Your current state is Virginia
Policy shouldn’t I just get a liability policy for the land?
answered on May 31, 2023
You should have already hired an attorney and/or a Public Adjustor to help you with filing the Claim. Have you made a Claim yet? Paying another policy premium is the least of your worries, and nonpayment may deny coverage. Hire some competent professionals to advise you as there are far too... Read more »
I am a business owner, and my building had a covered claim under my landlords policy. A water heater broke. This happened in feb 2023. The insurance company refused my contractors, and used the ones they picked, along with the ones my landlord chose. The building is still not accessible in terms of... Read more »
answered on May 31, 2023
The first step would be to look to the lease agreement. It should speak to what happens if there is a breach in the agreement and how to move forward from there. It may even speak to a situation where you are disallowed occupation of the property due to some repair work and what their duty is to... Read more »
They sent me expired notice to get total loss vehicle it arrived 5:48.pm of day the letters expired and they are staring abandoned processing. They sent a letter saying total loss and getting approval for ACV check then waited 21 days to tell me no and get my vehicle off there lot and ok pay them... Read more »
answered on May 31, 2023
Your legal rights and responsibilities depend heavily on who was at fault in causing the collision and resulting damages. If there is no agreement on this fundamental point, you will need to file a lawsuit so that a judge or jury can make that determination.
Your insurance policy is a... Read more »
My sister was in an accident, the other driver was at fault. Now his insurance company refuses to pay her chiropractor's bills because her doctor doesn't have a business license. He has a medical license and the chiropractic center he works at, they have a business license. But he... Read more »
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answered on May 31, 2023
In California, an insurance company generally cannot refuse to pay medical bills solely based on a doctor not having a personal business license if they are otherwise qualified to practice medicine and are working within a licensed chiropractic center. However, insurance policies can vary, and... Read more »
my attorney was near settling my case during litigation when i discovered forged signatures while my original firm transfered my case to them. I want to negotiate myself with the insurance company because i was defrauded when my claim was transfered and i was never aware of it. as well as all the... Read more »
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answered on May 29, 2023
If you have decided to represent yourself after firing your attorney during settlement and litigation, there are steps you can take to navigate the situation. Firstly, thoroughly review the details of your case and familiarize yourself with the relevant laws and regulations. Document any evidence... Read more »
Won’t pay for repairs keep trying to convince me it was my fault, which I can show wasn’t, car still runs fine but they took it without my permission to resell at used car/parts business., keep trying to get me to give them the title, and scaring me saying driver who hit me is suing me for... Read more »
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answered on May 26, 2023
I'm sorry to hear about your situation. If you're having difficulty finding a lawyer to assist you because your case doesn't involve personal injury, you may want to consider reaching out to legal aid organizations or senior citizen advocacy groups in your area. They may be able to... Read more »
Because the hospital failed to provide information in a timely manner. What should I do?
answered on May 16, 2023
A Kansas attorney could advise best, but your question remains open for four weeks. You may need to consult with a local attorney on this, but you could first reach out to the Kansas Department of Insurance to see if they could offer guidance. Departments of insurance nationwide monitor and oversee... Read more »
We had a house fire on 1-1-22 in Aitkin, MN. We were renting and I had renters insurance and I was told by my claims adjuster I had 2 years to get them my non salvageable list. Was going to send and my claim has been closed since July 2022. Just wondering how long a claim is open for
answered on May 9, 2023
A Minnesota attorney could advise best, but your question remains open for two weeks. I'm sorry about the fire. In terms of Minnesota statutes of limitations to file suit, only a local attorney can advise you there. But as a general premise of insurance practices nationwide, claims can... Read more »
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answered on May 8, 2023
Under California law, insurance companies are required to disclose proof of coverage information to the Department of Motor Vehicles (DMV) when requested to do so. Failure to disclose this information can result in penalties under Chapter 5.4 of the California Vehicle Code.
