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Insurance Bad Faith Questions & Answers
1 Answer | Asked in Insurance Bad Faith for Iowa on
Q: incurance claim lawyer in des moines do I have to sign my rights away to open access to all personal info on a claim
Tim Akpinar
Tim Akpinar answered on Jan 19, 2020

Insurance claims can involve the disclosure of considerable personal information, such as dates of birth, health history, employment information, and more, depending on the nature of the claim and damages sought. An attorney does not request this information for their pleasure or curiosity; that's... Read more »

1 Answer | Asked in Criminal Law, Federal Crimes, Insurance Bad Faith and White Collar Crime for Texas on
Q: What kind of Attorney handles victim of Texas Work Comp Insurance Fraud?
Tim Akpinar
Tim Akpinar answered on Jan 11, 2020

In terms of prosecution, Workers' Comp and other types of insurance fraud cases are generally handled by the County District Attorney's office or the U.S. Attorney's Office. In terms of defense, they are generally handled by criminal defense attorneys, usually with insight into white collar crime.... Read more »

1 Answer | Asked in Consumer Law, Insurance Bad Faith, Insurance Defense and Real Estate Law for Illinois on
Q: what can I do if my mortgage company doesn’t pay my homeowners insurance?

I escrow my homeowners insurance and my mortgage company didn’t pay my homeowners insurance and now I have a leak in my kitchen. I tried resolving the issue with my mortgage company but they are not being responsive. What can I do? They still have not paid my homeowners insurance and have not... Read more »

James G. Ahlberg
James G. Ahlberg answered on Jan 10, 2020

Gather all the paperwork involving your situation and take it to an attorney. It's likely the mortgage company can be persuaded to do the right thing, or sued if they don't.

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Washington on
Q: Broke ankle exiting truck, off work 12+ weeks. Filed claim for lost wages. Insurance denied citing a case and stating:

"Washington State law states that once your vehicle is parked it is no longer considered to be an automobile". Next step to contest???

Kevin R. Richardson
Kevin R. Richardson answered on Jan 8, 2020

You likely have a Labor and Industry claim, but you need to provide much more information. The best response is to call an attorney and set up an appointment to speak about the specific facts of your claim. Most law firms, including our own, provided no-fee consultations. Feel free to reach out... Read more »

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1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Alabama on
Q: You I had a guy rear end me at a red light and it was the guys fault well now his Insurance company is leaving me stuck

His insurance company got me a rental car and now I was informed I have to return it tomorrow. Their garage totaled out my car now they say the check for the van has to be paid to this shady lien holder so now I’m going to be stranded and no money. I’m disabled and I don’t get money until the... Read more »

Tim Akpinar
Tim Akpinar answered on Jan 5, 2020

I'm very sorry that all these things are happening to you on top of the recent loss of your husband. Unfortunately, when it comes to rentals, the allowances are strictly monitored. Once a check is cut, or once a determination of damage is made, that's about the end of the line for the rental.... Read more »

2 Answers | Asked in Contracts, Criminal Law and Insurance Bad Faith for Texas on
Q: Yes my question is about an Trucker's Group Insurance Policy on the job that fall under an Occupational Accident Policy

an o/o trucker who is leased to this trucking co. this policy is in the trucking co. name only , they is the owner of your policy. and they make up they own rules if they want to pay or not and it is most no to be. I have a stroke on the job back in July 28, 2009 why on the job at work and they... Read more »

Roy Lee Warren
Roy Lee Warren answered on Jan 2, 2020

Thank you for your question. I am certain that you are aware you will need legal representation that is particularly skilled in WC law. However, I am sure that is not why you came to this site. I will attempt to assist you because I understand the dire predicament you are in.

SRS is not the...
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1 Answer | Asked in Insurance Bad Faith and Car Accidents for Oklahoma on
Q: Must other driver’s insurance pay for damage to my unoccupied second vehicle that was uninsured?

