Insurance Bad Faith Questions & Answers by State

Insurance Bad Faith Questions & Answers

Q: My parked unoccupied car was hit by a drunk driver who was not the owner of the car. Who is responsible for the damage

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Pennsylvania on
Answered on May 21, 2017

Clearly the driver is responsible. The matter would have to be reviewed by a lawyer to determine if there is a case against the owner for what is called "negligent entrustment," and/or, if the driver was drinking at an establishment which held a liquor license, if there is a case against the establishment for what is called "dram shop liability."
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Q: Is it legal to file and receive theft claim on a foreclosed home when the insurance policy holder has been dead for 2yr?

1 Answer | Asked in Criminal Law, Federal Crimes and Insurance Bad Faith for Tennessee on
Answered on May 17, 2017

Your case does not have anything to do with criminal law. More than likely the insurance policy was paid for by the lender who held the note and deed of trust, which undoubtedly paid to the first lienholder prior to anything going to the homeowner. You may be able to make a complaint with the Department of Commerce and Insurance, or you might file suit against the lender for conversion. More than likely though they made a claim under the policy as the lienholder.
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Q: My late mother paid a mortgage co for title insurance but they never done one, is that illegal?

1 Answer | Asked in Contracts, Real Estate Law, Insurance Bad Faith and White Collar Crime for Tennessee on
Answered on May 17, 2017

You have not provided all of the necessary data, but I can tell you this much. It appears that your uncle has a superior or first deed of trust on the property.. It may include fixtures also, and if the mobile home does not have wheels, it might be arguably affixed to the land and part of the security. Possibly your uncle's promissory note and deed of trust includes future advances and recovery for taxes, insurance, legal expenses, etc. All of this could add up to alot of debt which upon...
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Q: I was in a car accident and knocked down a fence.

1 Answer | Asked in Insurance Bad Faith for Illinois on
Answered on May 16, 2017

There are simply not enough facts provided to properly answer. In general, if you think it is less, then you should find reliable support for your belief.
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Q: What if I canceled it on the fourth but the policy was still good until the May 5th at midnight

1 Answer | Asked in Insurance Bad Faith for California on
Answered on May 13, 2017

Have a lawyer review your insurance contract and related communications. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child...
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Q: a car was on my policy on May 4 at 8:00p requested it to be canceled it was at purchaser home during the night it was

2 Answers | Asked in Car Accidents, Insurance Bad Faith and Consumer Law for California on
Answered on May 12, 2017

Whose insurance covered the car at the time of the theft? Was there a written contract between you and the buyer? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts,...
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Q: Is my insurance company still responsible for coverage

1 Answer | Asked in Insurance Bad Faith for California on
Answered on May 12, 2017

Whose insurance covered the car at the time of the theft? Was there a written contract between you and the buyer? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts,...
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Q: What do we do if the insurance company refuses to admit we have a claim against damage on our property?

1 Answer | Asked in Insurance Bad Faith for Florida on
Answered on May 5, 2017

if it's someone else's insurance, sue the insured. If it's your insurance, sue the insurance company.
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Q: Was at fault in a car accident - is it the insurance company's responsibility to defend me or should I hire a lawyer?

2 Answers | Asked in Insurance Bad Faith for Illinois on
Answered on May 5, 2017

Assuming you have liability and collision coverage, your insurance company will hire an attorney to represent you.
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Q: Sorry for long detail below. I have a question if i am entitled to a full refund from an auto insurance agency.

2 Answers | Asked in Contracts, Insurance Bad Faith and Insurance Defense for Florida on
Answered on May 2, 2017

Whether you at are entitled to a refund will largely depend upon your contract with State Farm. I suggest that speaking with an insurance lawyer is best.
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Q: If i feel I was lowballed on a settlement from my insurance agency and I wasn't at fault,

1 Answer | Asked in Insurance Bad Faith for California on
Answered on Apr 29, 2017

It depends on whether you signed a release of your rights and claims when you accepted the settlement offer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts,...
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Q: Subrogation claim after uninsured car accident?

