No. When you file bankruptcy, the automatic stay prohibits a creditor or agent for a creditor from contacting the debtor in an attempt to collect a debt. Once the creditor is informed of the bankruptcy all collection action should stop. Contact your bankruptcy attorney and have them send notice... View More

This is a question for a bankruptcy lawyer in your jurisdiction.

Call the bankruptcy clerk of courts and ask them about the possible filings for the name of the debtor.

The answer depends on the type of petition filed. For example, in the Eastern District of Wisconsin, the filing fee for Chapter 7 is $335 plus attorney's fees if you were to hire an attorney. The cost to file Chapter 13 bankruptcy in the Eastern District is $310 plus attorney's fees.

You were supposed to list all creditors, even the creditors that you wanted to continue paying. Most national lenders have purchased bankruptcy info from one of the three credit bureaus and the computer at the national lender downloads a list of all individuals that filed bankruptcy in the... View More

In my opinion, she is unlikely to find an attorney to help her file bankruptcy for little or nothing.

I suggest that she file the bankruptcy Chapter 7 or 13 case herself. The required forms can be accessed at most bankruptcy court websites, and there may be a document with instructions... View More

What you should do is get the advice of a local bankruptcy attorney.

I can't tell you which approach is "better" for you, but here's something worth considering: medical bills are generally unsecured, whereas a home equity loan is secured by your house. When you take out a home equity loan to pay unsecured debt, you transform that debt to secured... View More

"Better" is subjective, and only you can make that decision. One thing you may want to consider, though, is that medical bills are unsecured debt. A home equity loan, on the other hand, is secured by your home. Once unsecured debt like medical bills is converted to secured debt like a... View More

You would need to create and account with and log onto the Federal Bankruptcy Court (for the Eastern or Western District of Wisconsin) web page and search the PACER database records. There will be a modest expense for your searches. Alternatively you can hire an attorney's office with some... View More

If the bills were listed in your case, and the Creditors contact info was correct, you are not obligated. But, that will not stop unscruplious collection companies. I do not suggest you call, as they can be abusive. Provide a copy to your attorney. If you did not have an attorney, send the... View More

I would suggest you wait until after your Discharge is granted. Best to wait about six months. Note, there are tax ramifications of cashing out a retirement program.

Unless the underlying case was criminal and the fees awarded to the attorney are part of a fine, or the case was family law and the fees were found to be in the "Nature of Support", they are dischargable.

If the accident occurred after you filed, it is not part of the case. If the accident occurred prior to the filing of your case it should have been disclosed in your Petition. If it was and the trustee abandoned it, then it is yours. However, you have a duty to report it to the Trustee, if the... View More

A Debtor who is a Natural Person (vs. a Business) is permitted to represent him/herself in court. However, Bankruptcy is a very complicated area of law, involving a combination of State laws and Federal procedures. An attorney is not required, but is recommended.

See http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics/Discha...

The above information is not intended as legal advice but is intended solely for discussion purposes.

The bankruptcy code is fairly complex and generally most people recommend against filing without a lawyer. Wisconsin has some alternatives that are available in state courts to deal with unsecured creditors through Wis. Stat. Ch. 128. The uscourts has some informative videos about the bankruptcy... View More

There may be a pro bono organization resource that may help you: Check http://probono.abiworld.org/

The above information is for discussion purposes only and should not be construed as legal advice.

Good luck

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Generally a judgment creditor can issue a garnishment notice to a bank in the county where the lien is filed. If you only have exempt property in the account you can block the garnishment of exempt property but you need to be proactive. If a creditor knowingly garnishes property it knows is... View More

If I follow the question correctly, you are asking if the debt still exists after the bankruptcy discharge? In general terms, no - a Chapter 7 bankruptcy wipes out the debt - assuming we are talking about an unsecured nonpriority claim. In various scenarios, the debt could still remain.