Q: A collector is trying to sue me for a debt that is over the statute of limitations. What do i do?
A:
Have you already been served with the Petition and Summons? Is this a small claims matter? Is the amount over $6,000? (Don't write back with the amount, just say yes or no.) Did you receive discovery (i.e., requests for admission, requests for production of documents and/or interrogatories)?
If you have been served, you only get 20 days to respond unless you file an appearance and reserve an additional 20 days. You don't want it to go into a default judgment. While these can be set aside, some are not and it takes more work by an attorney to get it set aside.
I can provide a better answer if you provide additional details.
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