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Pennsylvania Car Accidents Questions & Answers
1 Answer | Asked in Personal Injury, Car Accidents, Insurance Bad Faith and Insurance Defense for Pennsylvania on
Q: Does my Uninsured/Underinsured Motororist coverage apply if a motorist hits me while I'm riding my bike? [Pennsylvania]

Hi,

I'm shopping around for Auto Insurance in PA; considering Progressive. I also like to ride bike. Hopefully, I'd never need it, but if a motorist injures me while I'm riding bike and they are at fault, would I be covered by Uninsured/Underinsured Motorist Coverage... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jul 1, 2021

Short answer yes. Uninsured underinsured covers you if the driver running into you has no insurance or too little. If you have more than one car in your household get "stacking" --the best deal in car nsurance. It multiplies the coverage you had for UM/UIM by the number of cars, and... Read more »

1 Answer | Asked in Arbitration / Mediation Law, Car Accidents and Civil Litigation for Pennsylvania on
Q: Is there a time limit to be served in PA.

I received a Court of Common Pleas Civil Cover Sheet today with the complaint from attorney attached. (Arbitration Matter) for my car causing damage to a building on Aug 13 2018. Paperwork is stamped Aug 11 2020. I received this notice from a sheriff today. I know they are within the 2 year statue... Read more »

Peter N. Munsing
Peter N. Munsing answered on Jul 1, 2021

This is what you pay car insurance for. Notify the adjuster of the company who insured you back then. Get their address, fax, claim number; fax them a copy and send them a hard copy, certified return receipt. They should give you an attorney and they will file what are called preliminary... Read more »

2 Answers | Asked in Traffic Tickets and Car Accidents for Pennsylvania on
Q: What happens when neither party has insurance and the injured party was also driving with a suspended license?

Received a fine but paying it would admit guilt. Can the injured party sue after paying the fine?

Tim Akpinar
Tim Akpinar answered on Jun 29, 2021

A Pennsylvania attorney could advise best, but your post remains open for two weeks. In SOME (I can't speak for Pennsylvania) jurisdictions, people who are uninsured could sometimes still have remedies for money damages, but they could be precluded from including pain and suffering in their... Read more »

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1 Answer | Asked in Car Accidents and Civil Rights for Pennsylvania on
Q: I was in and accident me and the driver resolved it without police someone did call cops and they came to make a report

We then got in our cars and left few days later I get a ticket for not having a license

Peter N. Munsing
Peter N. Munsing answered on Jun 22, 2021

Not sure of your question. If you didn't have one, you can be ticketed for that even if you were not at fault. However if you were not at fault and injured, you need to protect yourself and your access to care by seeing a doctor--the medical benefits in a wreck last for 4 years plus, no... Read more »

1 Answer | Asked in Car Accidents for Pennsylvania on
Q: Someone hit my car -police report. if her insurance doesn’t have collision coverage, My insurance can make Her pay me?

I have a police report, my insurance is going to contact her insurance, If She doesn’t have coverage, what can I do to make her pay?

Peter N. Munsing
Peter N. Munsing answered on Jun 17, 2021

Please see my answer to the last question. Assuming she has no coverage, mention that to the police. They will cite her, and that may, miraculously, cause her to produce the "oh, I forgot about this...is this what you mean?" policy she didn't want to involve in her misadventure.... Read more »

2 Answers | Asked in Car Accidents for Pennsylvania on
Q: Car Accident, Someone hit my car from the back, can I make her pay me?

My Insurance is going to contact her insurance, but they told me that they have to find if She has coverage. I’m using my insurance, but I have a deductible of $500, can I make her pay everything that I spent? The police report shows that is her fault, what can I do if She doesn’t have coverage?

Randy Bryan Ligh
Randy Bryan Ligh answered on Jun 16, 2021

Q: "can I make her pay everything that I spent"

A: Depends whether what you spend is legally recoverable. You definitely would be entitled to your deductible. In almost all instances, you are entitled to towing from accident scene to your house and/or repair shop. You are...
Read more »

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1 Answer | Asked in Car Accidents for Pennsylvania on
Q: In accident with drunk. Minor ,insurance paided all ,court asked impact statements what can I ask money wise for

Us to do an impact statement ,what else can we ask for money wise from the driver

Peter N. Munsing
Peter N. Munsing answered on May 25, 2021

property damage. If you hade injuries that's a claim against his insurance unless he had none.

