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Insurance Bad Faith Questions & Answers

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Georgia on

Q: What are the current Georgia codes for insurance companies paying a claim or misrepresentation?

Accident was 4-19-19. Insured motorist under USAA claimed 100 % responsibility in complete loss of my car(27500). They have misrepresented themselves and told me to go through own insurance company. I told them no and I would like to go through USSA. No money for personal loss.

Timur Akpinar answered on Jun 17, 2019

I hope you are okay as a result of the accident. It's possible that what you were told does not amount to misrepresentation, although it could have been a recommendation that might not have been the best course of action for your interests. Before further time elapses, try to arrange a free consult... Read more »

1 Answer | Asked in Insurance Bad Faith, Arbitration / Mediation Law and Car Accidents for Virginia on

Q: What is the best course of action to take when you suffer property damage and loss of income.

The accident involved a tractor trailer and car. The car veered a considerable distance over into the tractor's lane. The insurance company is stalling and the tractor is the drivers livelihood. The claims agent said he would not send out an adjuster and after "his" investigation determined fault... Read more »

Peter N. Munsing answered on Jun 12, 2019

Not sure whose adjuster/claims agent it is. However understand if police were called the police report will be used. Also if you have collision, use that, let your company go after theirs. Most states require that property damage be settled promptly and fairly You can always file a complaint with... Read more »

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Texas on

Q: friend got a citation for no license in my car. They used my insurance. Will my parents find out? Or will my rate go up?

Insurance under parents

Peter N. Munsing answered on Jun 12, 2019

Was there a crash? If not no problem. Even if there was, I don't see a problem under most scenarios. Rates only go up if the driver is at fault in causing the collision, if there was one. The question of fault has nothing to do with the license.

1 Answer | Asked in Civil Litigation, Criminal Law, Insurance Bad Faith and Insurance Defense for Tennessee on

Q: When your license gets suspended for not being insured Do they revoke all registrations in the vehicle owners possession

I was in an accident and i was uninsured. So i got a ticket and license suspended. Does this on affect the vehicle that was in the accident?Or does that include both of my vehicles?

Leonard Robert Grefseng answered on Jun 12, 2019

If I understand your question correctly, I think you misunderstand the difference between your LICENSE and the vehicle REGISTRATION. these two things are not the same. Your license is for you only- it is the authorization that you can legally drive a vehicle ( ANY vehicle, even one you don't... Read more »

2 Answers | Asked in Insurance Bad Faith for Texas on

Q: Texas and bad faith

My daughter was hit by a driver who ran a red light. The other driver was ticketed. His insurance company denied our claim without even having a copy of police report. They have also been very difficult to contact. I read that Texas doesn’t allow bad faith lawsuits unless it is between the... Read more »

Rahlita D. Thornton answered on Jun 4, 2019

You should pursue the case and obtain an attorney if the other driver was ticketed if your daughter sustained injuries. There may be other options considering the facts of the accident and whether you also have coverages that can apply. Of course there are time limitations on a lot of claims.... Read more »

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2 Answers | Asked in Personal Injury and Insurance Bad Faith for Louisiana on

Q: Just had my forma pauperis statis accepted on a suit for over 100000 do i ask for hearing to obtain evidence now

How do i file for trial

Douglas Lee Bryan answered on Jun 3, 2019

You should consult with an attorney to represent you.

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Texas on

Q: An auto insurance company doesn't want to counteroffer until I come down more from my original counter. what should I do

Just received a letter from the insurance company saying:

""We have minimum limit policies 30/60 and unless the counters are more reasonable for me to extend another offer I could be bidding against myself. You can call me and we can discuss the claims and if a more reasonable counter is... Read more »

Timur Akpinar answered on May 19, 2019

Based on the facts at hand, it isn't mentioned what their offer is. If you consult with a Texas injury attorney for their opinion on the insurance company's offer, they are going to want to know more about the medicals. Based on the description here, the other vehicle ran a red light and your... Read more »

4 Answers | Asked in Personal Injury, Car Accidents, Insurance Bad Faith and Insurance Defense for California on

Q: MR. LIGHT WHAT IF I DIDNT HAVE INSURANCE ON MY CAR AT THAT TIME?

William John Light answered on May 18, 2019

Lack of insurance has nothing to do with who is at fault. If the other party is at fault, lack of insurance will only affect your ability to recover pain and suffering damages if you pursue a personal injury claim. You will only be able to recover economic damages (medical expenses, property... Read more »

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3 Answers | Asked in Insurance Bad Faith, Insurance Defense, Business Law and Car Accidents for California on

Q: WHERE CAN I FIND AN ATTY. FOR WHAT I BELIEVE IS INSURANCE FRAUD?

This young guy hit my car CLEARLY at fault & admitted it. the insurance paper showed his policy had expired He told me that he would talk to his mother to get my car fixed. His mom is an insurance agent. the calls that were supposedly from a claim adjuster were not the # was from his moms office... Read more »

William John Light answered on May 18, 2019

Unclear if you are injured from a collision or just want property damage repaired. The remedy for establishing who is at fault in a collision is a lawsuit. If you want your property damage repaired, file in Small Claims. Bring photos of the damage, and of the scene. Bring copies of the... Read more »

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2 Answers | Asked in Health Care Law, Insurance Bad Faith and Medical Malpractice for California on

Q: its regarding patient care , hospital already compensating for property being lost, but can i go with medical claim too

passed away person phone is at hand with sighs of unfair treatment

William John Light answered on May 14, 2019

There aren't any facts in your post to evaluate whether a malpractice claim is even possible. You will need to contact a malpractice attorney to discuss this in detail. Such claims cannot be evaluated over the internet.

