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Utah Collections Questions & Answers
1 Answer | Asked in Collections for Utah on
Q: If I go into a payday loan say I want to pay a loan off can they tell me how much that person owes without ID
Jefferson S Cannon
Jefferson S Cannon
answered on Aug 31, 2015

No, they can't disclose any information without a release from the individual. There may be some ways around that without disclosing information but it's a fine line.

1 Answer | Asked in Collections for Utah on
Q: In Utah can both spouses wages be garnished simultaneously from separate actions for garnishment?

My wife's check is currently being garnished by the Utah State Government. Can the US Government garnish the wages of me, a husband but under one household, in simultaneous actions?

Jefferson S Cannon
Jefferson S Cannon
answered on Aug 31, 2015

The short answer is yes. You can try to fight the amounts your employer is paying but its an uphill battle.

1 Answer | Asked in Collections for Utah on
Q: Can I file a Lien

My company won a Judgement for $ but the Defendant is not paying and is now filing an appeal. Can I file a lien in the meantime?

Jefferson S Cannon
Jefferson S Cannon
answered on Aug 31, 2015

Yes you can file a lien but if you do and the judgment is determined invalid on appeal, you may have more problems to deal with for filing the lien.

1 Answer | Asked in Collections for Utah on
Q: If my spouse passes away and he has co-signed on loans for family members am I liable?

I have also heard that you can post a notice in the newspaper that you are not responsible for your spouses debt. Does this remove any liability for myself?

Jefferson S Cannon
Jefferson S Cannon
answered on Aug 31, 2015

There could be an argument for liability but right now most creditors are not attempting to pursue family members for debts of deceased persons. A posting in the newspaper would have no effect whatsoever.

1 Answer | Asked in Collections for Utah on
Q: I work for an online lender sending email templates preapproved by our corporate legal dept. Can I personally be sued?

The email tells the pre-charge off customers the company is considering obtaining counsel for creditors' rights and asks the customer to contact us to make mutually acceptable arrangements. I do not alter the form email in any way. It has my name as the sender. A customer who has been in... View More

Jefferson S Cannon
Jefferson S Cannon
answered on Aug 31, 2015

Unfortunately the legal collections climate allows consumers to make counterclaim and file law suits against any collector. Now, the law suit and/or counterclaim may be bogus but there is very little detriment for someone filing a frivolous lawsuit to try and get out of debt. So yes you could be... View More

1 Answer | Asked in Collections for Utah on
Q: I received a summons for an upaid medical bill. The bill is less than $1500. What are my options?
Rachel Lea Hunter
Rachel Lea Hunter
answered on Apr 18, 2013

Try to settle for 50% or as little as possible if you have the funds to pay in a lump sum. If you do not have the funds, then see if the lawyer for the hospital will put you on the "easy payment plan" and let you pay $100 a month until the debt is repaid.

Of course, this assumes...
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