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Questions Answered by Rabih Hamawi
1 Answer | Asked in Insurance Bad Faith and Health Care Law for Michigan on
Q: Life insurance claim issues after brother's death in MI; company requests medical access.

My brother passed away a couple of weeks before the end of the contestability period, and I submitted a valid life insurance claim with the original death certificate. However, the insurance company is asking for permission to contact his doctors and review his medications, although my brother had... View More

Rabih Hamawi
PREMIUM
Rabih Hamawi
answered on Mar 14, 2025

If the policy was issued in Michigan, or the decedent resided in Michigan when he purchased the policy, then you should consult a lawyer in Michigan.

2 Answers | Asked in Real Estate Law and Insurance Bad Faith for Michigan on
Q: Can an insurance adjuster deny paying a claim after their remediation company demo'd 3 rooms of our house?

Shower faucet started leaking, causing a huge bubble of water on lower level ceiling. Called my agent, he filed a claim. Adjuster sent Remediation company, came in and tore out livingroom and formal living room ceiling, most of our master bathroom and part of our master bedroom wood floors.... View More

Rabih Hamawi
PREMIUM
Rabih Hamawi
answered on Dec 13, 2024

There is not enough information in the fact pattern to fully answer this question. Generally, an insurer may not engage in major demo work without obtaining written permission from the insured unless there is a specific reason (like an emergency) for it. Further, an insurer must have proof to deny... View More

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