Insurance Bad Faith Questions & Answers by State

Insurance Bad Faith Questions & Answers

Q: Removing son in law from Geice car insurance

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for New York on
Answered on Mar 27, 2017

Review your situation and insurance contract with a lawyer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This...
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Q: I billed an insurance agency for repairs, but discovered my client's lawyer instructed

1 Answer | Asked in Insurance Bad Faith for Florida on
Answered on Mar 24, 2017

What is your relation to your "client"? Are you an attorney, accountant, property manager, or what?

If you contracted for repairs (as the principal, and not as the agent of the "client"), and if you are thus liable on the repair contract, the "client"'s insurance company might not have had an obligation to pay you. You should have specified in the contract that you were acting as the agent of the "client".
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Q: Fiance and I had insurance together and was told only 1 of us needed to carry uninsured motor insurance pER house hold.?

1 Answer | Asked in Insurance Bad Faith for Colorado on
Answered on Mar 22, 2017

Sharing a policy is not the same thing as listed beneficiaries. If the pay-out whet to the deceased's son, you likely were not listed as a beneficiary on the insurance.

If by rejection you mean a modification of beneficiaries, then only the deceased (when living) could modify beneficiaries. After death, the listed beneficiaries are locked. If you mean that the beneficiary wants to repudiate the award, the answer gets complicated. If the beneficiary is an adult (18 years old or older),...
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Q: Can you sue a insurance Co. for not given you the care that you were awarded by a judge.Im 2 years with out a urologist?

2 Answers | Asked in Workers' Compensation, Health Care Law and Insurance Bad Faith for California on
Answered on Mar 14, 2017

I agree with our comments and understand your frustration with the broken California workers comp system. It's broken for the injured workers of Calif but the insurance companies are very content and happy with it. I'm not sure if you ever had an attorney on your case but we would like to assist you on your case. We have offices in Riverside, San Diego and Imperial Counties. Please call us at your convenience to answer more of your questions and assist you on your issues on obtaining fair and...
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Q: I got lowballed on a settlement. Where do I go from here?

1 Answer | Asked in Insurance Bad Faith for Illinois on
Answered on Mar 11, 2017

Assuming you have an attorney representing you, the next step in cases where insurance companies make "low ball" offers (which by the way happens very often now) is to file your lawsuit and let a jury make the determination as to what is fair and reasonable for your damages. That is the leverage you have.
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Q: Does insurance cover storage fees when car accident is not my fault ?

2 Answers | Asked in Car Accidents and Insurance Bad Faith for Texas on
Answered on Mar 9, 2017

When you say storage fees are you referring to a storage lot? The simple answer is yes, the insurance company for the person at fault should pay for storage fees. It is best to contact them quickly to seek proper course of action because storage fees add up very fast. You will likely have to pay the fees and submit to insurance company for reimbursement.
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Q: Can an insurance company deny a claim so insurer can fix the damage themselves to avoid paying the deductible?

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on
Answered on Mar 6, 2017

Are the repairs you're being asked to make your contractual duty to the HOA, and are such repairs logically required to be completed so that the roof can be fixed? Or is there no physical causal connection between the two? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice...
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Q: I need an attorney for a rejected claim against the merced police dept the (dart team) can u help me

1 Answer | Asked in Civil Rights, Constitutional Law and Insurance Bad Faith for California on
Answered on Mar 3, 2017

You need to provide more information. There is not enough here on which to give advice.
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Q: Insurance parties went to litigation .the insured was found liable..the third party only had liability but was not liab

1 Answer | Asked in Insurance Bad Faith and Car Accidents for California on
Answered on Feb 23, 2017

I'm not getting it. Who went to court --the companies or what? Plain English, please.If you were involved I assume your company got you a lawyer. You need to ask them.
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Q: Is there a legal time limit an insurance agency has to pay me for a settlement related to a car accident?

