Philadelphia, PA asked in Car Accidents for Pennsylvania

Q: If my insurance company is paying for the accident i was involved in can the other driver sue us again>

I have recieved letters from her lawyer, what i want to know is if the insurance company is dealing with her why are we getting letters from her lawyer talking about civil court action. I spoke with my insurance company and the adjuster said she was taking care of the case and if they need a lawyer that they would be in contact with us. There is more info on the case this is just the basic.

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2 Lawyer Answers
Ryan P. Sullivan
Ryan P. Sullivan
Answered
  • Lincoln, NE

A: In most cases, the claim by the other party is against you, not the insurance company directly. However, by agreement, your insurance company has likely agreed to cover the loss, and, if suit is filed, they will defend the case on your behalf if suit is filed. If suit is filed, it will likely be filed against you personally if you were the party at fault or the owner of the vehicle.

Ryan P. Sullivan
Ryan P. Sullivan
Answered
  • Lincoln, NE

A: To further answer, if your insurance company settles the suit, they will most likely require the claimant to sign a release which will release them and you from any future liability or obligations to that claimant.

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