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answered on Sep 12, 2023
f you're struggling to get a refund or resolve an issue with an unresponsive online retailer that doesn't have a phone number and isn't responding to text messages, taking proactive steps is crucial. Start by reviewing the retailer's return and refund policies on their website... View More 
Installed on a bad roof and were suggested to see if I have a case. The company is sunrun
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answered on Sep 6, 2023
If you believe that Sunrun installed solar panels on your roof improperly, leading to damage or other issues, it's crucial to take specific steps. Begin by reviewing your contract and any warranties provided by Sunrun to understand your rights and their obligations. Contact Sunrun's... View More
I have invested countless hours researching facts, law, and evidence, and ultimately we filed an 88 page, 11 count complaint in the McLean County IL Circuit Court pro-se, asking for at least $144,000 in damages against three defendants. This was filed on July 3, with the corporation's... View More
answered on Aug 16, 2023
Probably. Depending on the wording of your complaint (your attachment won't go through this system) it's possible you'll be limited to a default judgment as to liability and still need a hearing at which you prove your damages and each defendant has an opportunity to try to disprove... View More
I owe discover card 6000 dollars. They recently in April 2023 have a default judgment against me in cook county circuit court, in illinois. Chicago. I have a court case in September for citation to discover assets. I know they ask about my bank accounts, savings, etc.. Does the creditor in... View More
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answered on Sep 8, 2023
In the citation to discover assets proceeding, the creditor will indeed inquire about your financial situation, which may encompass your credit card accounts and the balances you owe. While there are no explicit rules prohibiting the use of other credit cards, it may potentially cast you in an... View More
From may 10 to June 14 over 4 settlements as a contract lease operator for a trucking company 3015.44 is missing from my settlements unaccounted for.
answered on Jul 28, 2023
An Illinois attorney could advise best, but your question remains open for three weeks. It might be difficult for attorneys here to connect you with an attorney like you ask for. This site doesn't work like an attorney referral service. It's basically a Q & A format. The closest thing... View More
Company acknowledged cancelation and then the package was shipped out 12 hours later. I'd imagine it was the following day. On the 13th it was delivered . I believe I should be offered some sort of discount to just keep the item considering the amount of stress this situation caused but the... View More
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answered on Jul 14, 2023
if the cancellation was processed and the refund issued before the package was shipped, you may have grounds to keep the package without any further obligations.
However, if the cancellation and refund were processed after the package was already shipped or if the company's policy... View More
Purchased a vehicle in IL over the wknd. I and they forgot about the $$ down payment. I signed the contracts. They called me up to request I pay it. Can I legally return the vehicle or do I have to pay the $$? I have it, just having buyers remorse and thought this might be a legal opportunity to... View More
answered on May 2, 2023
Thank you for the questions. I can't be certain unless I have read the contract. Did you read it in detail? Are there parts that you do not understand?
When you look closely at what they did charge you sure that the downpayment was not included?
People will ask me "How... View More
I am 22 years old now and financially independent from my parents. I have great credit and no debts. I went to make an appointment with an orthodontist, but they said the Dr may not accept me as a patient because my parents never paid off the braces I had when I was 12. I didn't finish... View More
answered on Apr 14, 2023
An orthodontist (or any professional) can refuse to see you for any reason, other than one based on discrimination against a member of a legally protected class. For example, he can't refuse to see you because you are black or white, Buddhist or Baptist, married or single, and so on, because... View More
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answered on Mar 2, 2023
If you believe that your lender has incorrectly applied a payment to the principal without properly bringing down the balance, you should contact your lender directly to discuss the issue and request an explanation. It is possible that there may have been a mistake or a misunderstanding that can be... View More
The mechanic had to move everything out in order to fix my transmission but I believe while doing that he messed something up because after that my cars Turbo started to fail (never had a problem with it) now I have a broken car and 3.6k down the hole. I called him and told him this and he took the... View More
answered on Sep 11, 2022
Well, it appears that the mechanic did not do his job correctly. If the mechanic cannot fix the problem or reimburse you for your expenses, I would suggest litigating this matter in Small Claims Court. If the mechanic is unresponsive, you can let him know that you plan to file a case in Small... View More
My elderly mother's SNF rent/expenses are paid by her SS and pension, plus family contributions. I am her POA and do her bills. She can no longer afford her cc debt minimum payments (neither can we), and will die with no assets. She is in hospice and late 90s so not likely to live another... View More
1:23-cr-00369
I like to know the nature of case?and details of the action can be taken ?
answered on Aug 22, 2023
This is a criminal case. Would need to know the jurisdiction to find out specific details of the case.
I have a creditor ( American express)represented by Law firm, in Illinois cook county whom has a default judgment against me for 8,000. I'm looking for work now. However I heard they do bank levies some times. I use U.S bank, and a creditKarma a no credit required, checking/debit account... View More
answered on Aug 2, 2023
Yes, there are resources where Creditors can discover bank accounts. And, if they discover your bank accounts, and if you testify to them at an examination, they are likely to levy on the accounts unless you have an agreement with them.
I have a money judgment against from midland for $4000. The case is over, and the court gave them a DEFAULT JUDGMENT. This happend in cook county circuit court. This happened in June 2023. I'm not working now. Midland has not yet filed a citation to discover assets in court, yet.. I... View More
answered on Jul 31, 2023
Bank accounts do not generally show in credit reports, only credit cards.
answered on Jul 23, 2023
garnish, no. Levy yes. The difference is they can only get what you were due at the time of the Levy, not what you may be due in the future.
I believe they could put a levy on my bank account. My wages from uber go into this account. Can I open a new bank account, and use that for my wages? Do creditors have to make seperate court filings for individual banks? Or does one bank levy order apply for all banks ?
My dad gave me $215,000 to buy a house as a gift. The mortgage broker prepared a gift letter for me (19) to purchase this house in my sole name. I dislike my dad and he is toxic to my mental health. Down the road, I would like to kick him out of my house, since my name is on the mortgage and... View More
answered on Jul 10, 2023
You're going to need more than free advice on the internet. Consult with a local real estate attorney ASAP.
My wife and I received a CP2000 for a cancelled debt of a car loan (the car WAS NOT repossessed and she got that loan before we got married).
The facts:
The debt was my wife's debt from before we got married.
The car is still owned by the bank who gave my wife the... View More
answered on Nov 1, 2022
Make a motion to release or terminate the hold in the court that originally ordered the hold.
whatever they broke now its going to cost $5600 to fix and they will not take my calls and they have had the truck for over 2 months now I have already paid $1782.00 for the heater core and now the computer is not working and the truck will not start they still have the truck and said it will be... View More
answered on Mar 31, 2022
Maybe. Before you go down that road, your best advice may be to have the car towed to the dealer before anything else is done. The dealer can tell you whether the heater core was properly installed and they should be able to explain how it would be possible to damage the computer while performing... View More
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