My son was in a car accident on 3-26-20. It was not his fault. The money the insurance is giving him for his totaled truck isn’t anywhere to put him back in the position before he was in the accident. He is 18 and works as a residential carpenter. He needs a truck. He had an antique truck he... Read more »
The insurance company is not generally sued. The defendant, upon being sued, presents papers to their insurance company. This is not an uncommon situation, where the total loss declaration could overrule the possibility of repair (this is governed by state law - a Pennsylvania attorney could advise...Read more »
doctors was not paid in spite of a doctors lien being signed by myself and my attorney. I am disappointed with my attorney's response which was "I have to pay it." Is there anything I can do to get the attorney to pay the bill?
through it. I was struck on the driver's side front bumper. I have a Property Damage Limit of only $5,000.00 and according to my Insurance Company and the pictures he saw of his vehicle it is going to exceed $5,000.00 which I know I will be responsible for. How will they get the rest of the... Read more »
There is no wage garnishment in Pennsylvania for this type of thing. Your insurance company should try to settle the entire case for the limits of your coverage in order to protect you. If they can't, they owe you a duty of defense and would have to hire a lawyer to defend you. The lawyer...Read more »
No--the responsibility is on the driver. However, if you were injured in the crash you would want to report the incident, and would have a claim for your injuries and medical bills in excess of your other coverage. For medical bills resulting from the crash, you have to first initiate a claim with...Read more »
It very well could be. However, you would need an independent expert to offer an opinion that these conditions existed at the time of the inspection, were within the scope of work undertaken by the initial inspector, and ought to have been discovered.
The kids on board and on the street said she backed up down the narrow street and they warned her and she still kept goin and side swiped the whole car totally it. Now I’m stuck paying the difference in the totaled worth and my loan. Shouldn’t their insurance pay something?
Any vehicle insurance--school bus or otherwise--has the obligation to pay for the market value of your car. If that is less than the loan balance, that is not their issue. So yes, through no fault of your own you can end up owning money on a set of wheels you no longer own!
I was not notified when my car was towed away. The cop who found my stolen car got it towed and did not notify me. It has been a month i had to find the tow company myself 36 days later they are charging me 1100 dollars in fees.
This is a major problem. Contact your legislator, AAA, others --the law has to be changed. The question is what the towing company is charging. I don't have a clear, clean answer for this. However, if the person was found and is charged with the crime you may have access via the crime...Read more »
The at fault insurance company values my car at over $2,400, and the cost of repairs is just below their 80% threshold policy, but they refuse to pay for the damages and are trying to total my car. The Kelley Blue Book value ranges anywhere between $3,000 and $4,500, and their appraisal for the... Read more »
It is their option. If you were hurt in the wreck you have a claim. Feel free to call me. Problem is they don't have to fix it. You can't go by Kelly Blue book but ask for the "valuation sheet." That says how they got to the price.
I live in Pennsylvania and I’m wanting to get my learners permit, I’m 18 by the way. I’ve searched on the internet dozens of times for an answer to this question, but haven't found anything that relates to what I’m asking. So can you drive alone without supervision from anyone with a... Read more »
It's called a learners permit not a license and that means that you must have someone over 21 who has a current license sit in the front passenger seat at all times while you are driving (over 18 if they are a spouse or--makes no sense--a parent.)
There was a second citation for operating a vehicle without required financial responsibility. She got the papers out of the glove compartment and asked the officer what he needed. She stated he took one paper and returned it. He said noting regarding the insurance card. (Which was in the glove... Read more »
Depends on a lot of things--did you leave the keys lying around? Had he taken the car at any time before? It should be covered by your insurance, so turn it over to them. If you didn't reprort it as stolen, it's not quite theft.
Ordinarily, if an insurer wants to total a car, the only question is if you agree with the value they give you. Once they total the car, they get the certificate of title and the car is theirs. You can try to negotiate with them to take less money and keep the car. However, there likely will not...Read more »
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