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Insurance Bad Faith Questions & Answers
1 Answer | Asked in Products Liability and Insurance Bad Faith for Georgia on
Q: Am I liable for a damage to the bathtub floor that broke when I was taking a shower
Tim Akpinar
Tim Akpinar answered on Oct 6, 2019

A Georgia attorney could advise best, but your question remains open for a week. As a general matter, you should not be held liable, unless you did something out of the ordinary to break the floor. From the sound of it, it appears to be a structural failure that would under most any circumstances... Read more »

1 Answer | Asked in Insurance Bad Faith for Tennessee on
Q: Attorney for Allstate and at fault driver has been delaying my case by lying saying she's out of the country.

I stopped medical treatment in August of 2017 and the case has been delayed until March 2020. Can I bring separate claim against Allstate?

Anthony M. Avery
Anthony M. Avery answered on Oct 3, 2019

No, you have no contract with Allstate. The insurance co. is probably not a party, just representing their insured. You probably need an attorney who might file a Motion for Summary Judgment. I hope you have adequate proof of your medical damages.

1 Answer | Asked in Consumer Law, Arbitration / Mediation Law and Insurance Bad Faith for Kentucky on
Q: can state Farm deny my renters insurance claim if it's the second one I've filed in 5 months? I am having problems with

the neighbors. I have reported them to the police and I did not keep this fact from the insurance. the first claim was a fire, they covered the loss. now it's braking and entering and the siu is hassling me.

Timothy Denison
Timothy Denison answered on Sep 30, 2019

They should not deny your claim if it is a covered event, whether it has been five months or five years since the last claim.

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Tennessee on
Q: Can an auto insurer in TN deny claim 2 because it also requires repairing claim 1 which they denied?

Claim 2 would have required repairing the damage again had they paid the first claim. The car was safely and legally drivable despite body damage. I'm in Nashville.

Anthony M. Avery
Anthony M. Avery answered on Sep 30, 2019

Insurance companies refuse coverage like that all the time. Your only recourse is to sue for breach of the insurance contract. It may or may not be worth your while to hire a competent attorney.

1 Answer | Asked in Insurance Bad Faith for Nevada on
Q: Can an insurance company drop you for non payment without notifying you
Tim Akpinar
Tim Akpinar answered on Sep 29, 2019

Insurance companies are governed by state law where they operate, so a Nevada attorney would know best the state-specific laws that might apply. However, your question remains open for three weeks. Carriers almost always provide notice of payment; it's in their interest to do so. If you were... Read more »

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Ohio on
Q: Can I seek medical attention after the demand letter to the insurance company has been sent?

I was involved in a not at fault accident on 08/17/2019 can i send the demand letter then after that is sent go to my primary doctor for my injuries from the accident?

Tim Akpinar
Tim Akpinar answered on Sep 28, 2019

An Ohio attorney would know best about any applicable state laws here. But your question remains open for three weeks. As a general matter, there isn't anything to stop a claimant from doing that. But a fundamental issue that could confront such a claimant if the visit to the primary doctor is the... Read more »

1 Answer | Asked in Insurance Bad Faith and Small Claims for Wisconsin on
Q: Insurance will only pay me 50% of my damages because the other driver intentionally brake checked me. How is that fair?

The police have received both of our statements where both sides state that he brake checked me intentionally. The insurance knows this and told me that because he intentionally tried to cause an accident they will only pay for half of my damages.

