Q: Foreclose hearing set for 4/25/17. Lender has lied to us about loan mod and will not produce the note. What to do?
Last August 2016 we saw discrepancies in our payments being applied. We asked for documentation of payments applied. They lied and on multiple occasions told they were sent to us. We stopped paying, then later they added atty and late fees resulting in large fees being added. Meanwhile they lied about deed in lieu and loan mods. Not sure what to do.
A: These situations are very fact specific. I would recommend filing a complaint with the Attorney Generals office, as well as the Consumer Financial Protection Bureau. Otherwise, you will need to hire a lawyer ASAP to fight off the foreclosure.
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