Get free answers to your Insurance Defense legal questions from lawyers in your area.
provide rule governing response to amended pleading
answered on Oct 25, 2024
It depends on (A) what you mean by "opposition" to an amended complaint (motion to dismiss?, answer and affirmative defenses?), and (B) which court you're in (State or Federal, and if in State, which level (small claim or a level above small claim?). I therefore suggest you post a... View More 
We have a 19-year old son who has his own insurance on a paid off car that is titled to a trust that solely has the vehicle in the trust (vehicle trust). However, he lost his job is now not able to pay for insurance. We would like to know if we add our son to our insurance policy and the car... View More
answered on Jul 14, 2024
No, it is unlikely that you could be held liable for having him on your insurance. Liability normally results from negligent action on the part of a driver, not co-insured such as you would be.
Not an issue, but pharmacy insurance is being demanded as well. If she chose not to take an advantage plan which included pharmacy does the ex have to add this additional coverage and cost. The order States that each party is responsible for their own uninsured medical, dental, hospital, optical,... View More
answered on Dec 16, 2024
You need to follow the court order as you understand it. If it is ambiguous and there is a dispute then you have to go back to court. As long as you believe that you can justify your interpretation then do it and let the other party dispute it.
Speak with a local family lawyer for more... View More
Property damage claims in 2022 and 2024 Insurance Company, and mortgage companies have withheld in repair funds.
We need an attorney to:
1. File and pursue litigation against our insurance company and the mortgage company for breach of contract.
2. Secure the withheld funds... View More
answered on Nov 22, 2024
A Florida attorney could advise best, but your question remains open for over a week. You have probably already been searching for attorneys. You could supplement your efforts with the "Find a Lawyer" tab above, which lists attorneys by region and practice area. You could also look into... View More
answered on Sep 27, 2024
This is not a question, its a statement. Please ask a question with facts.
i went through probate i am trying to get the documents from this case, it says not available to view. how can I get my
records.
answered on Sep 7, 2024
You will have to ask your attorney for copies, or you will have to contact the clerk of the court and request and pay for copies of the documents that you need.
Please help ? My insurance processed a wellness claim at a different location of a hospital with the same name. Later, I received a referral for a specialist and had sonograms at the same hospital but in a different location. Despite being labeled as an out-of-network service by my insurance, the... View More
answered on Dec 4, 2023
Only a Florida attorney could advise, as a good portion of insurance and consumer laws are governed by state provisions. But your question remains open for three weeks. Until you're able to consult with a local attorney, you could check the backsides of any denials or EOBs - they sometimes... View More
Insurance provider says my policy only pays my custodial care if I am physically in my facility. I can visit my family but they deduct for each day I am away which is 4 days per month. i.e. $1,200 per month.
answered on Oct 14, 2023
This issue likely depends on the language of your insurance policy. First, ask the insurance co. to tell you which specific section of the policy applies. Then, to be certain of your rights, consult an elder law attorney.
Car was repossessed and now the repo company is trying to file an insurance claim on the vehicle after it has already been taken off of the insurance.
answered on Oct 7, 2023
A Florida attorney could advise best, but your question remains open for a month. It could depend on how the insurance company handles it, but the short answer, without further details, is that most carriers generally limit the coverage to claims from assureds while a policy is in full force and... View More
continued.. How can I demand the check. No explanation was given to me and no answer was provided to me when I signed and completed settlement paper. No settlement check was given to me. My house was fixed but there's still pending check due to me that was not given to me by my own lawyer.... View More
answered on Aug 10, 2023
Your post is not very clear. Apparently, your attorney hasn't responded to your communications. If you have the check, it's made out to you and your attorney, and your attorney endorsed it, there should be no problem with your depositing or cashing it.
I told the car lot I was specifically looking for a car for my wife that had the front end collision prevention all the safety features available.
