Providence, RI asked in Banking and Consumer Law for Rhode Island

Q: Would credit card bank have to return money you charged to pay someones bail then found out you were scammed?

My wife got a call on from someone whom she thought was her niece in FL. She said she had been arrested and needed $2000 for bail or she would have to stay in jail for 8 wks before a court day was available. I told the Sgt. he could use my credit card, he told me they could not use my credit card, new law, but for me to buy 4 iTunes for $500 ea an send him the Nos. When this was over we found out we were Scammed. I contacted Chase Card Services, VISA within 2 hrs.of purchase and explained what happened. They said could not do anything until it was posted to my account then she could remove it. 2 days later when it was posted I was told they do not remove charges that were scammed. Couldn't speak to the first woman I talked to, they wouldn't even say she was wrong. They never even alerted me about the huge purchase which I never came close too in 16 years. I've been alerted to lesser charges by my other car I just learned from a TV court show that scammed charges could be returned.

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1 Lawyer Answer
Neville Bedford
Neville Bedford
Answered
  • East Providence, RI
  • Licensed in Rhode Island

A: Contact your credit card companies dispute resolution department and let them know you would like to dispute these fraudulent charges. Report the scam to the attorney general's office to help protect others.

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