William John Light's answer No one can answer without reading the policy, knowing the facts underlying the claim, and reading the declination letter from the insurer. However, "actual ownership" under the meaning of the policy is probably the meaning set forth in Vehicle Code 5600(a).
A beneficial owner is occurs where property rights ("use and title") in equity belong to a person even though legal title of the property belongs to another person. Black's Law Dictionary (2nd Pocket ed. 2001 pg. 508); Willard H....
Timur Akpinar's answer You outline a number of issues here. A starting point might be to see if a Pennsylvania attorney could give you a free initial consultation regarding whether the termination of insurance benefits was proper. Additionally, because of the financial situation you describe, there could be a non-legal issue worth exploring, which is whether you qualify for any other form of government sponsored health insurance that includes dental benefits.
Timur Akpinar's answer The procedures to be followed by insurance companies are generally governed by state law. Most carriers provide premium notices, whether by traditional mail, or electronic means. It's in their own interests to get paid by policyholders. If you know a premium is due and you wish to continue coverage, you could contact the carrier and make arrangements for payment, or seek coverage through a company that readily provides timely premium notices. It would seem that to lose coverage as a result of...
William John Light's answer If the Default was entered, the Defendants couldn't file a Demurrer/Motion to Strike. I doubt that the Default was entered. You will probably need to Oppose the Demurrer/Motion to Strike.
Louis George Fazzi's answer Shouldn't you be asking this question of your attorney? He or she should be assisting you in responding to the form interrogatories. These two form interrogatories ask for insurance or self insurance for liability, such as cases for car accidents. Specifically, the interrogatory seeks to know if you have any other insurance which covers the damages you are claiming in your lawsuit. Therefore it seems that your inclination is correct. The answers should be no, it that is the truth.
Peter N. Munsing's answer Yes. You also want to note that your crash was in the course and scope of normal driving. In other words, it wasn't something about your job that caused you to drive on some back road that caused the wreck.
Timur Akpinar's answer One option is to seek insurance through a different carrier. If you need insurance and wish to avoid delays in obtaining coverage, valuable time could be lost in pressing the issue with the original carrier.
Greg Freeze's answer The question is a bit fragmented. My reorganization of the facts may be wrong, but I will try.
Husband ("H") and Wife ("W") got a divorce in Hawaii. H moved to California. H changed the beneficiaries on his life insurance policy. Then H died. W survived and believes she has a right to the life insurance policy.
The missing document is the divorce decree or divorce judgment or whatever it might be called. If H was paying W spousal support, it's possible for a court to order...
Terrence H Thorgaard's answer No, the hospital could not successfully sue you unless you are legally responsible for his health care; you are not responsible simply because you obtain health insurance coverage for him.
Timur Akpinar's answer If the manufacturer agrees to replace it, then it would seem there is no longer a loss for insurance to cover. If you choose the insurance company's payment, you have the deductible to consider. Insurance carriers will offset their payments, or choose not to issue payment, if a loss is already covered by another source. If you have reservations about the terms of the release, you could consult with a Florida attorney.
H. Scott Aalsberg Esq.'s answer For a First Offense No Insurance charge, you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00.
For a Second or Subsequent Offense you face a fine of up to $5,000.00 and imprisonment (jail) for 14 days and 30 days
community service plus 2 year loss of your drivers license
The period of license suspension may be reduced or eliminated if the person provides the court with satisfactory...
H. Scott Aalsberg Esq.'s answer For a First Offense you face the loss of your license for one year, community service to be determined by the court and a fine between $300.00 and $1,000.00. I suggest setting up one of the free in office consultations that most of us lawyers offer and then hire one.
Peter N. Munsing's answer Unless her son stole it he would be authorized. Its baloney. Suggest you provide estimates for repair, file a complaint with the insurance commissioner. Depending on the nature of the denial you may have claims under
Mark Oakley's answer You need to look at the provisions of the disability insurance policy or plan under which benefits are being paid in order to ascertain what rights they and you have, and what medical standards apply to your situation. You may want to have your own doctors draft a report based on your current condition which supports continued benefits under the standard for disability. There are lawyers who handle insurance claims, and you can also contact the Maryland Insurance Commissioner to file a...
Ali Shahrestani, Esq.'s answer If you insurer is reviewing the matter, they should let you know when they're going to make a decision re: your claim. They have 40 days to accept or deny your claim from the time
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