answered on Jan 8, 2020
All of the property of your bankruptcy estate is determined as of the date of filing. In February of 2019, if you were owed a refund for any prior yaers, they would be property of your bankruptcy estate. In addition, as of the end of February 2019 you will have earned approximately 2/12 of your... View More 
answered on Jan 8, 2020
It depends on when you filed the case. If you filed in 2019 the bankruptcy estate would include a portion of your 2019 refund. If these refunds were listed on your schedules as assets and the Trustee abandoned them, by closing the case, there might be an argument that they do not have to be... View More
He has accumulated significant debt via credit cards and other loans via One Main Loan and Lending Club. He had a stroke this summer and has been off work and fell behind. This is how I became aware. He drowning trying to make payments. I just watched a webinar thru the National Senior Citizens... View More
answered on Jan 8, 2020
A lot of people who have no assets and receive social security are Judgment proof, there is no easy way for anyone to collect the debt from them. If social security is directly deposited into an account then two months of scoial security is protected by federal law. A lot of people who are... View More
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