Q: Can I be sued if I did not have commercial insurance while on delivery and the company did not tell me to carry it?
My regular insurance told the other party since i was delivering pizza, their claim was being denied and they are stating that they want to sue. The company that I work for has suspended me until the issue is resolved because they were told other party want to sue them for the damages. My company also did not advised me that I needed maintain commercial insurance on my car while working for them.
A: This is a common problem for pizza delivery drivers. When insurance is purchased by the vehicle owner, there is a question that is always asked. Are you using the vehicle for personal or business uses? If you answer business uses, then your premiums will be higher in the form of a commercial insurance policy. Many pizza delivery drivers do not inform the insurance company that the use of the vehicle changed from personal use to business use. There is a case against you if you were at fault for the accident. As for the pizza company's duty to inform and educate you about insurance, that is an excellent and interesting question. It would be interesting to see the orientation documents that were presented to you. You should consult with an attorney in your geographic area to find out your rights and what can be done about the issues involved. Good luck.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
