Q: Are there different rules for people filing bankruptcy a second (or more) time?
A: Yes there are different rules and a lot depends on what type of bankruptcy you filed the first time and whether or not you obtained a discharge. There may be no "automatic stay" protection in some cases, meaning if someone were delinquent in their mortgage, the mortgage company could still pursue foreclosure action, etc. I suggest meeting with an experienced bankruptcy attorney who can advise you based on your personal circumstances. Best wishes.
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