1 Answer | Asked in Car Accidents and Traffic Tickets for Pennsylvania on
Q: In the state of Pennsylvania, am I allowed to put glow in the dark paint on my car?

This will be a soft glow not nearly as bright as any headlamp or a flashlight even. I've read that in California they do not allow underglow (which is a type of lamp) to be red or blue. I also think if I read correctly that Pennsylvania doesn't allow lamps period, however I have read... Read more »

Peter N. Munsing
Peter N. Munsing answered on May 25, 2021

Don't see why not. Ask the police--they're the one's you'll deal with. (You can't take their word as gospel but I didn't find anything saying you couldn't. Note however that many glow in the dark paints do not adhere well to cars.

1 Answer | Asked in Car Accidents for Pennsylvania on
Q: Who is at fault when a car stopped in a midle of a busy route to make illegal left turn

It happens at 4:03. The sign says no left turn from 4pm to 6pm . He gave me his document than he made a police report alone . And gave them my pate number and phone .I have a video camera . The accident happens at Kelly drive route I tried to avoid him . I need explaination please and thank you

Peter N. Munsing
Peter N. Munsing answered on May 25, 2021

The issue is you rear ended him. Unless you have a good reason why you didn't see him slow or stop, you don't have a right to assume that he is moving if his brake lights are on. You have to maintain an assured clear distance, which means as he was slowing you have to slow. I haven't... Read more »

1 Answer | Asked in Car Accidents and Insurance Bad Faith for Pennsylvania on
Q: Personal Invoice from an Auto Insurance Company with no accident report or claim to our Insurance

11/2020, son was involved in minor parking lot auto accident- backing out of a parking space in a corner lot when a man driving a company truck cut through the lot to avoid a traffic light causing a minor collision. No damage to either vehicle because my son was in reverse and barely moving. Guy... Read more »

Randy Bryan Ligh
Randy Bryan Ligh answered on May 13, 2021

You (and your insurance company) are responsible for damages caused in the collision only if you (in this case your son) was at fault in the collision. Additionally, the person claiming damages has the burden of proof of more likely than not to show that the damages he asserts were caused by the... Read more »

2 Answers | Asked in Car Accidents for Pennsylvania on
Q: A lady had a medical emergency and hit my parked car. Can I sue for property damage?
Randy Bryan Ligh
Randy Bryan Ligh answered on May 13, 2021

Yes, you can sue (or perhaps first make a claim) against the at fault party and her insurance company for the property damages to your parked car.

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2 Answers | Asked in Car Accidents and Insurance Bad Faith for Pennsylvania on
Q: Someone slammed into my car and totaled it. My insurance company is only covering the value of the car. Which leaves me

Owing 900$ and also i am out the 4,000$ I paid in cash. Car under a year old. Can i go after her insurance company for the 4,900$??

Randy Bryan Ligh
Randy Bryan Ligh answered on Apr 29, 2021

More details are needed and I wish you had spoken and/or hired an attorney about this already, however what's done is done and hopefully you have not lost any rights-----you need to speak to an injury/accident lawyer in your area and discuss your options----use the Find a Lawyer tab and search... Read more »

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1 Answer | Asked in Car Accidents for Pennsylvania on
Q: Hi I was rear ended by a police car while sitting at a red light. Are they not responsible?

The insurance company says they only have to pay my deductible since I have collision insurance. This doesn't seem right.

Randy Bryan Ligh
Randy Bryan Ligh answered on Apr 8, 2021

You are correct, it does not seem right. You should search for a personal injury/accident lawyer in your area to discuss this further, especially, if you have physical injuries. Most lawyers in this field will provide a free initial consultation---contact a few of them, discuss your matter, and... Read more »

1 Answer | Asked in Traffic Tickets and Car Accidents for Pennsylvania on
Q: Can a lawyer beat sec 3305
Timothy Kraeer
Timothy Kraeer answered on Mar 27, 2021

If you received a citation for that section, you should consider contacting an attorney to discuss your case more in depth. That particular section carries 3 points. Most of us on here will provide free consultations, you just need to reach out.