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2 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for California on

Q: Guy cut me off while turning into driveway which caused me to fall and hit his car, driver made false insurance claim

Drive told Insurance that I hit his car while he was parked, I have witnesses that say otherwise, only thing is I have no bike insurance for bike nor a bike license, as I've owned it for a month, does this hurt me or what would happen?

In Barstow, California

William John Light answered on May 13, 2019

If you are hurt, contact a personal injury attorney to pursue a claim on your behalf. Since you were uninsured, you can only recover your economic damages - no pain and suffering.

If you have property damage only, file suit in Small Claims court. Bring your witnesses and...
Read more »

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1 Answer | Asked in Insurance Bad Faith and Public Benefits for Washington on

Q: My husband is disabled, receives Medicare with prescriptions cov. with Cigna. Five reimbursement checks bounced. Help.

Cigna did not coordinate their benefits with Nathan's primary insurance coverage through Regence. Cigna did not cover any copays for 3 years. We didn't quite understand the magnitude until speaking to our pharmacy and doing some investigating. We spent hours and hours collecting print outs from... Read more »

Vincent J. Bernabei answered on May 9, 2019

If you have received bad checks, you can recover from the company issuing the checks the costs of collecting the amount of the check, including attorney's fees, interest on the amount of the check which accrues at the rate of twelve percent per annum from the date of dishonor; and three hundred... Read more »

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on

Q: Under Insurance contracts required to conform to cal statues change insurance contract exclusion provision of ownership

Are Insurance contract, that state "all provisions of this contract amend to conform with statues of the state", and used an exclusions of "actual or beneficial ownership" to deny coverage, changed under cal statuary laws that define the transfer of the actual or beneficial owner as outlined under... Read more »

William John Light answered on Apr 10, 2019

No one can answer without reading the policy, knowing the facts underlying the claim, and reading the declination letter from the insurer. However, "actual ownership" under the meaning of the policy is probably the meaning set forth in Vehicle Code 5600(a).

A beneficial owner is occurs...
Read more »

1 Answer | Asked in Insurance Bad Faith for California on

Q: Filed a claim for MRSA 2011 that was approved, then 2014, 3 surgeries to save my arm from MRSA , denied my open claim

I filed a claim which was accepted. The MRSA continued, and I was treated for numerous infections until 3/2014, when I was hospitalized with MRSA SEPSIS. Hospitalized for 3 1/2 weeks in ICU, recovering from 3 emergency surgeries to save my infected arm. I reported my condition to my employer,... Read more »

Louis George Fazzi answered on Apr 6, 2019

You need a worker's compensation attorney immediately. You should have no problem finding one near your work.

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Maryland on

Q: Can another person's insurance company not pay you for a claim if your car was hit while parked on a red curb in MD?

There were no signs, fire hydrant, or fire lane marked. Have hospital's video of my car being hit.

Peter N. Munsing answered on Apr 6, 2019

No. Confirm they are not paying in writing. Then file a complaint with the Attorney General Office of Consumer Affairs and with the Insurance Commissioner.

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3 Answers | Asked in Family Law, Federal Crimes and Insurance Bad Faith for Georgia on

Q: how do i file when the father is ordered to provide health insurance but refused?

my son is on medicaid right now but his father refuses to get him health insurance and makes more than enough to provide insurance?

Robbie Levin answered on Mar 27, 2019

If the Court Order requires him to provide insurance, then your remedy would be to file a Contempt action against him.

For more info visit my website at www.LevinLawyerGa.com

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1 Answer | Asked in Civil Litigation and Insurance Bad Faith for Pennsylvania on

Q: Can I sue an insurance company for misinformation leading to my teeth being extracted?

The insurance company, which was funded by the state of Pennsylvania, informed me that my insurance would soon end. I could not afford dental insurance, being widowed and felt that there was no other choice but to have the extractions performed and dentures made. The dentist that they sent me to... Read more »

Timur Akpinar answered on Mar 27, 2019

You outline a number of issues here. A starting point might be to see if a Pennsylvania attorney could give you a free initial consultation regarding whether the termination of insurance benefits was proper. Additionally, because of the financial situation you describe, there could be a non-legal... Read more »

1 Answer | Asked in Consumer Law and Insurance Bad Faith on

Q: Sir, Is the premium notification mandatory

I work in Kuwait.My insurance company, LIC International does not send any premium notification

Timur Akpinar answered on Mar 26, 2019

The procedures to be followed by insurance companies are generally governed by state law. Most carriers provide premium notices, whether by traditional mail, or electronic means. It's in their own interests to get paid by policyholders. If you know a premium is due and you wish to continue... Read more »

1 Answer | Asked in Arbitration / Mediation Law, Civil Litigation and Insurance Bad Faith for California on

Q: I filed for a default judgement and was denied now it says demurrer motion to strike (twice) on minutes

I filed for default judgement the judgement was denied but the default was entered now on the minutes it says demurrer motion to strike is that from the defendents since it's on there twice what do I do still turn the new judgement or now fight the demurrer motion to strike how could they still... Read more »

William John Light answered on Mar 23, 2019

If the Default was entered, the Defendants couldn't file a Demurrer/Motion to Strike. I doubt that the Default was entered. You will probably need to Oppose the Demurrer/Motion to Strike.

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