Q: I was hit by a woman driving a car and I got my leg broken. Does she have to pay for my surgery?
I was going across the stopwalk towards the otherside of the street and a woman ran a red light and hits me and a friend, but her insurance will only pay $10,000 for my surgery which was a little over $50,000. Am I liable to sure her for the rest of the money?
A:
Since you were in a crosswalk and the driver who hit you had run a red light, you do have legal recourse. Because insurance companies have a profit-motive, they often will "low-ball" a claim. You do not have to accept an unreasonably low settlement offer. Be proactive in getting all of the medical treatment that you need for your injury and make sure your doctor records your complaints on your chart.
hire an experienced personal injury law firm to work for you. When you do so, you level the playing field and your personal injury lawyer will determine whether the person who hit you was working in the scope of their employment, how they were cited in the collision and whether they have other assets. Your personal injury attorney will work to prosecute your claim so that you recover the monetary compensation for the injuries you suffered.
A: The driver's insurance company will pay up to policy limits. The minimum policy limits are $25,000 per person and $50,000 per accident. Often, drivers have more than the minimum insurance. If you get a good attorney, your attorney will make sure all your medical bills are paid in full and you receive compensation for your pain and suffering. You should call an attorney for a free initial consultation.
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