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Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith for California on
Q: Just wanted to know if my evidence was enough to support my claim for damaged property. A grocery delivery woman from

walmart drove up the front yard that costed around 800 to renovate the whole yard broke, broke a sprinkler, ignored when my father and I were addressing the issue and just got a sorry sorry and left as she was leaving the groceries on the driveway. A minute after she left I took a couple pictures... Read more »

Maurice Mandel II
Maurice Mandel II answered on Jul 11, 2020

Perhaps. You never know until you go to court. I suggest you send Walmart a written demand, certified mail, RRR, with your photos and the bills for the repairs or your estimates for the repairs, and give them 2 weeks to respond. After the 2 weeks is up, file in small claims. This is also... Read more »

1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: My neighbor had a huge rubbish fire that melted the siding on my shed. Are they responsible for the damage?

They said they didn't light the fire. The location of the large fire pile is only 15 feet from my shed. Will county is supposed to be 50 feet from neighboring structures

Robert Shipley
Robert Shipley answered on Jul 6, 2020

If your neighbor was responsible for the fire you describe and it ultimately caused damage to your property then the neighbor would be responsible for paying the cost of the damage to your shed. If the neighbor did not actually start the fire, but was aware that there was a fire, then they would... Read more »

1 Answer | Asked in Health Care Law, Insurance Bad Faith and Personal Injury for Washington on
Q: If someone comes near me not wearing a mask, which is a threat to my health can I defend myself.
Tim Akpinar
Tim Akpinar answered on Jul 6, 2020

A Washington attorney could answer this best, but your question remains open for a week. Depending on how the situation unfolded, it could result in assault charges. A criminal defense attorney could offer better insight here than a personal injury attorney. Good luck

Tim Akpinar

1 Answer | Asked in Insurance Bad Faith for New York on
Q: Hello i need to sue an international health insurance company located in Britain and works here in NYC?

They declined covering me each and every time i need medical service claiming all are preexisting conditions without adequate proof?

Tim Akpinar
Tim Akpinar answered on Jul 2, 2020

I'm sorry that your procedures were denied. There wasn't a question, but a starting point for your situation could be to start contacting attorneys who handle health insurance claim disputes. Depending on the policy, there could be provisions for appeals. Good luck

Tim Akpinar

1 Answer | Asked in Copyright, Insurance Bad Faith, Intellectual Property and Land Use & Zoning for California on
Q: Question, if this property belongs to the Indian reservation and the individual took it out unauthorized with a deed,

It would be considered fraud or no?

John Brian Hudak
John Brian Hudak answered on Jul 1, 2020

Consider contacting a local pro bono attorney group related to the issue. The specific facts would need to be reviewed to understand what happened and any possible wrongdoing.

This answer includes generalizations and there are many caveats. This answer does not form an attorney client...
Read more »

1 Answer | Asked in Health Care Law, Insurance Bad Faith and Insurance Defense for California on
Q: In the state of CA can you change a last name but not get officially married to avoid increased health insurance cost?
Kevin Christopher Murphy
Kevin Christopher Murphy answered on Jun 30, 2020

Yes, you can change your name without getting married. However, you should consult with a Family Law attorney to get the best advice before making any decisions. Good luck!

1 Answer | Asked in Car Accidents, Civil Litigation, Insurance Bad Faith and Personal Injury for Washington on
Q: Does res judicata and/or collateral estoppel apply to a small claims judgment?

If a plaintiff succeeds in small claims court and receives a judgment, can the loser (defendant) later file a lawsuit in King County Superior Court over the same matter? This involves an auto accident in which each party blames the other. The matter was heard in King County District (Small... Read more »

Tim Akpinar
Tim Akpinar answered on Jun 28, 2020

This is something a Washington attorney should advise on, as it involves state court practices. But your question remains open for three weeks. As a GENERAL matter, it's unlikely that a suit would be filed against you if the matter stems from the same claim/controversy and involves the same... Read more »

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for South Carolina on
Q: In an accident, tboned a lady who pulled out. Her company accepted 100%> liable. Broken ribs, neck back tissue damage an

A sprained right arm. 25/50/25 in south Carolina car was totaled out . Any settlement suggestions haven't even had PT yet and they accept liability

Taylor Silver
Taylor Silver answered on Jun 14, 2020

Before you settle your claim, I highly suggest you at least have a brief consultation with a local attorney. Most should be willing to give you advice on an hourly basis if you want to try and handle settlement negotiations on your own (although, I don't recommend that generally).... Read more »

1 Answer | Asked in Insurance Bad Faith and Landlord - Tenant for Florida on
Q: apt.complex is forcing me to make fraudulent renter's insurance claim

live on 2nd floor unit in building of 30+units/vacant unit below be flooded in early March/ flooding went unnoticed by management x weeks/ apt.manager called on 6/3/20 and states that the plumber found paper towels and baby wipes that caused sewage drain to back up/ I live in building that has 30+... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Jun 8, 2020

If you have renter's insurance you should make a claim against the policy. Then get out of the dispute and let your insurance company deal with the landlord's insurance company--and all the others too.

1 Answer | Asked in Insurance Bad Faith and Wrongful Death for New Jersey on
Q: My mother past away from Covid in New Jersey. Is her death considered accidental as far as life insurance is concerned?

