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Illinois Consumer Law Questions & Answers
1 Answer | Asked in Consumer Law and Small Claims for Illinois on
Q: Hired a mechanic to work on my car after leaving I noticed my car wasn’t working well got it checked out and it’s broken

The mechanic had to move everything out in order to fix my transmission but I believe while doing that he messed something up because after that my cars Turbo started to fail (never had a problem with it) now I have a broken car and 3.6k down the hole. I called him and told him this and he took the... Read more »

T. J. Jesky
T. J. Jesky
answered on Sep 11, 2022

Well, it appears that the mechanic did not do his job correctly. If the mechanic cannot fix the problem or reimburse you for your expenses, I would suggest litigating this matter in Small Claims Court. If the mechanic is unresponsive, you can let him know that you plan to file a case in Small... Read more »

1 Answer | Asked in Consumer Law, Personal Injury and Small Claims for Illinois on
Q: can a sue a car repair shop for breaking a part on my truck and not fixing it they have had it for 2 months

whatever they broke now its going to cost $5600 to fix and they will not take my calls and they have had the truck for over 2 months now I have already paid $1782.00 for the heater core and now the computer is not working and the truck will not start they still have the truck and said it will be... Read more »

Charles Candiano
Charles Candiano
answered on Mar 31, 2022

Maybe. Before you go down that road, your best advice may be to have the car towed to the dealer before anything else is done. The dealer can tell you whether the heater core was properly installed and they should be able to explain how it would be possible to damage the computer while performing... Read more »

1 Answer | Asked in Consumer Law, Contracts, Products Liability and Insurance Bad Faith for Illinois on
Q: Do I have to pay them since they forgot?

I got a 3k check from my car insurance, repair shop was supposed to charge me it plus $500 deductible from my end. They only charged me $500 total and are just now asking for the check.

I live near Chicago, Illinois . Thanks lol

Ana M. McNamara
Ana M. McNamara
answered on Feb 3, 2022

Well, its your lucky day. The amount of check from the insurance was based upon an estimate of damage provided to them by their adjuster or an outside body shop. The fact that the body shop charged you less in the end should not change the amount of the check from the insurance. If the check is... Read more »

1 Answer | Asked in Consumer Law, Copyright and Patents (Intellectual Property) for Illinois on
Q: For US patent law, if you make an item that you've never seen a patent law for, is it illegal?

A friend group I had came up with an idea of a motor that can run itself. We would be able to run things off of said idea and it would be borderline free energy. With people having ideas for a hundred years, I doubt that someone has came up with this exact idea. If we were to move forward and... Read more »

Kevin E. Flynn
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Kevin E. Flynn
answered on Jan 31, 2022

Your question in a general sense is does it matter whether or not you have seen a patent for an idea before you start selling a product covered by that patent.

The answer is that you are liable for patent infringement to the owner of the earlier, unexpired patent whether or not you had...
Read more »

1 Answer | Asked in Consumer Law, Civil Litigation, Collections and Social Security for Illinois on
Q: I'm on SSI Disability can I be garnished by a collection agency about a credit card that I've been unable to pay on?

It's a collection agency who is taking me to court tomorrow via a zoom call. I've not been able to pay on it due to everything going up in price and I live on a very low income and am behind on my water bill and several other bills. I was behind on rent until just recently, over a year... Read more »

Bryan R. Bagdady
Bryan R. Bagdady
answered on Jan 26, 2022

Your inability to pay does not stop the entry of judgment. If there is already a judgment and you are up on a post judgment citation or garnishment, you should read and be aware of the exemption provisions of the post judgment code of civil procedure. Specifically, 735 ILCS5/2-1402 states at (b)(1)... Read more »

2 Answers | Asked in Bankruptcy and Consumer Law for Illinois on
Q: Law suit loan company took loan money after I filed bankruptcy.

