Providence, RI asked in Banking, Identity Theft and Consumer Law for Rhode Island

Q: Are credit card banks required to return monies you charged to pay someone's bail but in fact we were being scammed?

My wife, of 58 yrs, received a call from her niece requesting help for bail money. This is a long story, I don't don't how much I can fit so I am keeping it as short as possible. I was told to buy 4 $500.00 iTune gift cards and send the numbers to a Florida police station before she was arranged and she could go home or she would have to stay in jail for 8 days until court. Once we found out we were scammed I called chase and they told me they would remove the charge once it was posted to my statement. Two days later, when it was posted, I called and they told me that they do not remove a charge for money you were scammed. I called every one I could, even the local TV station that put us and the story on the evening news but no one would help. I could write a longer story but this is the jest of it. Thank you very much for any help you can offer. Richard.

1 Lawyer Answer
Neville Bedford
Neville Bedford
  • Licensed in Rhode Island

A: I just reread the second posting of the same question. You were tricked BUT you legitimately purchased ITUNES cards. That is a problem. Contact the Itunes seller and see if they might be able to reverse those charges and cancel the cards. It is possible you may have no recourse as you were duped into believing that law enforcement is now accepting ITUNES payments. Much like the bitcoin - western union and other scams that are operating.

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