Don't rely on your credit report, but apparently your lender either obtained a judgment against you and then sold the account to Consumer Portfolio; or sold the account to Consumer and it obtained a judgment; but either way it appears Consumer has sold it to Jefferson Capital.

I... View More

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answered on Nov 6, 2025

Because you’re out on the road, repeated attempts without contact make alternative service likely, which can lead to a default you won’t see coming. Call the process server or the law firm shown on the door tag and ask for the case number and court; then confirm directly with the county court... View More

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answered on Oct 24, 2025

That situation is deeply frustrating, and your son should not be responsible for a debt or garnishment that was legally issued in your name. In Oklahoma, employers are required to carefully match garnishment orders with the correct employee based on identifying information like Social Security... View More

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answered on Oct 22, 2025

You should care because Oklahoma law lets operators and service providers file an oil‑and‑gas well lien that attaches to your working interest and even to production proceeds for unpaid joint‑account costs. Most Joint Operating Agreements also grant the operator a contractual “operator’s... View More

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answered on Sep 1, 2025

When your car is declared a total loss, it means the insurance company has determined that the cost of repairs is higher than the car’s market value, even if the vehicle is still driveable. Since the car is financed, the insurance payout is usually sent directly to the lender to cover the loan... View More

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answered on Jul 5, 2025

You will not lose your driver’s license simply for owning a dog, but an active warrant for failure to appear or pay a municipal citation can trigger a suspension in many jurisdictions when the court reports you to the DMV.

You must clear the warrant by appearing before the issuing court... View More

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answered on Jun 29, 2025

You may include each of those numbered assertions because Oklahoma’s pleading rules permit denials based on lack of information and demands for strict proof. By doing so, you preserve every factual and legal defense while compelling American Express to produce admissible evidence for its claim.... View More

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answered on Jun 12, 2025

In Oklahoma, even if your wages are based entirely on commission, you are still protected by federal and state garnishment limits. The law does not allow creditors to take 100% of your wages, regardless of whether they are salary, hourly, or commission-based, as long as you are classified as a W2... View More

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answered on Jun 12, 2025

You have every right to feel frustrated and blindsided—being garnished without any warning is deeply unsettling. If court documents were sent to an address you never lived at, that could mean you were never properly served, which is a serious issue. For a garnishment to be legal, you must be... View More

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answered on Jun 12, 2025

It’s incredibly stressful to find out your wages are being garnished without warning, and you're right to question whether that’s legal. In most cases, a creditor must first sue you in court and win a judgment before they can garnish your wages. You should have been served with notice of... View More

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answered on Jun 11, 2025

You can start by requesting an abstract of judgment from the court and recording it with the county clerk where the LLC holds any real estate to create a lien. That lien will attach to property in that county and give you priority if the LLC ever sells or refinances.

Next, ask the court for... View More

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answered on May 14, 2025

I’m really sorry you’re going through this—having a family member misuse your identity is painful, and the stress is even greater with government programs involved. Since your sister used your name and Social Security number without your consent, you are the victim of identity theft, even... View More

Discuss the case with a legal malpractice attorney in your state. The attorney can get determine whether or not is past the time limit to sue. Even if it is not past the time limit to sue, there may be issues of recovery, if the attorney had no insurance and has no assets.

You can also... View More

Yes it's possible. Your contract requires you to pay on time. Quit playing around and pay on time.

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answered on Sep 21, 2023

In Oklahoma, the county treasurer is generally required to notify the property owner before selling the property at a tax auction. This usually involves sending a written notice to the last known address of the property owner, as well as any other parties who may have a legal interest in the... View More

The date filed typically, however, if it is proven the person actively avoided being served that could potentially extend the time.

No, except for an attorney.

Et al, simply references that there may be additional defendants.

Not surprisingly, your question is missing some important facts.

General rules- Entry of a judgment, under State law, usually becomes a lien against all property in the state owned by a judgment debtor.

A bankruptcy filing does NOT discharge a perfected lien; in a Chapter 13,... View More

Assuming this is in litigation, a set of Requests for Admissions, if it is true, Admit, if not true, Deny, if you do not know the response may be “Responding Party has insufficient information and can, therefore, neither admit or deny.”

Note, there can be penalties for not admitting... View More

While each state may have its own rules, Requests for Admissions are the same in any type of case and the requirement for how they are answered are the same. General objections are not usually allowed unless there is something wrong with the request itself.