I took a loan against my workers comp case in 2018. I filed chapter 7 bankruptcy in December 2020, bankruptcy was discharged April 2021 with the loan company on the bankruptcy and they did not contest the discharge. WC attorney office paid the loan company in December 2021 when my case settled not... Read more »

Robert J. Walinski
Robert J. Walinski
answered on Jan 7, 2022

In all probability the lender had a perfected security interest in the settlement. While any personal liability on your part was discharged, the lien would survive the discharge unless you successfully moved to avoid it. The basis for such avoidance would normally be that the lien somehow... Read more »

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1 Answer | Asked in Consumer Law, Civil Rights and Internet Law for Illinois on
Q: Lawsuit I need pls no Illinois or Minneapolis lawyer pls agsinst a Illinois judge Shapiro he giving my wife spcL treat

marie the one who has Illinois judge Shapiro an special treatment personal against me

Alexander Ivakhnenko
Alexander Ivakhnenko
answered on Dec 6, 2021

Even generally, in order to assess your particular legal situation involving a certain judge you must discuss all facts and details directly with a LICENSED attorney in the jurisdiction where you think the action took place.

1 Answer | Asked in Banking, Business Law, Consumer Law and Contracts for Illinois on
Q: What does the law 15 usc 1662 b translate to? does it mean that I am not required to put a down payment?
T. J. Jesky
T. J. Jesky
answered on Oct 11, 2021

Short answer: No. The reg states that no advertisement to aid, promote, or assist directly or indirectly any extension of consumer credit may state that a specified down payment, by the creditor who advertises his services.

1 Answer | Asked in Consumer Law, Contracts and Copyright for Illinois on
Q: Can I sue PlayStation if they won't give me access to games I have payed for?

I am a member of PlayStation Plus which gives out 2 free games each month but I am not being given access to 6 of the games, basically not allowing me to access 3 months of content I have payed for. I spoke with their management and they said it's an issue they are working on but there's... Read more »

Marcos Garciaacosta
Marcos Garciaacosta
answered on Aug 16, 2021

Probably not. check the terms of use.

1 Answer | Asked in Consumer Law, Contracts and Construction Law for Illinois on
Q: Unlicensed roof subcontractor, hidden from homeowner, did incomplete and unsatisfactory work, is homeowner breaching

contractual agreement if holding out on payment until compensated

for incompetent, incomplete work?

Frederick A. Lurie
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Frederick A. Lurie
answered on Apr 14, 2021

I am not sure what your question is but under Illinois law, it is unlawful to do any roofing work without a license under the Roofing Industry Licensing Act.

1 Answer | Asked in Consumer Law, Employment Law, Constitutional Law and Employment Discrimination for Illinois on
Q: Hello. I haven't received my rise due Dec 2020. Also construction going on was sent home without pay. Miriam

I was FT now PT due to coronavirus Manager cut my hours to 60. I tried unemployment. I was denied because Manager gave me 21 hours a week since pandemic should've have been 20 or less a week. Also I get no Holiday pay when I worked FT. I had to use my vacation time for Holidays to get paid.... Read more »

Peter N. Munsing
Peter N. Munsing
answered on Feb 26, 2021

as to unemployment, some changes are being made so that federal benefits may be applied for.

1 Answer | Asked in Consumer Law, Foreclosure and Real Estate Law for Illinois on
Q: Where can I find a free or fee based attorney to help me save my house? I have kids

Between husband being off due to infection in hand and when he went back to work a pay cut and my hours cut we are behind on our home and now an attorney has sent us a letter about taking house

Tim Akpinar
Tim Akpinar
answered on Jan 3, 2021

An Illinois attorney could advise best, but your post remains open for five weeks. You could try running some searches under "legal aid attorneys" and similar and related terms. Also try searching for "pro bono legal services." Look into whether the Illinois State Bar... Read more »

1 Answer | Asked in Consumer Law, Contracts and Tax Law for Illinois on
Q: How should I process. Pertaining to this case. About suing H&R Block.
T. J. Jesky
T. J. Jesky
answered on Nov 16, 2020

It would depend on the cause and amount of the suit. If you plan to sue them for under $10,000 you should consider suing them yourself in small claims court. There is a good possibility that once you file the suit in small claims and serve them with notice of the suit, they may work with you to... Read more »

1 Answer | Asked in Consumer Law for Illinois on
Q: What options do I have if potential landlord won't return partial deposit I paid

Sent a money order for $100 to apartment manager in WI to reserve apartment per our agreement by email. As full deposit is $300. Its a low income aparyment.

But should I decide not to move would they return it or would cancelling money order work?

