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Insurance Bad Faith Questions & Answers

1 Answer | Asked in Contracts, Family Law and Insurance Bad Faith for Georgia on

Q: Can I use my step mother for withholding my father's life insurance if he verbally acknowledgements to give his kids to?

Can I use my step mother for withholding my father's life insurance if he had now I'll but he told his mother,father and siblings? Could we use these as witnesses?

Homer P Jordan IV answered on Aug 16, 2019

You should consult with an attorney who can review the facts of your case in detail and provide you with the options. We would need more information on the facts to provide you with guidance. -Homer P. Jordan IV, Esq. 404-620-1558 HomerJordan.com

1 Answer | Asked in Contracts and Insurance Bad Faith for California on

Q: Can a public insurance adjuster force you to terminate a contact for their services?

3 weeks of stalls and setbacks, then abruptly tells us to go away. I have a signed contract but they will not fulfill terms and now are trying to force me to sign a termination release. Is this legal.....(never mind unethical)

William John Light answered on Aug 16, 2019

It's not illegal in the sense that no crime has been committed. Whether or or not it breaches your contract depends on what the contract says about termination. You might have a claim for specific performance or breach of contract. You might not.

2 Answers | Asked in Civil Litigation, Contracts, Insurance Bad Faith and Insurance Defense for Florida on

Q: Is there a way that I can sue my step mother for withholding my deceased fathers insurance. If I have proof he had

Is there a way that I can sue my step mother for withholding my deceased fathers insurance. If I have proof he had Insurance and told his mother, sisters, brother and kids what he had? Is there any way possible to sue her in any way?

Linda Liang answered on Aug 16, 2019

If you have reasons to believe that your step mother is not beneficiary of the insurance and she claimed the insurance proceeds, yes, you can.

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3 Answers | Asked in Civil Litigation, Contracts, Insurance Bad Faith and Insurance Defense for Florida on

Q: insurance company voided my policy for misrepresentation on application. should i cash refund check, is that admission

is that admission of guilt, they stated that when i filed out my application online (which i actually did over the phone with an agent, i answered the question falsely, but agent did ask me for much information. i am being sued due to accident my son had and i received refund. should i cash or... Read more »

Linda Liang answered on Aug 15, 2019

The victim is suing you or the insurance company? If it is the Victim who is suing, you need to know you have no coverage at least at this moment. As far as whether cashing the check means admission, it is arguable because they reject your application for the reasons they believe it is true. You... Read more »

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1 Answer | Asked in Real Estate Law, Environmental and Insurance Bad Faith for Ohio on

Q: If a neighbor did major work next to your property line to run storm water pipes on to your property should you be told

And to find out the neighbor had been plotting this move for over a year after the head of soil and conservation advised neighbor not to block the watercourse THATS been their for 100+ years so the neighbor gets a permit to put in a WMSC and now we are getting all of the pollutions from the... Read more »

Bruce Martin Broyles answered on Aug 15, 2019

Your neighbor cannot alter the course of the natural flow of water onto your property. The permits and zoning do not determine whether he has a right to adversely effect your property. You have rights that should be enforced through a complaint for trespass and request for mandatory injunctive... Read more »

4 Answers | Asked in Car Accidents, Health Care Law, Insurance Bad Faith and Personal Injury for California on

Q: Can a car insurance bodily injury rep get my Medi-Cal info from hospital billing department?

I was in a car accident 4 weeks ago, the insured of the other car accepted liability. I have a Stanford Hospital bill of $15,574 and I was unaware that I had state health insurance that will cover emergency room visits. My health insurance provider name and group/member number was not listed... Read more »

Theodore Allan Greene answered on Aug 5, 2019

It's hard to answer your question without more information but I can tell you that insurance companies do all they can to minimize how much they pay to people their clients (insured) injury with negligent driving. The health care provider will say that they haven't divulged any of your "medical"... Read more »

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1 Answer | Asked in Car Accidents, Health Care Law and Insurance Bad Faith for California on

Q: Can a car insurance bodily injury rep get my Medi-Cal info from hospital billing department?

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Alexander Bakhache Perez answered on Aug 5, 2019

Really need an attorney to guide you in this, you do not want to be stuck with medical bills, this is not a small case.

under Third Party Liability you will have to pay back your medical insurance company.

do not trust the BI Rep to advocate for you, all the rep wants is for you to...
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1 Answer | Asked in Products Liability, Insurance Bad Faith and Insurance Defense for Virginia on

Q: I was hit from behind and have a police report, yet the other driver's insurance company still denied my claim. how?

The insurance company said that since they were unable to get a statement from their insured that the claim was denied. However I have a police report with the report number that I already submitted to the company

Tim Akpinar answered on Aug 3, 2019

Depending on the practices of the claim examiner and/or insurance carrier, they may be waiting for all information to come in before reviewing and considering the claim for payment. Hopefully, their insured will cooperate in a timely manner and this will enable processing your claim.

It...
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2 Answers | Asked in Family Law and Insurance Bad Faith for Georgia on

Q: CIGNA called me. They made a mistake on my short term disability payments. They state I have to pay them back. Do I?

I applied for automatic deposit. 4payments we’re electronically deposited. I also received weekly paper checks. CIGNA states electronic deposit was done under a different persons account and deposited in my account. They say I have to pay them back the 4 payments that were electronically deposited

Regina Irene Edwards answered on Jul 31, 2019

Yes, you have to pay back money that was erroneously sent to you.