My second vehicle was parked on the street and was not occupied. Another driver crashed into my vehicle causing a lot of damage. The other driver does have insurance. Will that driver’s insurance company be required to pay for the damage or will my state laws give them an ‘out’ since I was... Read more »

Jason Bolitho
Jason Bolitho answered on Jan 2, 2020

That is frustrating situation to say the least! If you have the driver's insurance information, then contact the insurance company and file a claim against the driver's insurance for the property damage to your vehicle, diminished value (if applicable), and any other property damage that may have... Read more »

1 Answer | Asked in Consumer Law, Health Care Law, Insurance Bad Faith and Insurance Defense for Pennsylvania on
Q: Is there anything I can do to at least reduce the bill?

My insurance dropped me because I “make too much money” but I never received the notice they said the mailed me. So I had gone to the ER and now I have a $4000 hospital bill. The insurance company said I can’t file a complaint because I am no longer insured under them and the insurance... Read more »

Elizabeth Tarasi
Elizabeth Tarasi answered on Jan 1, 2020

The hospital should have a process where you can apply to have the bill reduced. Call the hospitals billing department

2 Answers | Asked in Personal Injury and Insurance Bad Faith for Maryland on
Q: Hi I have a personal injury case question regarding a car accident

My car was rear ended and was a total loss. I was taken to emergency room and diagnosed with acute head injury and cervical strain. Driver at fault was underinsured with $10,000 liability limit. Her insurance company is low balling the settlement for pain and suffering, loss wages and end of the... Read more »

Mark Oakley
Mark Oakley answered on Dec 31, 2019

You cannot sue the other driver’s insurance company for anything. You can only sue the driver. The driver’s contract with his/her insurance carrier has nothing to do with you. Their insurance company’s only obligation is to pay any judgment you obtain against their insured driver. The only... Read more »

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1 Answer | Asked in Insurance Bad Faith and Securities Law for Florida on
Q: At age 71 the Mortality Table estimated my death at age 78. Yet a CFP recommended an Allianz Annuity Fixed Index which

would provide monthly payments to begin at 81! And draconian penalties should I seek withdrawals in the first 7 years.

Do these facts indicate a breach of Fiduciary Duty, fraud,etc. on the part of the CFP and or Allianz. My is 561 400-2721.

Samuel B. Edwards
Samuel B. Edwards answered on Dec 29, 2019

Generally speaking, there are very limited reasons to sell an annuity to someone who is over 70. Based on the limited facts you have provided here, it seems like this would have bee a completely unsuitable investment for you and could be a breach of fiduciary duty as well has violation of various... Read more »

1 Answer | Asked in Federal Crimes, Insurance Bad Faith, Internet Law and Sexual Harassment for California on
Q: 3 of us are being sued into silence for posting a man's misognistyic words publicly online. What can we do?

3 women are being sued into silence for posting a man's misognistic conversation publicly online when he basically openly says its ok to sexually harass women instead of giving them promotions. He has filed a restraining order against them, even though they haven't publicly talked about it since... Read more »

Neil Pedersen
Neil Pedersen answered on Dec 25, 2019

Unfortunately this is not the place to solicit an attorney to work for you. You need to immediately locate and retain an attorney to defend yourself against these claims. Any delay in doing so might result in a default being taken against you and you will be prohibited from putting up a defense... Read more »

1 Answer | Asked in Insurance Bad Faith for Texas on
Q: How long do insurance companies have to settle PIP claims?
Rahlita D. Thornton
Rahlita D. Thornton answered on Dec 23, 2019

Normally, they are supposed to pay within 30 days after all required information has been received by them. Sometimes they want extra information after receiving initial information.

1 Answer | Asked in Consumer Law, Business Law, Car Accidents and Insurance Bad Faith on
Q: hi i rented a 15passvan with my canadian insr. card for my car. in canada its a commerc.vehicle(not covered), hit a deer

now i got a big bill is the rental required to verify there's insurance and are they liable in any way would any lawyer even be interested in involving himself and should i even try?

Peter N. Munsing
Peter N. Munsing answered on Dec 18, 2019

You would want to be sure that you have a denial of coverage, and the reasons. Then contact attorneys who handle "bad faith " claims. A lot depends on who you rented from, was that in Canada etc. I wouldn't give up as Rental Companies often collect from their own insurance and bill you, getting... Read more »

2 Answers | Asked in Insurance Bad Faith for Colorado on
Q: Does a hospital have a legitimate lien if their claim was rejected by my health insurance because they waited too long?

