Q: I was at fault in an accident, and the other party's insurance paid out a claim. Now the insurance is coming after me.
I am assuming this is because the claim was more than the limit, so they are coming after me for the difference, which is $25,000. I was called by their attorneys, and when I told them that I couldn't afford to pay that amount (even with only 10% down, the $150 a month) the rep kept saying they were going to file it with the state and my license and registration was going to be suspended if I didn't pay. I happened to mention that he wasn't wearing his seatbelt and comparative negligence in Florida, and that led nowhere with him. I'm not saying that I am not at fault and don't want to pay anything. I am at fault, I'm just wondering where the number $25,000 came from and think it is a bit excessive, especially if it could have been prevented by a seat belt. What should I do?
A: .... was there a trial? If there was no trial you don't owe anything yet. If your insurance paid out I would be shocked if a signed release of all claims wasn't part of the payout arraignment. Call an attorney to discuss you situation in a bit more detail.
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