Q: Unknown driver accident; no damage, submitted FR10 form in SC.
I was involved in a car accident in South Carolina where an unknown driver was driving my car. I was in the car at the time, the driver had my permission, and fortunately, there was no damage to my vehicle. I've submitted an FR10 form and provided photos of my vehicle showing no damage. What should be my next steps, and is there any liability I should be aware of?
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A:
Since you've already submitted the FR10 form and provided the necessary documentation, your next step is to wait for a response from the South Carolina Department of Motor Vehicles (DMV) or your insurance company. They may reach out for further information or clarification, so be prepared to respond promptly. You should also keep a copy of all your submitted documents for your records.
Even though there was no damage to your vehicle, you may still want to check with your insurance company to ensure that there are no liability concerns, especially if the accident involved other parties or resulted in a police report. It's important to verify with your insurer whether the driver you permitted is covered under your policy in case any claims arise later.
If you're concerned about potential legal or financial liability, it could be helpful to consult with an attorney who can guide you through the process and explain any risks. However, if there were no damages or injuries and the FR10 form was properly filed, your liability should be limited. Keep monitoring the situation and follow up with the relevant parties if necessary.
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