Q: The bank is at fault for letting someone other than me close my account right?
My fiance meant to close her huntington bank account but took my card to the bank accidently and the bank allowed her to do so. Its not a joint account, its just my own. their was a balance and they even gave that to her. i'm sure that's breaking privacy laws. is this grounds for a lawsuit?
A: Did you suffer any damages? There probably isn't a viable lawsuit here because you have little or no damages. People often want to sue over matters of principal or convenience, but if you didn't really lose anything, you can't really win anything either making the suit an expensive exercise in futility. For example, lets say this was really inconvenient, your fiance wasted half a day closing the wrong account and then you wasted half a day putting the money back in the bank. Your damages amount to one day. A jury is likely to give you about $50 for that kind of inconvenience. A lawyer is likely to charge you $1,500 or more to pursue it. After all, no one is going to take such a case on contingency and get paid $16.67 for an entire lawsuit.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
