Kilgore, TX asked in Bankruptcy and Collections for Texas

Q: I live in Texas and being sued by creditor in small claims. I cannot pay this I have medical condition and apply disabil

I have filed disability. I have other things to pay food and housing and cannot pay the creditor. I do not have money to file bankruptcy either

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2 Lawyer Answers
John Michael Frick
John Michael Frick
Answered
  • Frisco, TX
  • Licensed in Texas

A: If you do not own any non-exempt assets, let the creditor take a judgment against you if you owe the debt. If the creditor serves post-judgment discovery, truthfully and fully answer it.

James L. Arrasmith
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Answered
  • Bankruptcy Lawyer
  • Sacramento, CA

A: Given your medical condition and financial constraints, it may be advisable to consult with a legal aid organization or seek pro bono legal assistance to explore possible options for managing or negotiating the debt with the creditor. Additionally, you can consider exploring debt relief programs or resources available in Texas to help address your financial situation.

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