I was treated in an emergency room for injuries from an accident that was the fault of the other driver. I provided my health insurance card at the time of my treatment. 3 months after treatment, the hospital made a claim against my auto insurance medpay, but after ~$2K of payment to the hospital... Read more »

Doug Allen
Doug Allen answered on Dec 17, 2019

Most likely the hospital will have a Lien on your settlement monies. It really depends on the specific laws of your state. Hospital lien laws are very powerful here in my state of Colorado. You would have to look at the hospital lien statute and laws governing that statute in your state.

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1 Answer | Asked in Insurance Bad Faith and Landlord - Tenant for Oregon on
Q: My 93 yr old mother lives in a senior apartment. She has renters insurance. Who is responsible for accidental damage?

A sink overflowed during the night. We speculate that she got up in the night, got a drink, and turned the knobs up instead of off. She doesn't remember. Now the apartment is saying she is responsible for the damage. Her insurance is saying that they don't cover her liability to her apartment. We... Read more »

Tim Akpinar
Tim Akpinar answered on Dec 14, 2019

One possibility, if the apartment is willing, would be to look into whether their policy would cover the loss. They are likely to have a more comprehensive policy that covers a greater range of losses. However, choosing which route they would use to pursue recovery is something in their hands. Good... Read more »

3 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for New Jersey on
Q: hi i have a questionabout car insurance
Leonard R. Boyer
Leonard R. Boyer answered on Dec 12, 2019

There is no listed question, so please include it.

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2 Answers | Asked in Car Accidents and Insurance Bad Faith for Georgia on
Q: I am a hit and run victim with pictures. Claim denied cause police asked accused to send evidence of guilt. What now?

I was driving home in the middle lane on 75 S around 4:15 pm on a bright sunny day surrounded by traffic. An OTR truck w/trailer jump in my lane. Cars around me therefore I hit the horn and brakes but could not avoid accident. As I pulled over I noticed the truck was not stopping. I sped up and... Read more »

Peter N. Munsing
Peter N. Munsing answered on Dec 10, 2019

Contact a member of the Ga. Trial Lawyers Assn for the County where the crash happened. They give ree consults. Sounds weird they'd ask someone to send pix--and did those pix have the same plate as the one involved?

In any event, if you weren't hurt likely small claims will be your best...
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2 Answers | Asked in Insurance Bad Faith and Car Accidents for Louisiana on
Q: In an hit and run when accused has left the scene of the crime who is responsible for the damage?

The person who hit my car gave fake information to the officers and had no insurance. They have no license either.

Ellen Cronin Badeaux
Ellen Cronin Badeaux answered on Dec 4, 2019

That's what your UM insurance is for, unless it was a minor or using an insured driver's vehicle.

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Q: if I had emergency surgery under mass health and a claim was filed, can they cancel my policy and deny my claim?

I had emergency surgery and they filed a claim, 3 months later they canceled my policy due to not verifying my address and then sent me a letter requesting correct information for the claims filed and to help them figure out how the claims can be paid correctly? im trying to respond on their online... Read more »

Tim Akpinar
Tim Akpinar answered on Nov 30, 2019

Your matter is more complicated than one where a simple "yes" or "no" would do as a answer. The ideal situation would be that if your settlement is in connection with an accident where you are represented by an attorney, to have them look into the validity of the lien for an unrelated service. As a... Read more »

2 Answers | Asked in Insurance Bad Faith and Small Claims for California on
Q: Is it too late for me to hire a Personal Injury Attorney to negotiate my claim with insurance co.?

I was rear-ended in a car accident where my car suffered minimal damage (rear bumper had to get replaced) but my injuries were still significant (severe whiplash). Ultimately I was treated 23 times (19 PT sessions and 4 dr visits/urgent care). The claims adjuster does not believe my 19 PT sessions... Read more »

Alexander Bakhache Perez
Alexander Bakhache Perez answered on Nov 30, 2019

Is it even worth it is the question, the costs are going to be more than the case is worth at this time.

Do the small claims case on your own if you wish or just settle and offer the doctor half his bill and show him what is the offer.

Delay in treatment and not going the urgent...
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