Q: How worried should I be to let my Car Insurance handle my case?
So I had a minor car accident six months ago. It was minor. Pulled out of parking lot and got hit on the side. My car rear control arm was damaged but driveable to a parking lot near by. The lady had barely any major damage to her front end. We got out and exchanged info. She looked totally fine, just shooken up since it was her first accident. My insurance fixed and repaired my car and everything. Then fast forward to present. I got served saying that person was unsatisfied, she has suffered physical/emotional damage, unable to work, loss of living wages and wants monetary value over $25,000+. She literally was able to walk out of her car fine and talk to her insurance on the phone. Her husband even came and they drove off in their cars. Is she trying to fraud me? Will I need to go to trial? Do I need my own lawyer? I barely get by so how will this impact me if i have to pay.
A: Your insurance company will assign you an attorney.
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A: If you have bodily injury coverage, you will be covered up to the amount of the coverage for the alleged injuries. Most cases resolve within the policy limits. You should advise your insurance company to protect your interests and use its best efforts to resolve the case. Good luck.
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