Specifically, an... Read more »
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answered on May 5, 2023
If your insurance company has informed you that your policy was cancelled for non-payment and you believe this is not true, there are several steps you can take to address the situation:
Contact the insurance company: The first step is to contact your insurance company and ask for an... Read more »
I was in jail/prison and allegedly a “family member” who was at my last known residence was served my summons. I had no clue of any of this information until 2023 upon a case net civil search. The debt is for medical bills/lien (improper lien) I may add as a result of a personal injury’... Read more »
answered on Apr 27, 2023
I suggest you hire an attorney who is experienced in filing motions for relief from void judgments. Because more than one year has passed since entry of the judgment, you are ineligible to file a motion to set aside a default judgment, which requires "good cause" and articulation of a... Read more »
I recently obtained a car from a dealer in Miami Florida everything worked out and I got a loan approval from chase auto financing. It included GAP as per the dealer Chase wouldn’t provide me a loan without it. So that was on 1/2/23 of the year. I only drove the car for about a month or so and on... Read more »
answered on Apr 27, 2023
You can file a lawsuit for breach of contract or for declaratory relief against both Progressive and Dealer Protection Loyalty. I'd sue both because the GAP company may be right and Progressive may have undervalued what it should have paid.
When you're talking about only $7,208,... Read more »
What payment structure does an attorney use for a balance billing case in New York by an in-network provider?
In network provider balance billed me though insurance EOB shows $0 owed as their claim from 2021 was discounted to $0. Provider's billing company refused to resubmit their... Read more »
answered on Apr 24, 2023
Attorneys who handle medical billing disputes apply various fee arrangements, depending on the type of insurance (no-fault, private, etc.), volume of claims (in terms of whether it's a high-volume institutional client, such as a large medical office or single-transaction individuals),... Read more »
My automobile insurance company randomly increased my rates mid-contract when I paid in full at the beginning of the policy. The cause of rate increase was an accounting error on one of my discounts and they discontinued the discount 2023. This happened in Jan 2023. They sent me an email notice of... Read more »
answered on Apr 23, 2023
An Arizona attorney could advise best, but your question remains open for three weeks. Nationwide, consumer rights matters involving insurance are usually overseen by state departments of insurance. Most states have such agencies. In your state, it looks like there is the Arizona Department of... Read more »
In this case other party ran a red light resulting in collision accident, but claim was denied by at fault driver insurer in that there was no witness at the scene- but never deny the fact that the other driver ran a red light!
other party claimed couldn't speak English and Police... Read more »
answered on Apr 15, 2023
Texas does not allow a direct action against another driver’s insurance company. Sue the other driver directly. The other driver can then demand that his insurance company defend him and indemnify him from any judgment.
Our JP courts have jurisdiction up to $20,000. If the damage to... Read more »
Long term health care is not honoring the agreement.
answered on Apr 14, 2023
A Florida attorney could advise best, as insurance practices are largely governed by state law. However, your question remains open for four weeks. At this point, one option is to reach out to attorneys. In addition to your own searches, you could look into the resources of state or local bar... Read more »
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answered on Apr 12, 2023
In California, the vehicle code number for backing up a vehicle out of a residential driveway is Vehicle Code 22106. This code states that a driver may not back up a vehicle unless it can be done safely and without interfering with other traffic. Additionally, the driver must yield to any... Read more »
Liability Coverage
Liability Limits
Umbrella's Role
answered on Apr 9, 2023
Liability Coverage - this is coverage for claims from people who sue you for injury or other harm.
Liability Limits - this is the dollar limit your policy will pay anyone who sues you.
Umbrella's Role - this is an excess layer of protection above what your policy limits would... Read more »
I live in Ventura county, CA and got in an accident that was my fault but my insurance company isn’t paying anything out - not for my loss or the people I hit; they aren’t even returning my phone calls. What can I do? Can I sue for anything over the limit, I.e., for frustration or anything like... Read more »
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answered on Apr 1, 2023
Under California law, insurance companies are required to act in good faith and deal fairly with their policyholders and claimants. If your insurance company is not fulfilling its obligations under your policy, you may have grounds for a legal claim.
If you are considering suing your... Read more »
I live in Ventura county, CA and got in an accident that was my fault but my insurance company isn’t paying anything out - not for my loss or the people I hit; they aren’t even returning my phone calls. What can I do? Can I sue for anything over the limit, I.e., for frustration or anything like... Read more »
answered on Apr 3, 2023
There are basically two possibilities. One is that there is a legitimate coverage issue that your insurance company is investigating. Usually, when that happens, the insurance company will let you know in writing that there may not be coverage, and therefore it will not pay your claim immediately... Read more »
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