We're almost certain she contracted Covid in the hospital while being treated for complications from lung cancer

Gerald D. Siegel
Gerald D. Siegel answered on Jun 6, 2020

If its traditional term, universal or whole life, Covid19 should not make a difference.

Q: How can i change or revise a personal injury claim from neglience to reckless? Please help
Tim Akpinar
Tim Akpinar answered on Jun 6, 2020

A Rhode Island attorney could best advise, but your post remains open for two weeks. Until you are able to consult with a local attorney, as a general premise, if you are talking about a purely civil matter, that distinction could be one that the insurance carrier and the claimant, or their... Read more »

4 Answers | Asked in Business Law and Insurance Bad Faith for Pennsylvania on
Q: I have a small business that has taken a big financial hit since shutting down due to my state’s stay-at-home order.

I have business interruption insurance, which seemed like the right coverage to apply for in light of what’s going on, but my insurance company denied my claim. I read through my policy, which says nothing about a virus or pandemic being an exclusion. Not sure what I’m paying for if this sort... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jun 5, 2020

1. Ask for them to put in writing the basis for the denial, and to state the policy section and paragraph. 2. To be sure you have what they have, ask for a copy of a)the entire policy b) the application.

2. If you had an agent that sold you the policy, get them to work on it--sometimes...
Read more »

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1 Answer | Asked in Insurance Bad Faith, Land Use & Zoning, Personal Injury and Real Estate Law for California on
Q: Who is liable for a brick wall between city and personal property.

I have kids jumping a brick wall all the time and falling on my yard. The wall runs across my property line from front yard to back yard. The other side is a tree shrub area, sidewalk and street. I want to know if I hold any liability if one of these kids get hurt? Also can I put signs up that face... Read more »

Dale S. Gribow
Dale S. Gribow answered on May 30, 2020




1 Answer | Asked in Civil Litigation, Contracts and Insurance Bad Faith for Florida on
Q: request the validity of a service agreement be deemed invalid due to lack of contract termsFull name of adjuster missing
Charles M.  Baron
Charles M. Baron answered on May 30, 2020

You seem to be sending this "inquiry" over and over again with different wording, yet you do not state what your goal is. Are you a party to the agreement, and if so, is other party breaching it? Are you seeking to get out of the agreement? Are you seeking your money back? Are you... Read more »

1 Answer | Asked in Civil Litigation, Contracts and Insurance Bad Faith for Florida on
Q: Required terms on public adjusters contracts in Florida title 37 Insurance chapter 626 omitted full name of adjuster
Charles M.  Baron
Charles M. Baron answered on May 30, 2020

You did not ask a question. You need help to accomplish what?

1 Answer | Asked in Civil Litigation, Contracts, Consumer Law and Insurance Bad Faith for Florida on
Q: public adjuster Terms of engagement violation affect on validity of service agreement? Florida statute 626.8796

adjuster solicitation via email no license no and name not same as licensed name

Terrence H Thorgaard
Terrence H Thorgaard answered on May 30, 2020

You might get an answer if you use sentences and ask a question.

3 Answers | Asked in Personal Injury, Insurance Bad Faith and Insurance Defense for California on
Q: does an insurance company have to defend the boat owner even though he is not listed as an insured on the policy?

The boat owner gave it to his son, who ended up getting insurance for the boat. The title for the boat was never changed.

William John Light
William John Light answered on May 19, 2020

Potentially, since the title never changed. An attorney will need to review the policy and do a coverage analysis.

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1 Answer | Asked in Health Care Law, Insurance Bad Faith, Insurance Defense and Employment Law for Georgia on
Q: I was let go 1 month after my transplant was approved through our insurance. Do I have a case?
Tim Akpinar
Tim Akpinar answered on May 17, 2020

It's difficult to say, based on these facts alone. It could depend on the provisions of the health care plan, whether you were working under a contract that addressed such benefits, whether Georgia law provides for options for employees to continue their health care coverage, and other... Read more »

1 Answer | Asked in Criminal Law, Federal Crimes and Insurance Bad Faith for Florida on
Q: I want to cancel a surety bond (criminal) and get my name off I do not want the money back

I don't believe she will show up for her court dates and do not want to be responsible or jeperdize my assetts how do I get the bondsman to cancel the bond

B. Elaine Jones
B. Elaine Jones answered on May 17, 2020

You just contact the bail bondsman and tell him you want to revoke your bond assistance and they can rescind the bond and pick up the individual and put them back in jail where they will have to try and get a bond posted for them again. Good luck.


B. Elaine Jones, Esq.

1 Answer | Asked in Civil Litigation and Insurance Bad Faith for California on
Q: Any recourse for a shipper - FedEx denies claim "No damage to contents" but contents broken, box crushed, but unopened?

We ship acrylic computer enclosures (insured) and nearly every time one is damaged, we file a claim that FedEx denies - most times they don't even inspect the package. Then, we call, ask to speak to a supervisor, send photos and the claim is approved. This has been going on for many years.... Read more »

Jason Kelly Smith
Jason Kelly Smith answered on May 14, 2020

Sounds like it could be a good candidate for the California Unfair Competition Law as being a course of practice that is unfair, unlawful and/or fraudulent. (See California Business and Professions Code sections 17200 et seq.) There might even be some recourse under state consumer protection laws.

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