Q: Is the SOL in VA for credit card debt from the date of last payment or from when a collector picks up the debt?
I haven't made a payment on a credit card since 2010 and the debt is in collections. Can the collectors send me to court or is the debt considered past the SOL because it's been over 5 years since I've made a payment?
A: Generally speaking, the statute of limitations period depends on whether this was an open account or a closed account, and when the last payment was made. If you have a question about your particular case, you need to hire a Consumer Protection attorney in your local area.
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