Gary Johnston Dean's answer No your family is not responsible, and life insurance payable to individuals is safe. However, if you have other properties subject to probate, creditors can file claims against your estate. See a lawyer to help plan your estate to avoid probate.
Glenn B. Manishin's answer If this is a trial, as opposed to summary judgment or motion to dismiss, an affidavit is inadmissible, so your question is difficult to understand. Get a lawyer, as you are plainly prejudicing your rights by representing yourself.
Howard Berkson's answer The collection agency can sue you for a debt that is beyond the statute of limitations. You just have to assert the statute of limitations defense in your answer and it should be a very short lawsuit. However, it's always best to consult with an attorney about how to handle a lawsuit, particularly before you make your first move.
Howard Berkson's answer It's possible the lien is valid, depending on whether the original owner had authority to use the vehicle for collateral on the second loan. You may be able to take legal action either to get her to pay the debt or to remove the lien from your title. You should consult with an attorney.
Howard Berkson's answer The lien is a "cloud" on your title to the property. You need to talk to an attorney about a "quiet title" action, which is the name of the type of lawsuit used to remove or clarify uncertainties in property ownership.
Howard Berkson's answer That depends on the terms of the debt agreement, whether the debt would be considered "consumer debt," and other factors. We don't have enough information to answer your question more clearly.
Mr. Jarod Morris' answer Send a letter to all of the the credit reporting agencies that have the account listed. Tell them that you dispute the account as accurate and that as listed, and (if this is true) that you do not recognize ever being having a balance with Resolution Management (finance); therefore, you dispute this information as accurate.
This will trigger an investigation by the credit agency and the agency must inform the information provider (Resolution Management) that you dispute the information....
Mr. Jarod Morris' answer Have you already been served with the Petition and Summons? Is this a small claims matter? Is the amount over $6,000? (Don't write back with the amount, just say yes or no.) Did you receive discovery (i.e., requests for admission, requests for production of documents and/or interrogatories)?
If you have been served, you only get 20 days to respond unless you file an appearance and reserve an additional 20 days. You don't want it to go into a default judgment. While these can be...
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