To prevent medical debt from appearing on your report, you have to obtain written assurance from medical office and the collection agency. Start by asking the collection agency in writing they will not submit the debt to the credit agencies when paying the debt. Second, pay the original creditor in... View More

A written request for policy disclosure should specify a deadline for when the policy must be provided. This can be done via email or certified letter. Typically, insurance companies respond promptly without issues.

If you’re representing yourself, be aware that any medical treatment from... View More

Hi there,

For your State Farm policy email, keep it short and direct. Start with your claim number and accident date (January 14, 2025), then clearly request the bodily injury policy limits disclosure, noting they've accepted fault. Mention your documented injuries (herniated discs,... View More

Before you change anything, you need to have a face to face with your current attorney. There is no reason you cannot pursue therapy or any other treatment while the demand process is ongoing. As far as Uber accepting responsibility, double check on that with your attorney on that. That is somewhat... View More

Hi there! Sorry you’re going through this. Getting hurt is hard enough without feeling like you're stuck in limbo.

The short answer is yes—you’re allowed to choose a different attorney if you’re not comfortable with how your case is being handled. Clients have the right to make... View More

Yes. You are in the driver seat and call all the shots. You can terminate your representation at any time, but the attorney may have a charging Lien if there has already been a settlement offer that he has procured for you from the insurance company. This is known as a quantum meruit lien. However,... View More

Hi there,

In Florida after a hit-and-run, focus on your ongoing medical treatments. You should definitely get in touch with Morgan & Morgan, understand your PIP coverage (covers first $10,000 in medical expenses regardless of fault), and utilize uninsured motorist coverage if available.... View More

So the police do not determine who is at fault for an accident. The police report is not admissible as evidence of who was negligent. Your sister should retain an attorney here in Florida on contingency fee, which means she pays nothing unless she wins.

A Florida attorney could advise best, but your question remains open for a month. I'm sorry about your accident. I hope all involved are okay. A starting point could be to review the terms of your rental and what it covers in terms of property damage. Based on the facts the post, it isn't... View More

I assume you have made total disclosure to your insurance company of the facts. If not, you need to do so immediately. I'm guessing from your description that the unauthorized individual is attempting to receive the PIP benefits under your policy for payment of medical bills and/or is... View More

You do have a claim for negligence. Medicaid will have a lien on the recovery, and generally in any personal injury case, the insurance carrier, medicaid or medicare have liens on the recovery. I think time is of the essence. Generally the homeowners insurance should provide some level of... View More

Yes, you have a case. If the cord was in a location where you couldn't reasonably expect it, or it wasn't clearly visible, this could be considered a hazardous condition that your friend was responsible for addressing. You definitely want to work with a premises liability attorney.... View More

Yes, I think you have a claim. Your claim would be stronger if you took a picture to show that the cord was concealed or hidden from obvious view. However, that would not be indispensable for you to pursue a claim. You should retain an attorney on contingency fee here in central Florida, which... View More

If there's FAULT on your part, liability could potentially lie with both you [your business] and the landlord. Whether there's any potential court-finding of fault is an issue that would take a close examination of the facts and circumstances.

I'm sorry to hear about the loss of your son. Any time there is a death or serious bodily injury, you need to be represented by an attorney. Determining fault is key to your wrongful death claim. Your son could bear responsibility if he drove negligently. The friend might be liable for letting... View More

Well, I’m sorry to hear about the passing of your loved one and I extend my deepest condolences.

So from your facts, it’s ambiguous as to whether there was another car involved in this accident. The central question in this case is who caused the accident? If there was another vehicle... View More

It depends on (A) what you mean by "opposition" to an amended complaint (motion to dismiss?, answer and affirmative defenses?), and (B) which court you're in (State or Federal, and if in State, which level (small claim or a level above small claim?). I therefore suggest you post a... View More

No, it is unlikely that you could be held liable for having him on your insurance. Liability normally results from negligent action on the part of a driver, not co-insured such as you would be.

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answered on Jun 10, 2025

What you're going through sounds incredibly stressful, especially when you're doing your best to balance family and responsibilities. Getting hit with a high damage claim after returning a car—especially one you believe you returned in good condition—can feel overwhelming and unfair.... View More

I would certainly form a business entity, either an S Corporation or a limited liability company. You should discuss this with your accountant and have a business attorney form the business entity. I would forward the Terms and Conditions to your insurance agent and get the proper coverage naming... View More