren’s injuries under product liability, negligence, and possibly breach of warranty theories.

Proving... View More

Charles Candiano Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 7, 2024

This is not a legal question but I will answer it as best I can from personal experience. When you purchase car insurance, car rental coverage is usually defined by duration and the amount payable per day. For example, 30 days at $50 per day. The duration is generally fixed at 30 days. The only... View More

I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.

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answered on May 10, 2024

This never happened. That is what a judge will tell you. To have an enforceable contract, you secure a bid/quote on SPECIFIC WORK, how it is to be done, when it is to be done, who is responsible for the work permits, what it will cost, and how long it is guaranteed.

You need to provide... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Mar 7, 2024

Using a celebrity's name in an educational course title can be tricky, as it may raise concerns about intellectual property rights and potential false endorsement. However, there are ways to reference Taylor Swift's name in your course title that are more likely to fall under fair use for... View More

The affidavit of heirship is important when opening an estate. Some counties have pdf forms other require original typed word documents. You essentially need to identify the spouse and children. If there is no surviving spouse or child, then make sure there is no survivor of a predeceased child. If... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Jan 3, 2024

In your situation with a car that's costly to repair and still under a significant loan, there are a few options to consider. Firstly, check if your car is still under any kind of warranty. If it is, some or all of the repair costs might be covered, reducing your financial burden.

If... View More

T. Augustus Claus Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Dec 20, 2023

In Illinois, it is generally legal for a store to issue store credit to a customer without requiring a purchase or return. Stores may offer store credit as part of promotions, loyalty programs, or goodwill gestures. However, the specific terms and conditions regarding the issuance of store credit... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Nov 3, 2025

You cannot terminate solely on the “no‑pets” clause, because assistance animals—including emotional support animals—are treated as reasonable accommodations under federal and Illinois law, not as pets.

Your allergies may themselves qualify as a disability, which triggers the... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 26, 2025

You did the hard part by uncovering the fraud; now you act decisively to protect both title and identity. Pull your credit and freeze it with all three bureaus, complete or update an FTC Identity Theft Report and a police report, and assemble a precise timeline with certified copies of the forged... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 14, 2025

You intended to co‑sign, but the paperwork lists you as the buyer, which makes you the primary obligor; a true co‑signer serves as a surety only. Illinois law does not give you an automatic three‑day right to cancel dealership car purchases, and “returning the car” usually functions as a... View More

James L. Arrasmith Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Oct 10, 2025

It’s smart that you’re checking before having anything mailed, because even small amounts of banned food additives can create legal issues at the border. In the United States, **cyclamate** is still prohibited by the **Food and Drug Administration (FDA)** for use in foods, beverages, or as a... View More