I have tried countless time to make payment arrangements on a local tax which I owe. The agency will not negotiate with me at all. The original debt was $1600. The agency tacked on any additional $1900 in fees and interest. They will only allow 18 months to pay off the debt. I have a small... Read more »
If you file bankruptcy, it stays ALL collection efforts.
Will my credit be ruined if I give house back to lender or his credit??
I cant afford to live here with only $900 mo. income.Please help.
No, if your name is not on the note then your credit shouldn't be affected. You might be able to sell the house and get out from under it with a profit though, depending on your circumstances.
Is my home, owned with my husband, a potential asset in a judgement? The agency is Midland Management and I reside in Ohio
You might have an FDCPA claim against them, so don't be so quick to allow a judgment to happen. These things can often be fought, and fought effectively.
As for the judgment, yes. It is possible they could file a lien on your house.
I haven't taken possession of my house or even had my first walk through. we have not even made our last payment. I live next door so i watched all of this and informed them. They said they are not going to fix it. Are they responsible to give us what we paid for. we did not pay for a cracked... Read more »
Some cracking in the driveway and sidewalks occur, but it seems odd that it would occur so soon in your concrete. If you still have funds left to pay, I would have the driveway and sidewalk inspected before making any further payment. Make sure you use a reputable expert in concrete issues, not... Read more »
They had bought the car from an auction and sold it to me for $3600 with no warranty with temporary tag. Then engine showed damage a week later. I thought my only option was to sell car as is to get something back. However dealer could not get me a title for the car! I called them and because of... Read more »
You can file a small claims action against them n your local municipal court. Bring all your paperwork, proof of the check bouncing, and all communications from them.
He has been being garnished for about 5 months now and we just got a letter in the mail saying the court has granted the plaintiffs (ford) the motion to release funds.
It means that Ford asked the court to release the money collected from your boyfriend's garnishment and that the request has been granted. Say goodbye to the money.
Hello,
I entered into a contract with a contractor for home repair services. The work was divided into three separate sections. He’s completed two of those, and not yet started the third. If no expenses have occurred in the third section, can I back out and pay for only the first two?... Read more »
Probably, but it will depend on what your contract says and whether the Ohio Consumer Sales Protection Act or Home Solicitation Act apply and can strengthen your position.
I purchased a instrumental directly from a seller. I found the instrumental on YouTube and contacted the person who made it. He doesn’t sell through a trusted site because he said it takes a good portion from his sales and does it directly. He also informed me that he will take it down from... Read more »
It sounds like the real reason the seller does not use trusted sites to market his stuff is because he can sell the same stuff over and over and over to many trusting people like you if he uses his own site to bilk unsuspecting people. You might want to hire a lawyer to investigate this dude and... Read more »
The salesman then lied to me and told me the increase was due to bank fees for the loan. Now that I'm a customer of said bank, I've inquired about those "fees"; they've informed me there are no fees or charges to apply for an auto loan. Original price was $16993.00 and at contract time the amount... Read more »
No, bait and switch is when they advertise a particular car for some very attractive amount of money (the bait) and then when you get there to buy it, they tell you the car you wanted was sold--and then try to move you up to a more expensive car (the switch). It is hard to tell why they jacked the... Read more »
I found a puppy online. I contacted the owner on FB msger but got no reply. I then saw the same puppy listed with another woman claiming to be seller's mom. I messaged her about the puppy, and we made arrangements. I never actually spoke with the daughter. Mother disclosed that the pup had an... Read more »
It depends on what the contract says regarding the deposit. It does seem like there are multiple red flags here and you might be dealing with an Amish puppy mill situation. If you had a firm agreement that you could get the puppy for the week of July 9, that might be sufficient to get the deposit... Read more »
The vehicle i just got has many problems with it, that showed as soon as i drove off the lot, plus has many recalls i was unaware of beforehand. Not sure what to do at this point its a Saturn and the vehicle registration says Chevrolet. They will not return my calls. I just got it friday.... Read more »
It is likely a misrepresentation for which they would be liable. Please see the following: https://www.ohiobar.org/public-resources/commonly-asked-law-questions-results/consumers-should-know-rights-when-buying-used-cars/
On phone owner said July first. Leading up to June 2nd she kept saying June 17th. On June 2nd we handed her cash at the BMV, and we immediately got the title in our name and we have the title in our hands. June 17th she had an issue on her new home and their closing date for her new home. ... Read more »
If she does not vacate you may end up having to file an eviction suit.
I got a letter saying I was approved for a $60000 home equity loan. The next day I was called and told that they were wrong and it was only $40000. The next day I received a letter that stated I was approved for the amount of $60000 signed by a loan officer. I was later informed they wrongfully... Read more »
Do about what? You asked for $60,000 and you are getting $60,000. Where's the beef?
air bnb wants to keep $400, 1st they said the host fees applied. the host let us cancel with no fees or charges. air bnb said then that they were keeping the money since they did their job as an online travel arrangement site. tho i have pictures from the host saying we were cleared & invited us... Read more »
Technically, your contract was with Airbnb. If you utilized Airbnb's extensive (and costly) international booking system and paid the booking fee, and if Airbnb did everything they promised to do then--unless the contract allows some percentage refund--they should be entitled to keep your booking... Read more »
I purchased a used truck (2015 F-250 Super Duty) from 3/6. 3/22 the tire pressure low light came on.
The air pressure recommendations on the door placard of the truck recommended 80psi rear and 65 front.
I checked the max pressure on the tire sidewall and immediately noticed the... Read more »
A starting point could be to bring the underrated tires to the attention of the dealership. If they agree to the issue you raise and are willing to work with you to remedy the problem, that might be the most cost-effective solution.
Tim Akpinar
I bought a car through a dealership, A, and I make my official car payments to loan group B. I did not have enough money at the time for a down payment, but worked out a monthly plan with A while still making payments to B. So thats $420 to A, monthly and another $226 to B, monthly. I had about 3... Read more »
If the car dealership has a valid lien on the vehicle for the amount you owe, then it could repossess the vehicle. Try to work it out with the dealer.
Yes, you have to abide by the laws governing the licensing of driver’s, and the registration and insurance of vehicles.
How long do they have to contact me?
Did you tell landlord about it? If the apartment is not habitable, then you must move out. If landlord won't pay the extra cost of your alternate living accommodations, then you would have to sue landlord to get reimbursement for that and for replacement of any lost property you have to replace.... Read more »
Common sense. The most common emergencies are gas and water leaks and fire. But there are any number of other possibilities.
I have become disabled and can no longer do most of the work. Now she wants me to move because I'm no longer useful.
What can I do
Use the Find a Lawyer tab to retain a local real estate attorney to review all the facts and advise you of your options. If there is no written agreement allowing you to stay and money for your rent, then you might have to move.
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