A major chemical company had an explosion that damaged my home. We agreed on a settlement and I was paid approximately half. Upon completion of repairs they sent me the last payment of over $5000. They then filed bankruptcy and the check bounced. What are my options to collect?
answered on Jun 16, 2022
Prosecute them for TBD bad checks. Criminal prosecutions are not stayed by the bankruptcy code. Do not take any civil action against them, only criminal.
Our income is $4300 per month. Our expenses..credit cards, rent etc, car and life insurance is over $5k. Then everyday expensle, like food, gas, utilities. Would bankruptcy help me?
To.
answered on Jun 12, 2022
If you have filed tax returns in prior years, for those unpaid income taxes, then yes, a bankruptcy can help you. Unpaid income taxes, for returns filed more than two years and four months prior to the date of bankruptcy, are dischargeable, along with the interest and penalties accruing.... Read more »
I have a small condo and our 5 family member live in this condo for last 21 years. This is only primary resident we have, during covid my wife lost her job and my parents move back to our home. I could not able to make any payment to my mortgage. I tried several time to modify or adjust the past... Read more »
answered on Apr 13, 2022
You can --through a lawyer--seek a temporary restraining order in District Court in your county. It is temporary--and I mean temporary. Don't expect more that 30 days till something will have to happen.
Go see a Bankruptcy Lawyer about a Chapter 13. That usually is the best way to... Read more »
I have a past due ( 3 years) mortgage and due to pandemic ( lost job and parents hospitalized) could not able to pay . I have tried several time to modify the past due also requested for payment option. each proposal they turn down and send me a demand letter for full past due . Now i received a... Read more »
answered on Apr 12, 2022
I have practiced in Texas and in Texas foreclosure is by "post and sell"--May 3 is the first Tuesday of the month which is foreclosure auction day. .That is contrasted to states like Florida where I practice now where is called a "Strict Foreclosure" state. That means that you... Read more »
answered on Apr 1, 2022
Buy the house. Sell the house. File bankruptcy and discharge the house debt obligation.
I have a 7 years lease with landlord and i started my business but I don’t have the money to complete. The landlord currently gave me 6 months of build out rent free. But now 6 months but I’m money. And I want to get out of lease, they say I have to make payment of remaining 7 years rent which... Read more »
answered on Mar 31, 2022
Your lease may be avoidable in a bankruptcy proceeding, but I would consult a business bankruptcy specialist to see what all the options are
They refused to remove the lien . The AG over charged me for child support, financially crippling me , I had to get property tax loans , this went on for 10 years .. My way out was to refinance my house , but because of this fraudulent lien I was unable to refinance.. I’ve gotten the run around... Read more »
Lien is bonded and he started the lawsuit but now gone bankrupt.
I won a lawsuit for medical malpractice. I was told I couldn’t speak about the facts of the case or settlement. If I keep all names and settlement amounts confidential may I tell my story? The company who I sued has also filed bankruptcy. How do I find out if the company was liquidated? This is... Read more »
answered on Mar 1, 2022
One would have to see the actual settlement to properly answer this question, but I would advise against any disclosure. Many times there are severe consequences for breaches of confidentiality. I think the safest course of action is to remain silent and disclose nothing.
If I receive a notice for a hearing to NOT revoke our "limited sales, exercise and taxes" while having small outstanding sales taxes, would I need to pay them if I'm looking to dissolve my LLC regardless?
We created a company that wasn't profitable and we ended up not... Read more »
answered on Jan 30, 2022
You will still owe the taxes whether the LLC is dissolved or not.
I don’t have the money to fly to Oregon and get another lawyer to force him to refinance. I also learned he put the home in forbearance while the divorce was still processing. So now he has to either pay back 30 grand before he can refinance OR have me agree to sign papers to put that money on... Read more »
answered on Jan 20, 2022
You need to consult your divorce attorney and move to hold him in contempt in the divorce case. He will likely have to hold you harmless on the debt regardless.
She own's no real estate, no financial holdings, no car - nothing! nothing in her bank account and nothing in her will. Rents a small apartment. She's on Medicare and Medicaid.
Can the card holders go after my wife to pay here debt?
answered on Jan 18, 2022
I am licensed only in Missouri and Illinois. Based upon the law in those States, I would say "No." I am not licensed in Texas but, UNLESS your wife is a co-signer, co-apllicant, or guarantor for any of your mother-in-laws debt, I cannot see how your wife would be responsible for her... Read more »
Hello im getting sued by LVNV FUNDING LLC. For the amount of $1456.73 for credit card debt. I was wondering if i could settle the debt before going to court and if so how to go abour that. Ive never been sued so i have no idea what to even do or who to contact. My citation papers were served on... Read more »
answered on Jan 8, 2022
It's extremely important for you to file an answer in a case like this, so they do not get a default judgment against you. For this amount of money, it's probably not cost-effective to hire an attorney, but if it was for a larger amount, definitely seek counsel.
And to... Read more »
If I file bankruptcy will this free me completely from the debt of the house? it’s going to foreclose and he is trying to get me to agree to put all the debt on the back of the loan. My ex is in another state (oregon) I haven’t lived in the home in over 5 years. I know he is in contempt for... Read more »
answered on Jan 4, 2022
I think you are correct in being pro-active.
You need to consult a lawyer in Texas who does bankruptcy. You don't say where the house is, what your interest is, nor any detail necessary for complete advice.
Don't wait for someone else to do what you can cure in one... Read more »
I am in Texas, and bought a car from a Buy Here Pay Here dealership a few months ago. I ended running into financial troubles, and the car was repossessed. Because my financial situation was so bad at the time, I ended up letting the car go. After doing some research I learned they could still... Read more »
answered on Nov 6, 2021
They can still collect it and will attempt to collect it in the future. Be very careful dealing with the car lot.
answered on Nov 3, 2021
The bank likely received an order from the court lifting the automatic stay to proceed with the foreclosure. This is not uncommon and they can do this for various reasons - no equity, no adequate assurance, you haven't been paying the mortgage post petition... etc. Take a look at your... Read more »
I know the back child support can never be washed away, but if by recording the Chapter 7 bankruptcy, will keep me out of debtors prison or jail?
Is this a true statement about filing bankruptcy, If you are behind on child support?
Filing a chapter 7 will get you out of jail by... Read more »
answered on Nov 2, 2021
The automatic stay does not apply to criminal proceedings or domestic support obligations. Bankruptcy Code 362(b)(1) and (2).
(b)The filing of a petition under section 301, 302, or 303 of this title, or of an application under section 5(a)(3) of the Securities Investor Protection Act of... Read more »
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