Tim Akpinar
Tim Akpinar answered on Sep 27, 2019

It does seem unfair. You could consult with a Wisconsin attorney. There is no mention of injuries, and I hope you were not injured. But keep in mind that if the claim is purely property damage, an attorney might not be able to handle it on at a typical contingency fee arrangement generally applied... Read more »

1 Answer | Asked in Insurance Bad Faith for Georgia on
Q: if i have an email that says my claim was approved why di now have to have my claim investigated
Tim Akpinar
Tim Akpinar answered on Sep 25, 2019

It's hard to say without seeing the file, the type of insurance involved, and details about the loss and coverage. As a general matter, anything is possible - an inconsistency in witness statements, questions about the amount of damages, questions about how the damages arose, verifying credentials... Read more »

1 Answer | Asked in Insurance Bad Faith, Family Law, Health Care Law and Medical Malpractice for Texas on
Q: Hello, my question is can a doctor be a beneficiary on an insurance policy in Texas. But I have the death certificate

and how can a doctor get a death certificate and he did not sign for it. also, the doctor does not want to meet with me or talk to me and my mother was mentally ill so I feel she was not in her right mind.

Tim Akpinar
Tim Akpinar answered on Sep 19, 2019

'Sorry that your question remains open for four weeks. At this point, it might make more sense to contact someone directly, either a Texas attorney who deals with life insurance claims litigation, or a knowledgeable licensed insurance professional in Texas who underwrites life insurance policies.... Read more »

1 Answer | Asked in Insurance Bad Faith for Virginia on
Q: My insurance did not submit evidence (video of car accident) to arbitration, is this insurance bad faith?

y vehicle hit from behind, I provided video of accident to insurance. Insurance did not provide the video to arbitration. As a result arbitration found both parties liable due to "lack of evidence".

Insurance company confirms they never provided the video, and is saying there is no appeal... Read more »

Tim Akpinar
Tim Akpinar answered on Sep 14, 2019

Bad faith could be defined by state guidelines or best practices. So you'd really need to consult with a Virginia attorney as to characterizing the conduct. However, your question remains open for two weeks. As a general premise, bad faith usually involves conduct which is deliberate and done with... Read more »

1 Answer | Asked in Insurance Bad Faith and Health Care Law on
Q: I am an international student at US. I did an emergency operation but the insurance didn't pay it.

The hospital took an authorization to do my emergency surgery. Now, The insurance did not wanna pay the cost. they state that it's a caused by pre-existing condition. When I asked what is your proof about it, they told me "We can not disclose information related to pre-existing condition".... Read more »

Tim Akpinar
Tim Akpinar answered on Sep 9, 2019

One option you have is to explore whether the insurance company provides for an appeal process of their decision to deny payment for the emergency surgery. Find out if the determination of the appeal would be binding. If it would be, depending on what is at stake in terms of the cost of the... Read more »

1 Answer | Asked in Insurance Bad Faith for California on
Q: What should I do that my life insurance company didn't send me a check of money after I call to cancel my policy?

I had been continually paying my life insurance premium for more than 16 years before i called to cancel (surrender policy). I was told that the insurance company should have given me some kind of money in return after 16 more years of payment, but nothing happen!

William John Light
William John Light answered on Sep 8, 2019

Call customer service and find out whether you are entitled to payment and, if so, when it will be made.

2 Answers | Asked in Contracts, Insurance Bad Faith, Insurance Defense and Car Accidents for California on
Q: Can a auto insurance company hold your salvage title hostage?

I was in an auto accident 7/5/19 by someone who has Alliance United car insurance. They have 798 reviews on Yelp with 1 star. They totaled my 06 Acura TL that had little damage to its front end. The guy policy limit was $5000 and my car value was $7,800. I decided not to sue and told them to send... Read more »

William John Light
William John Light answered on Sep 4, 2019

To determine if your car is a Total Loss, you must follow the Total Loss Formula.

Total Loss Formula (in California) is Cost of Repairs + Salvage Value ≥ Actual Cash Value.

Salvage value is typically 25% of the Actual Cash Value (but each insurance company uses its own percentage,...
Read more »

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1 Answer | Asked in Workers' Compensation and Insurance Bad Faith for Oklahoma on
Q: Are employers required to notify as self insured and will handle workers comp claims in house prior to employment?