I once did money order for order... Read more »

Tim Akpinar
Tim Akpinar
answered on Nov 16, 2020

An Illinois attorney could advise best, but your question remains open for four weeks. There's no guarantee all posts are picked up, but you could try reposting under Landlord-Tenant for better chances of a response. Good luck

Tim Akpinar

1 Answer | Asked in Consumer Law, Civil Litigation and Collections for Illinois on
Q: I have a judgement in wisconsin that's around 10 years old I just got an letter that they want to garnish my wages

They have never before this point tried to collect on it they have even sent me letters over the years trying to get me to come get another car thru them I dont have the money to pay them me and my husband dont make that much and we have three kids

Robert Shipley
PREMIUM
Robert Shipley
answered on Nov 5, 2020

State statutes have provisions by which judgments can be revived. You do not identify if the action is pending in Wisconsin or Illinois. Regardless, I would strongly recommend that you have a consultation with an attorney whose practice is concentrated in consumer law, to review whether the... Read more »

1 Answer | Asked in Consumer Law and Personal Injury for Illinois on
Q: I have been drinking sugar free drink packets since I was in Iraq in 2009 until now. Now I have crazy blood sugar levels

My blood sugar levels are super high due to an ingredient I was not aware would mess with my blood sugar, especially since I was drinking a SUGAR FREE DRINK Mix. So more than 10 years of drinking more than a gallon a day in 32oz water bottles each uaing a packet for flavor now I have super high... Read more »

Tim Akpinar
Tim Akpinar
answered on Oct 1, 2020

An Illinois attorney could advise best, but your post remains open for two weeks. There wasn't a question included in your post, but if you are wondering whether this situation gives rise to a legal cause of action, you would need to reach out to attorneys to discuss in greater detail. As you... Read more »

1 Answer | Asked in Consumer Law and Tax Law for Illinois on
Q: Everytime i file my taxes, I always have had a problem with the irs, telling me i need an Identity theft number.

Everytime i get in contact with the irs they cannot help me. Over the phone they tell me to go online and verify my identity online. When i go online its asking me for a credit account, mortgage account, auto loan account, Student loan account and which i have neither. I have a secured CC but that... Read more »

Linda Simmons Campbell
Linda Simmons Campbell
answered on Sep 16, 2020

Call your local taxpayer advocate. Here is a link to look up the number for your local office. https://taxpayeradvocate.irs.gov/contact-us

2 Answers | Asked in Consumer Law, Real Estate Law and Estate Planning for Illinois on
Q: Can they put a lien on my moms house over my deceased dads debt that she didnt agree to?

My dad died in january. Before he died he had roof work done on our house. They lied to him and promised insurance would cover the roofing, but insurance only covered a small amount. My mom now cant afford their 6k bill and kept the 2k check from allstate as well. Now the roofers are threatening a... Read more »

Robert Shipley
PREMIUM
Robert Shipley
answered on Sep 10, 2020

I am assuming that the home was owned jointly by your mother and father. That being the case, if the contractor completed the work, if they choose they can record a lien for the value of the work which has not been paid.

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1 Answer | Asked in Consumer Law and Civil Litigation for Illinois on
Q: Need to know type of lawyer needed

Lent car to a friend to have brakes worked on Friday. Per State police, car was in a hit and run at 4pm Fri. My parents were called at 1030pm, saying car will be towed, if your daughter doesn't call by midnight. (I am visiting from TX.) I returned home after 12mid. Tried to return call, but it... Read more »

George W. Svoboda
George W. Svoboda
answered on Aug 18, 2020

Start with a criminal attorney in IL who does traffic tickets even though you weren't driving. Stop talking to the police. Once you get your car back, you can worry about getting it fixed and who pays for the damage. Luckily, you have insurance. USAA will probably take it from there.

1 Answer | Asked in Consumer Law, Contracts and Products Liability for Illinois on
Q: I was quoted a price from a dealer with a buyers order faxed and dealer claiming they quoted wrong price. Have to honor?

I was quoted a price on a used vehicle from a dealership in Centralia, MO. The dealer quoted the vehicle at $21,905. I agreed to purchase the vehicle and the dealer sent over buyers order to my bank to secure funds. After funds were secured and the morning I was supposed to pick up the vehicle,... Read more »

Robert Shipley
PREMIUM
Robert Shipley
answered on Jul 28, 2020

Based upon your description the sales/transaction documents will need to be reviewed. Since the dealership is in Missouri, you should contact an attorney licensed in Missouri whose practice is concentrated in consumer law.

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