They showed me the X5 told me the vehicle would automatically apply the brakes if its getting too close to an object/person ran out. This was... View More
answered on Jul 8, 2023
Sorry to hear about your problems. Sounds like you need a product liability attorney. I recommend you contact several attorneys in your area that practice this type of law, as soon as possible. Thank you for using Justia ask a lawyer.
We are both on the same insurance policy. A woman was crossing the road with all black scrubs on and he ran over her foot as he was taking a left out of an ER driveway. The area is not well lit. The lighted crosswalk was 30 feet away but she was not in the crosswalk when he hit her. The officers... View More
answered on Jul 6, 2023
While it is possible they can go after your personal assets it is unlikely. Your insurance will cover you. Get your own attorney just to supervise the insurance company and insurance defense attorney to make sure you are protected.
answered on Jun 16, 2023
There is an entity named "New Jersey Insurance Underwriting Association."
Here is their web address: https://portal.njiua.org/
I am really not planning on doing that but I am behind in my mortgage and could use some of it for debt purposes. Otherwise I would like to know if I can deposit it and hold onto it because I cannot meet the financial obligation to meet a deductible of $4,000
answered on Jun 8, 2023
A Florida attorney could advise best, but your question remains open for four weeks. Until you're able to discuss with a local attorney for definitive and state-specific guidance based on applicable insurance laws, in general nationwide, insurance carriers might not bother to enforce that... View More
I recently obtained a car from a dealer in Miami Florida everything worked out and I got a loan approval from chase auto financing. It included GAP as per the dealer Chase wouldn’t provide me a loan without it. So that was on 1/2/23 of the year. I only drove the car for about a month or so and on... View More
answered on Apr 27, 2023
You can file a lawsuit for breach of contract or for declaratory relief against both Progressive and Dealer Protection Loyalty. I'd sue both because the GAP company may be right and Progressive may have undervalued what it should have paid.
When you're talking about only $7,208,... View More
Involved in car accident on March 08, 2021 &didn’t have car insurance. I was at fault both vehicles were totaled .other driver had a sprained toe &I had my head split open. Received notice that my license is suspended i owe 29k in property damage. for me to get my license back I have to... View More
answered on Apr 14, 2023
Contact an insurance company and ask them about obtaining specialized insurance to cover this situation. The suspension notice you received should refer to such option.
The friend fell through some dry wall. No injury claimed then but now mother of friend wants our insurance info from that time to file a claim. What should we do to protect ourselves? This is in Florida.
answered on Apr 13, 2023
I agree with Mr. Thorgaard, but you should also inquire, in a friendly way, as to what the injury issue is. Was she physically injured, and if so, what are the injuries, medical diagnoses and treatment, and at which medical offices? And why is the issue surfacing only after 2 years? And is there... View More
The public adjuster that I hired to do the negotiations with the insurance company is not sharing any information regarding the negotiations with me. He does not answer my calls, or emails. Seems like they are in active negotiations. But the insurance company does not share the information with me... View More
answered on Apr 2, 2023
A Florida attorney could advise best, but your question remains open for a month. As a general matter nationwide, the public adjustor's role is assessing claims, determining repair costs, coordinating communications, and related functions in furtherance of resolving claims. Since insurance... View More
...something happened to the E-bikes, like theft or damage covered by both policies. Can I claim the E-bikes on both policies?
answered on Mar 31, 2023
A Florida attorney could advise best, but your question remains open for four weeks. Until you're able to consult with a local attorney on Florida-specific rules, the general principle applied in insurance claims nationwide is that one can't get paid twice for the same loss from separate... View More
My little brother just got his license was already involved in a hit and run. The other driver took off before the cops were contacted and a report was never made because my brother panicked and he also left the scene of the accident. The damages are estimated to be around $2000.
answered on Mar 20, 2023
[Re-posting due to typo in prior post] You need to clarify your inquiry regarding "took off before the cops were contacted". Someone called 911 and gave identifying info, and then both drivers fled? Or the police were never called? The drivers can ID each other, or not? If no one... View More
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