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Questions Answered by Rabih Hamawi
1 Answer | Asked in Real Estate Law and Insurance Bad Faith for Michigan on
Q: Can an insurance adjuster deny paying a claim after their remediation company demo'd 3 rooms of our house?

Shower faucet started leaking, causing a huge bubble of water on lower level ceiling. Called my agent, he filed a claim. Adjuster sent Remediation company, came in and tore out livingroom and formal living room ceiling, most of our master bathroom and part of our master bedroom wood floors.... View More

Rabih Hamawi
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Rabih Hamawi
answered on Dec 13, 2024

There is not enough information in the fact pattern to fully answer this question. Generally, an insurer may not engage in major demo work without obtaining written permission from the insured unless there is a specific reason (like an emergency) for it. Further, an insurer must have proof to deny... View More

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