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No details regarding amount, if in state or not and they told me "We don't know if this is really you." After freezing my credit, submitting a report to the FTC, Honda Financial & taking time off of work to file a report with Local Law Enforcement, they still would not provide... View More 
answered on Oct 2, 2024
I would certainly recommend contacting a consumer protection attorney as soon as possible that will offer a free consultation. It appears that you disputed this information with Honda Finance but I would also recommend disputing the information with the credit bureaus. You'll want to send the... View More
This dispute involved the same set of facts and documents. Since it involved 2 charges, 2 separate reviewers were assigned to my dispute. One reviewer granted a permanent credit for 1 charge. The other reviewer closed the dispute for the 2nd charge without a credit and said I was responsible for... View More
answered on Jun 13, 2024
I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.
These people pretended to be my bank and called me saying my account was compromised. Said they would move my money to a secure account and they verified info. Needless to say, I got scammed as they made several charges on my debit card and even took out a loan on my account. Idk why my bank... View More
answered on May 14, 2024
I would consult with an attorney familiar with the Electronic Funds Transfer Act. Your ability to recover may be fact specific and will likely be tied to your dispute with your bank. If you haven't disputed the transactions with your bank yet, do so immediately. I would make a written dispute.
I might have a case for this but I wanna make sure...
answered on Apr 26, 2024
In order to get procedures from a credit reporting agency, you'll likely need to sue them and ask for the procedures in discovery. They will likely only hand them over under a protective order. I would contact a consumer protection attorney that is familiar with the Fair Credit Reporting Act.
Today I get an email from att that says that att has determined some of my information was compromised.
Can I sue att for not having the right tools to guard my personal info?
answered on Apr 16, 2024
Contact a consumer protection attorney that will offer a free consultation. Happy to talk.
You’ll want to dispute the account with Chase, as well as with any credit reporting agency that is reporting that account on your credit report. You should be able to pull your Experian, Equifax... View More
answered on Apr 5, 2024
If it is the bank that originally loaned the money, it will likely depend on your state's consumer protection laws. If it is from a third party debt collector, it is likely governed by the Federal Fair Debt Collection Practices Act. I would consult with a consumer protection attorney as many... View More
I didn’t find out about my ruined credit until the lawyer had closed my case and I went for a home equity loan. The late payments only show when they are doing a credit check for real estate. I bought a new car with no problem. Now I can’t fix my house and sell it to move closer to family. I... View More
answered on Mar 15, 2024
There's a possibility that this timeshare company was only reporting to 1 or 2 of the credit bureaus and the auto loan company only pulled credit reports from 1 or 2 of the credit bureaus (or have different guidelines for approving a loan such as using the "middle score") but when... View More
I had a car loan with Credit Acceptance starting in Feb of 2020. I refinanced my car in November 2022. Now they have reported an open car loan over 90 days late. Experion said they have recorded the loan closed but can’t do anything about the 90 day late claim which is false. I really need a... View More
answered on Jun 7, 2024
You can contact a consumer protection attorney that is familiar with the Fair Credit Reporting Act. You'll want to check with your new loan company to ensure they paid the old loan off timely.
The returned the provisional credits and have not been able to provide me with documentation that shows I made those purchases. I get a letter stating that my card and pin were used...I filed a police report but after refiling and reappealing I am stuck with almost 1000 in these charges.
answered on May 8, 2024
Contact a consumer protection attorney that is familiar with the Electronic Funds Transfer Act. Also, keep track of all disputes you have made and the bank's responses.
They told me they would file a warrant to have me arrested in 24 hours if I didn't pay over 2k. This is the 3rd or 4th different lawyer to reach out. I realize that I should stop responding. Is this a scam? I am getting that vibe now.
answered on Apr 30, 2024
Without knowing more, it sounds like a scam. This sounds like a common scare tactic that is used by scammers.
Debt collector gave me fake account number. original clinic said that the account number they gave me isn’t the one they have on file. The clinic gave me the actual account number that the collection agency has. I then called back the collection agency and then said that account number and it... View More
answered on Mar 17, 2024
Get in touch with a consumer protection attorney and see if they will offer a free consultation. Make sure to keep all potential evidence you have available for the attorney to review.
My former landlord brought an eviction case against me. We brought a settlement to the court and I paid the money that we agreed upon. So no judgement was ever entered against me and the case was dismissed. I have already vacated the property.
Now he's claiming there's still a... View More
answered on Mar 14, 2024
Contact a local consumer protection or debt defense attorney. It might come down to the actual wording of the settlement that was reached.
Her house has been paid off for about 15 years. Now she has people constantly calling her and coming to her house to “help” her. Is there any recourse she can do?
answered on Mar 14, 2024
I might recommend having her reach out to an attorney that deals with debt related issues. This could be a debt defense, foreclosure defense, consumer protection, or bankruptcy attorney.
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