I went through a claims experience that I didn’t appreciate because I was feeling pushed by my employer to sign off before I felt I was back to normal. She has done this on multiple occasions I have found out. Not looking to sue for money. But I wish to anonymously notify the correct agency so... Read more »

Melissa Oxford
Melissa Oxford answered on Sep 3, 2019

The 2014 Administrative Workers’ Compensation Act allowed employers to “opt out” of the state workers’ compensation system as long as they provided equal or better benefits. Since that time, the Oklahoma Supreme Court struck down the “opt out” provision. Employers can self-insure, but... Read more »

1 Answer | Asked in Insurance Bad Faith, Personal Injury and Insurance Defense for Texas on
Q: Can claim on my AD&D if cancer & injury has stopped my arm and hand from working?

A year ago i was put on short term then long term and ssi. June of this year, i was told by doctors my arm and hand would never work again. So most likely i will lose my job. Can i claim on my insurance i had and insurance my company had on me, like AD&D?

Tim Akpinar
Tim Akpinar answered on Sep 3, 2019

If you could repost or add categories, add Social Security and Public Benefits. You are correct in selecting Personal Injury, but you would probably get more meaningful input from an attorney who handles Social Security disability matters. Good luck

Tim Akpinar

1 Answer | Asked in Insurance Bad Faith and Medical Malpractice for Washington DC on
Q: I was hurt a work back in 1997 . I had two IMEs i was awarded life time medical for my knee . And never return to worker
Tim Akpinar
Tim Akpinar answered on Aug 31, 2019

There wasn't a question here, but it appears to involve an injury in the course of employment. You could repost with additional information/question - and maybe add Workers' Comp as a category if it is applicable to your matter. Good luck

Tim Akpinar

1 Answer | Asked in Car Accidents, Insurance Bad Faith, Intellectual Property and Small Claims for Arizona on
Q: I NEED TO KNOW WHAT KIND OF LAWYER I NEED AND HOW TO SEEK DAMAGES FOR A CLAIM THATS ALREADY BEEN SETTLED VERY WRONGFULLY

i WAS HIT IN AN ACCIDENT, BECAUSE OF AN ERROR ON THE CITY COURTS SIDE, MY LICSENSE WAS SHOWING AS SUSPENDED ITWASNT SUPPOSED TO BE, AFTER THE OFFICER SAW THAT HE IMPOUNDED MY TRUCK, AND STARTED TO IGNORE ME COMPLETELY, WROTE ME TICKET, TOLD THE GUY WHO STRUCK ME IT WAS AUTOMATICALLY MY FAULT,... Read more »

Peter N. Munsing
Peter N. Munsing answered on Aug 29, 2019

Assuming you were injured, and the two years has not run, you can make a claim against the other driver. Trying to sue someone over the court mess won't get you anywhere. Congratulations, though on unscrambling it. As to the bills, depending on what they are etc you may be able to collect on those... Read more »

2 Answers | Asked in Personal Injury, Workers' Compensation and Insurance Bad Faith for California on
Q: Can I sue worker compensation for the two years of lost pay, they had me wait before agreeing to pay for the care needed

Long story short at work I ended up with carpal tunnel in both wrists. Got to the point where I was waking up at night in tears do to the pain. I at first tried to use my own personal doctor but my work did like the way it looked with braces on both arms and required me to go through Workman... Read more »

William John Light
William John Light answered on Aug 29, 2019

A workers compensation attorney.

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1 Answer | Asked in Contracts, Family Law and Insurance Bad Faith for Georgia on
Q: Can I use my step mother for withholding my father's life insurance if he verbally acknowledgements to give his kids to?

Can I use my step mother for withholding my father's life insurance if he had now I'll but he told his mother,father and siblings? Could we use these as witnesses?

Homer P Jordan IV
Homer P Jordan IV answered on Aug 16, 2019

You should consult with an attorney who can review the facts of your case in detail and provide you with the options. We would need more information on the facts to provide you with guidance. -Homer P. Jordan IV, Esq. 404-620-1558 HomerJordan.com

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