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1 Answer | Asked in Insurance Bad Faith for California on

Q: Insurance Carrier files an Application for Adjudication of Claim. What establishes "Material Misrepresentations?”

When the Insurance Carrier files a Declaration Under Labor Code Section 4906(h) with the WCAB under “penalty of perjury”, what establishes "Material Misrepresentations?"When would such application be considered defective or void?

The Defendants who filed the adjudication have... Read more »

Ronald Mahurin answered on Jul 30, 2019

You are focused on the wrong issues. An application is on file. It can be amended at any time within 5 years of the date of injury. Now you have a case number. Defendants are correct in this regard, it doesn't make much difference what is on the application because defendants can always change... Read more »

1 Answer | Asked in Insurance Bad Faith and Car Accidents for Texas on

Q: Is it too late to sue for damage?

My vehicle was totaled last year while parked at a tire shop, the driver involved allegedly fell asleep while driving. He totaled my car and some other vehicles that was parked. The driver does not have an insurance and not listed in his parent's car. My car was in pristine condition & was fully... Read more »

Peter N. Munsing answered on Jul 29, 2019

I believe the statute of limitations for damage to property is two years. Contact your insurance because they may sue him in "subrogation,"

and would include an amount that covers your deductible.

But first I'd ask him to pay you and see if he agrees. If not you can report that to...
Read more »

1 Answer | Asked in Criminal Law, Traffic Tickets, Insurance Bad Faith and Intellectual Property for New Jersey on

Q: Got a hit and run lawyers letter. I hit a cyclist he was fine we didn’t call the police.

hit a cyclist stopped my car and checked he was ok. He was fine just complained bike was damaged. No police called I didn’t make any police report. I now received a hit and run letter from a lawyer claiming property damage. What do I do. The cyclist came out in front of me on a roundabout.

H. Scott Aalsberg Esq. answered on Jul 25, 2019

If charged by the police get yourself a good Criminal lawyer you will be facing loss of your license and jail time. If not charged but just received a letter from a lawyer notify your insurance company and if you didn't have insurance or enough insurance hire your own lawyer to defend the case.

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for New Jersey on

Q: I hit a cyclist and didn’t make a police report. He is now claiming hit and run with body and property damage.

I hit a cyclist stopped my car and checked he was ok. He was fine just complained bike was damaged. No police called I didn’t make any police report. I now received a hit and run letter from a lawyer claiming property damage. What do I do. The cyclist came out in front of me on a roundabout.

H. Scott Aalsberg Esq. answered on Jul 24, 2019

If charged by the police get yourself a good Criminal lawyer you will be facing loss of your license and jail time. If not charged but just received a letter from a lawyer notify your insurance company.

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2 Answers | Asked in Insurance Bad Faith and Insurance Defense for California on

Q: Hello I am looking for an attorney that will help me with a denied claim with my auto insurance company....

After a year long investigation in which we gave them everything they asked for.... They denied the claim.

Gerald Barry Dorfman answered on Jul 23, 2019

If the claim was for personal injuries (like uninsured motorist), many attorneys will take such a case on contingency. That means they get paid a percentage of what you get from the insurance company. If the claim is for property, it is more likely you will have to hire an attorney on an hourly... Read more »

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1 Answer | Asked in Civil Litigation and Insurance Bad Faith for Colorado on

Q: Can a structural engineer force their claims based policy to cover a claim retro, if they have stopped doing business?

Structural engineer who no longer is in business had a claims based policy which supposedly ends when they stop paying the policy premiums. Other contractors the insurance company will cover if they had insurance at the time of work. Is an insurer required to defend a suit after the policy... Read more »

Donald C Eby answered on Jul 22, 2019

The answer to your question will depend upon the language contained in your policy. It could be either.

1 Answer | Asked in Insurance Bad Faith for California on

Q: I have state fund as my liability insurance carrier. Someone who is not related to my company filed a claim for an

Injury that happened at a job not related to my company. At first the claim was denied and now they are settling with the person. This is ridiculous and I was wondering if I can sue state fund for settling without my consent or knowledge

William John Light answered on Jul 19, 2019

The decision to settle belongs entirely to your insurer. You can file a complaint with the adjuster and he SVP of the claims dept. explaining your objection, and you can file a complaint with the insurance commissioner.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Products Liability and Car Accidents for Indiana on

Q: My insurance company wants to total my car, i was not at fault. Can i ignore this and pursue at fault party insurance?

I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... Read more »

Peter N. Munsing answered on Jul 11, 2019

Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really a fixer, it's on... Read more »

Q: I live in CA. I am not represented. What would be the appropriate DWC forms to address the following?

* FORMS TO FILE PROTECTIVE ORDERS

* SEAL MEDICAL RECORDS

* FORMS TO FILE OBJECTIONS

* FORMS TO FILE SANCTIONS

* INFORMATION ON SUSPENSION OF DEPOSITIONS

* FORMS TO MAKE A REQUEST FOR REIMBURSEMENT FOR MILAGE, EXPENSES, TTD OR PAST DUE WAGES & JOB DISPLACEMENT... Read more »

William John Light answered on Jul 8, 2019

Get a workers comp attorney for your case, or pay for a full consultation on how to address the issues you raise. This forum is not for detailed, free advice on how to litigate your case.

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1 Answer | Asked in Insurance Bad Faith for California on

Q: I start a full time job. Trained for a day and didnot show up for work. I didnot put on claim form for ui insurance. Now

Edd found out and had i committed serious criminal fraud

William John Light answered on Jul 8, 2019

Hire a criminal defense attorney.

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