Yes, in a Chapter 7 bankruptcy, otherwise known as a "fresh start bankruptcy" our firm charges a flat rate fee. The flat rate is dependent on your specific situation. Our office offers a payment plan for legal fees prior to filing for all clients.
My husband is probably going to file for bankruptcy in PA. How do the credit cards that are in both of our names work? I know that they can still require payment, but can they stay monthly payments or do they require me to pay one lump sum? He also has a four wheeler that is almost paid off, if we... Read more »
The credit card payments can be made on a monthly basis in accordance with the non-filing spouse's contractual responsibility. The four wheeler most likely is exempt, however, depending on the cost per month, it could be viewed as a luxury expense to the detriment of unsecured creditors. If...Read more »
No, their income is separate. Although you do share a dwelling, you do not share in a financial household with your landlord(s). Your rent is an expenses that you should list on Schedule "J" of your Petition and also include the Lease on Schedule "G." Lastly, any security...Read more »
The first payment of my chapter 13 bankruptcy is due 30 days after filing the petition. What happens if I cannot make that payment? Will my case be dismissed even before the meeting of creditors? Is there a way to be excused from that payment?
A Motion to Dismiss is generally filed by the Chapter 13 Trustee when the Petitioner is 60 days behind on Chapter 13 Payments. Accordingly, you may file an Amended Plan to include the missed payment over the remainder of the Plan or you may make a double payment the following month is affordable...Read more »
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