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Contracts for North Carolina on
Answered on Apr 24, 2017

If the her is your girlfriend, then you can go legal or realism. Realism is if you don't have the money now you won't be able to pay her back. Secondly, has the case gone to judgment? Depending on the amounts bankruptcy is an option. Another issue is what you got for signing it. If it lacked "consideration" or some benefit to you, you may have a voidable contract. However, a lot depends on what you signed. At this point you really need to at least get a consultation with a lawyer, face to face....
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Q: What happens if insurance company wont open a claim with a tpd order , ppd order, and penalties filed for 40% with com?

1 Answer | Asked in Insurance Bad Faith and Workers' Compensation for Maryland on
Answered on Apr 21, 2017

It does not appear that you are represented by counsel. The the fact that you are at this stage, with the various orders you indicated, but without any worker's compensation benefits to show for it, suggests to me that perhaps it is time to change that plan of action. Many WC lawyers offer free consultations. I would strongly urge to to arrange on or more to discuss these issues. Best of luck.
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Q: As a leasing truck operator and got involved in an accident but not at fault, can i claim truck payment made before that

3 Answers | Asked in Car Accidents, Contracts and Insurance Bad Faith for California on
Answered on Apr 15, 2017

Unfortunately, insurance does not work like that. You had an accident and you got a new truck. You were made whole. Any payments you made for your truck before the accident were not within the contemplation of the defendant. Your losses begin on the day of the accident and not before. However, if you were injured in the truck accident, then you can claim for loss of work and personal injury damages until you got your new truck. You may also claim for loss of income if , as a result of the...
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Q: I was in a car accident and the insurance company keeps bouncing my claim from 1 company to another failing to contact

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for California on
Answered on Apr 15, 2017

The insurance company is engaging in games of avoidance so that you can get tired. If you have insurance talk to your agent and find out if your insurance can fix or pay for your car.

Meanwhile, you should direct your attention to getting treated and follow your doctor's instructions.

Find an auto accident lawyer near your city and do not be afraid to contact him. Most personal injury lawyers work on contingency. That means if you do not win , you do not have to pay. Best of...
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Q: Is there any experienced LTD attorneys in Spokane, wa?

1 Answer | Asked in Personal Injury, Workers' Compensation, Insurance Bad Faith and Legal Malpractice for Washington on
Answered on Apr 14, 2017

Look for an attorney who handles ERISA claims--strt with the State of Washington Assn for Justice--they give free consults. However, 15 years is in most cases way too late for a case like yours.
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Q: i received this message from my renters nsurance company after fileing a claim. even after i paid Can they do this?

1 Answer | Asked in Insurance Bad Faith for California on
Answered on Apr 6, 2017

You can contest the cancellation and file a complaint with the CA Dept. of Insurance, depending on the exact wording of the question on the application and your exact answer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA,...
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Q: Do we have any recourse with an auto insurance company that refuses to honor our policy?

1 Answer | Asked in Consumer Law and Insurance Bad Faith for California on
Answered on Apr 5, 2017

If you didn't pay the premium, the insurance is cancelled; but you're supposed to receive notice that the premium was due, and notice that the policy would be cancelled. Had you made late payments in the past that were accepted? Did you make a late payment this time? What does your policy say about such eventualities? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my...
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Q: If I don't use the money the insurance company gave me to pay my chiropractor bill, what can they do, what could happen?

1 Answer | Asked in Contracts, Insurance Bad Faith and Car Accidents for Indiana on
Answered on Mar 29, 2017

Plan on paying the chiro. That's the person you are obligated to. Don't do it again.
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Q: Removing son in law from Geice car insurance

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Consumer Law for New York on
Answered on Mar 27, 2017

Review your situation and insurance contract with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This...
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