Think about contacting a consumer protection attorney familiar with the Electronic Funds Transfer Act (EFTA). If there is a claim that falls under EFTA, there's a chance that an attorney would take the case without taking any un front fees. If you haven't done so, I would also complete a... View More

Hello, my first question would be how you have been able to determine what specific websites resulted in these accounts being stolen?

My first step would be to pull as many consumer/credit reports as possible to determine the extent of the identity theft. This includes but is not limited to... View More

I would contact one of us Justia consumer protection attorneys that assist consumers with identity theft. You'll want to file a police report and an FTC Fraud Affidavit.

Make sure that any dispute that you have made to Net Pay Advance is in writing and save any correspondence that you... View More

I would contact a consumer protection attorney. You'll want to dispute the inaccurate information that is being reported by that background check company but a consumer protection attorney would likely be able to help you dispute the inaccurate information. I would recommend for you to reach... View More

My answer is only directed towards her taking out a cable bill and other debt in your name. I will let someone else address the other issues raised. You can file a police report and a FTC Fraud Affidavit detailing that these accounts were not taken out by you. From there, you'll want to... View More

I would contact a consumer protection attorney familiar with the Fair Credit Reporting Act to determine if there is an actionable claim against Trans Union. If there is an actionable FCRA claim, there's a chance that this increased interest rate can be used as damages but tough to determine... View More

You should immediately dispute the issue with the bank (and preferably in writing). You'll likely also want to complete a police report to give to the bank to verify the identity theft and respond accordingly if the bank asks for any follow up information from you. Keep track of everything on... View More

I would ask Geico what consumer report that information came from and then contact the company to get a copy of that report. Sometimes insurance companies get this information from Lexis Nexis but could be somewhere else. The CFPB has a list of some consumer reporting agencies:... View More

I would certainly recommend contacting a consumer protection attorney as soon as possible that will offer a free consultation. It appears that you disputed this information with Honda Finance but I would also recommend disputing the information with the credit bureaus. You'll want to send the... View More

I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.

I would consult with an attorney familiar with the Electronic Funds Transfer Act. Your ability to recover may be fact specific and will likely be tied to your dispute with your bank. If you haven't disputed the transactions with your bank yet, do so immediately. I would make a written dispute.

In order to get procedures from a credit reporting agency, you'll likely need to sue them and ask for the procedures in discovery. They will likely only hand them over under a protective order. I would contact a consumer protection attorney that is familiar with the Fair Credit Reporting Act.

Contact a consumer protection attorney that will offer a free consultation. Happy to talk.

You’ll want to dispute the account with Chase, as well as with any credit reporting agency that is reporting that account on your credit report. You should be able to pull your Experian, Equifax... View More

If it is the bank that originally loaned the money, it will likely depend on your state's consumer protection laws. If it is from a third party debt collector, it is likely governed by the Federal Fair Debt Collection Practices Act. I would consult with a consumer protection attorney as many... View More

There's a possibility that this timeshare company was only reporting to 1 or 2 of the credit bureaus and the auto loan company only pulled credit reports from 1 or 2 of the credit bureaus (or have different guidelines for approving a loan such as using the "middle score") but when... View More

If you haven't done so, you'll likely want to complete a police report and also dispute the inquiries with each credit bureau that is showing the inquiries. Attach the police report as part of your disputes. Also, I would recommend contacting an attorney familiar with the Fair Credit Reporting Act.

Immediately file a police report and bring that to the bank. If they don't return the money, consider contacting a consumer protection attorney familiar with the Electronic Funds Transfer Act.

Yes, I would file a police report and also think about contacting a consumer protection attorney. You might also want to pull your Experian, Equifax and Trans Union credit reports to ensure that no other accounts are reporting on there that aren't yours.

I would contact a consumer protection attorney familiar with the Fair Credit Reporting Act. There could be a claim for impermissible purpose under the FCRA. Additionally, I might recommend freezing your credit to ensure someone else can't use your information to take out any loans in your... View More

I would contact a WI consumer protection attorney. Many of us will offer a free consultation to review the facts. It's tough to get a full picture based on the facts presented (i.e. the full details of the online scam and how the funds were transferred) but I would give a WI consumer... View More