Q: I asked a Marine Mechanic to evaluate an electric problem I experienced on my boat.
After 10 days the business owner stated he thought both of my alternators, gauges and regulators were burned by a lightening strike he wanted to remove the alternators and have them tested. I called my insurance company and we authorized the service to remove the alternators and have them tested to confirm. The marina owner reported they needed replaced, but now is not giving me nor the instance company a report form the alternator repair business nor identifying the business. The estimate for repair is over $2000.00 and my insurance wants the reports on the test. Can I cancel payment of the credit card if they do not provide me with the reports. I do not want to leave the boat in the water at their marina waiting for a legal settlement.
A: Sorry you are losing the end of the boating season! If the marina knew you required the report to shake loose the insurance money, then you should cancel the payment. You are at risk, however, to assertion of a lien that may prevent you from quickly moving the vessel to another facility. This may be something that requires a face-to-face discussion, or a gentle nudge from your counsel.
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