1 Answer | Asked in Insurance Bad Faith for Illinois on
Answered on Feb 20, 2017

It depends on the nature of the release you presumably have signed, but it can be anywhere for 14-90 days depending on whether or not you were represented by an attorney.
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Q: Which is the right court to file for collusion(anti-trust) lawsuit? against an insurance company...and 'self representin

1 Answer | Asked in Insurance Bad Faith and Antitrust for Kansas on
Answered on Feb 17, 2017

Antitrust lawsuits can be based on either federal or state law. If the former, sue in federal court in Kansas (U.S. District Court for the District of Kansas). If under state law, you sue in the Kansas courts of general jurisdiction (the Kansas district courts). Pleading and proving and unlawful antitrust conspiracy, which is the legal term for horizontal collusion, is tricky, so your job in representing yourself pro se will be very, very difficult.
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Q: Can an auto insurance company make you pay more than your deductible after a wreck?

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for California on
Answered on Feb 16, 2017

Were you found to be at fault? Did your insurance coverage apply to your liability? More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody,...
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Q: what to do when someone steals your half of life insurance policy

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Probate for Arkansas on
Answered on Feb 15, 2017

Contact some lawyers and hire the one you like best. Many offer free initial consultations. Good luck.
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Q: What should I do if I am falsely accused of disaster assistance fraud by my former landlord?

1 Answer | Asked in Federal Crimes, Criminal Law and Insurance Bad Faith for Georgia on
Answered on Feb 13, 2017

You need the help of an attorney. Since you are on the coast, I suggest trying either Mr. Cris Schneider in Savannah at 912-385-0854, or Patrick Ferris in Douglas, GA, but who has an office in St. Simons. 912-384-1099.
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Q: 5 years after back injury, delays by Co. WC atty, nerve damage from lack of definitive care, can we sue Co. ?

1 Answer | Asked in Insurance Bad Faith and Workers' Compensation for California on
Answered on Feb 10, 2017

What you are going through is very common in WC and unfair in the opinion of many. The current condition of the WC system is due to changes done in 2013 when the IMR was implemented and power taken from attorneys and judges and solely given to medical unit and IMR (Independent Medical Review).

As to your questions. You can sue. Will you prevail? Most likely not. Why? They cover themselves by the medical opinion of a doctor that has never seen you (Utilization Review from Ins.)...
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Q: My question is about bad faith auto coverage

1 Answer | Asked in Insurance Bad Faith for California on
Answered on Feb 7, 2017

If you had an insurance policy and then the policy was rescinded or lapsed, you should have received notice from the company. This might be a breach of contract case. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the...
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Q: I financed a car got full coverage from gieco i had an accident and now gieco says i never had insurance for collision

1 Answer | Asked in Insurance Bad Faith and Car Accidents for New York on
Answered on Feb 4, 2017

Review your insurance documents and agreements, especially your declarations page and related payment receipts. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute...

Q: I bought insurance for a 2 family investment property in 2002. My neighbor's house caught fire and damaged my house.

1 Answer | Asked in Real Estate Law, Insurance Bad Faith and Consumer Law for New York on
Answered on Jan 27, 2017

It depends on the terms of your policy. Have a lawyer review it. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute legal advice; make any predictions, guarantees,...
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Q: I was involved in an accident with a big rig and their insurance rep came to the scene and was taking video.

2 Answers | Asked in Insurance Bad Faith for Illinois on
Answered on Jan 27, 2017

Yes, based on the limited facts provided, that is allowed. Have you filed a claim against the insurance company for damages? In any event, I would recommend consulting with an attorney prior to taking any further action. A knowledgeable attorney will guide you through the entire recovery process, and will ensure you maximize your recovery. In addition, many of us offer free consultations, so it will not cost you anything to obtain a professional's opinion that is tailored to the specifics...
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Q: ARSON: New home being built, no insurance coverage when someone burned it down. Total loss. ????

1 Answer | Asked in Insurance Bad Faith, Personal Injury, Criminal Law and Real Estate Law for Michigan on
Answered on Jan 26, 2017

If you had a contractor their insurance might cover. Talk to your CPA about a big casualty loss deduction on your tax return--may have to file an amended (for 2015) if you didn't claim it
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