1 Answer | Asked in Car Accidents for Pennsylvania on
Q: I was hit by a FedEx truck in my workplace awhile ago. How long do I have to file a small claims lawsuit?
Timothy Kraeer
Timothy Kraeer answered on Jan 18, 2021

What kind of claim are you trying to pursue? If the claim is for negligence, i.e. for damage to a vehicle, property, or for personal injury to your person, you have two years from the date of the incident to either settle your case or to file suit against the responsible party.

1 Answer | Asked in Car Accidents for Pennsylvania on
Q: After receiving an injury settlement my lawyer said he forgot to pay my doctor and is hounding me. Is this normal?

My lawyer said they overlooked the bill which they had for over a year. Also, it was a doctor he sent me to, so in a sense it was his doctor.

Timothy Kraeer
Timothy Kraeer answered on Nov 17, 2020

It's difficult to give you an accurate answer without some more information. For instance, did you and your attorney sign a letter of protection for this particular provider? If so, I'm not surprised your attorney is seeking repayment to the doctor from your settlement. If there was not a... Read more »

1 Answer | Asked in Car Accidents and Traffic Tickets for Pennsylvania on
Q: PA driver broke his mirror on my parked car No cars around. I got tag # Police said nothing happened here. Chargeable?

Driver hit my mirror with his. Shattered his but only folded mine back and kept driving. I happen to be sitting in the vehicle and there was no other vehicles around so I drove to follow him and he tried to elude me while I had 911 on the phone. I got his tag number and the state police showed up.... Read more »

Timothy Kraeer
Timothy Kraeer answered on Nov 13, 2020

Based on what you've described, he could probably be charged at least with a traffic offense for something like careless driving as you suggested, but if he didn't cause any damage, the police may not be too motivated to pursue charges. I would consider making sure there was in fact no... Read more »

1 Answer | Asked in Traffic Tickets and Car Accidents for Pennsylvania on
Q: Citation Costs

I backed up into a postal service car in the court that I live in. I had only lightly tapped her front end before seeing she was there. No damage or injuries were brought to the car or driver or myself. Her work managers were called and so was 911. A state officer was the one who came to check it... Read more »

Timothy Kraeer
Timothy Kraeer answered on Nov 10, 2020

Fortunately no one was injured and there were no damages. Unfortunately, often times citations will be issued following a motor vehicle accident, however slight. This is a trend that has seemed to increase in recent years, at least in my experience. You should contact a local attorney for a free... Read more »

1 Answer | Asked in Car Accidents for Pennsylvania on
Q: Do i need to sign release for other persons insurance to get medicare lien info?

I am trying to settle out an accident at 0% my fault. My car was totaled and I was in hospital overnight. I have medicare and am requesting lien be paid in addition to settlement. Must I sign a release to insurer to have access to my CMS medicare account or can I just supply them with the final... Read more »

Tim Akpinar
Tim Akpinar answered on Sep 30, 2020

A Pennsylvania attorney could answer best, but your question remains open for four weeks. As a general matter, if you've gotten to the release stage, it seems unlikely that they want to see your entire medical history, hence blank authorization for your account. It seems more likely they want... Read more »

1 Answer | Asked in Car Accidents for Pennsylvania on
Q: Medicare Lien question for car accident settlement. Do i need to sign waiver for other persons insurance to get lien

I am trying to settle out an accident at 0% my fault. My car was totaled and I was in hospital overnight. I have medicare and am requesting lien be paid in addition to settlement. Must I sign a release to insurer to have access to my CMS medicare account or can I just supply them with the final... Read more »

Tim Akpinar
Tim Akpinar answered on Sep 27, 2020

A Pennsylvania attorney should advise, as insurance practices can be governed by state law, but your question remains open for four weeks. As a GENERAL matter in my own experience in reconciling medical liens, I have found that it could depend on the carrier. I have worked with many carriers who... Read more »

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