Q: Car accident please help!!!
I was involved in an accident that was considered my fault. I thought I had full coverage insurance. but unfortunately I do not. Seems like everything was covered, besides bodily injury liability. Which from my understanding, my insurance company would not cover the other driver's medical expenses. I live in the state of Florida which is a no-fault state. My question is what are my options at the driver tries to sues me
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A: If the driver decides to sue you for the personal injuries, you can defend yourself OR hire a private attorney to represent your interest. Since you did not have Bodily Injury insurance, the injured person and his or her attorney may not bother filing a lawsuit against you. It will all depend on the facts and circumstances and if there is any Underinsured Motorist insurance. You may also want to discuss the case with a consumer attorney / bankruptcy attorney as to your rights and protections afforded by law to debtors. Good luck.
A: If the driver decides to sue you for personal injuries, you can defend yourself, however I would strongly suggest you hire an attorney to represent you. I would also suggest you contact your insurance company, in some cases they will defend your interest in a lawsuit. A bankruptcy attorney would be able to advise you as to your rights in case of an adverse judgment against you.
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