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Wisconsin Consumer Law Questions & Answers
1 Answer | Asked in Estate Planning, Consumer Law and Probate for Wisconsin on
Q: Mom passed away June 2020 with only $300 in her checking & a car loan.

She had a car loan that was upside down. It has been repossesed already. The bank is saying we (me & my 2 brothers) will owe the difference of what they get at auction & what she owed. None of us were on the loan with her, it was solely hers. Do we actually have to pay that? Keep in mind... Read more »

Thomas B. Burton
Thomas B. Burton answered on Nov 18, 2020

The good news about death, is that the debts of the decedent die with them. I am sorry to hear about the loss of your mother. Any debts she owed at her death would be owed by her estate. So if she only had $300 total to her name and that is the total amount in her estate, this is the limit of what... Read more »

1 Answer | Asked in Consumer Law and Business Law for Wisconsin on
Q: Company has '90 Day Comfort & Satisfaction Guarantee. Could a customer get a full refund within 90 day?

Should the company list the full details of the guarantee?

Tim Akpinar
Tim Akpinar answered on Oct 9, 2020

A Wisconsin attorney could advise best, but your question remains open for a month. As a GENERAL matter, it might depend on what the rest of the terms of the guarantee outline as remedies for a consumer in the event of less-than-full satisfaction. Since Wisconsin law could govern consumer... Read more »

1 Answer | Asked in Consumer Law, Identity Theft and Immigration Law for Wisconsin on
Q: Will this affect my green card application?

My friend from China scammed me. He said his business is legit and he asked me to collect payments and send it to him. My bank closed my accounts because of it and deducted money to my other accounts to send the money back to people who marked me as fraud. Will this affect my application to get a... Read more »

Kevin L Dixler
Kevin L Dixler answered on Jun 27, 2020

Yes!

If this just happened, a Federal investigation may be pending. If you spoke to Federal Officers, then you may be subject to further action in criminal court. This will delay any action and may even result in detention and deportation.

I strongly recommend an appointment with a...
Read more »

1 Answer | Asked in Consumer Law and Banking for Wisconsin on
Q: I'm having consumer protection issues

I filed a report with Federal Consumer Protection Bureau

Nathan DeLadurantey
Nathan DeLadurantey answered on Mar 26, 2020

I would need more details to be able to assist you. I recommend looking for a consumer lawyer that offers free consultations and calling them up for advice.

1 Answer | Asked in Consumer Law, Personal Injury, Products Liability and Civil Litigation for Wisconsin on
Q: Do I have any grounds to seek legal action?

August 30th, while unconscious from Epilepsy medication, traveling Chicago to St.Paul on a Megabus, I was sexually assaulted by the passenger seated next to me. When I awoke to what was happening to me, I alerted the bus driver who I was seated directly behind. he did not respond or make any... Read more »

Tim Akpinar
Tim Akpinar answered on Mar 15, 2020

I'm sorry for your ordeal, and for the ensuing frustration in trying to contact attorneys. Your post remains open for two weeks, and seems to have been cut off at the end. You could try to contact Wisconsin personal injury attorneys here on this site if you didn't have luck in your... Read more »

2 Answers | Asked in Consumer Law, Contracts and Real Estate Law for Wisconsin on
Q: Who's responsible for the repairs after a home has been closed? How many days do you have to cancel the sale of a home ?
Vincent Gallo
Vincent Gallo answered on Feb 22, 2020

In New York? None unless possibly bringing an equitable action based on fraud and concealment. I wouldn’t count on it.

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1 Answer | Asked in Business Law, Civil Litigation and Consumer Law for Wisconsin on
Q: when do you own something you buy from a store

for example if you buy a bottle of syrup from Target when is that bottle of syrup legally yours

Michael Doland
Michael Doland answered on Dec 24, 2019

This must be a trick question or extreme boredom. The product is yours when you pay the money and get a receipt.

1 Answer | Asked in Banking, Contracts, Consumer Law and Real Estate Law for Wisconsin on
Q: Home purchase: Can another person/name be added to title at closing?

Buying house, he is on the loan and I am not. The bank just said I cannot be put on the title because we are not married? Is this law or policy? Thank you!

Thomas B. Burton
Thomas B. Burton answered on Dec 4, 2019

If two parties are not legally married, I do not recommend jointly owning property with someone who is also not liable for the mortgage on the property. Once you are married, your husband can add you to the title, if he wishes via deed. In Wisconsin we have a special form of ownership where married... Read more »

1 Answer | Asked in Consumer Law and Collections for Wisconsin on
Q: Have a wage garnishment. The amount of judgmenta was 5,749.27. Have paid 11,297.98 to date.

Recieved a letter saying it has been closed and no further payments are to be made. Just received another letter that they are garnishing my wages for 3,620.04...is this legal?

Nathan DeLadurantey
Nathan DeLadurantey answered on Oct 29, 2019

Gather up those letters and get them to a consumer lawyer for a free consultation. They should offer you a free consultation to review the documents and determine if you've been garnished too much money.

1 Answer | Asked in Business Law, Civil Litigation, Consumer Law and Lemon Law for Wisconsin on
Q: Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team n

Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team not to let customers know of these sales?

Tim Akpinar
Tim Akpinar answered on Aug 28, 2019

It's possible. It depends on the state of mind with which it's done.

Tim Akpinar

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team

Is it fraud if an owner of a company advertises merchandise at a certain percentage off, but then tells the sales team not to let customers know of these sales?

Tim Akpinar
Tim Akpinar answered on Aug 22, 2019

It could be. It would depend on the state of mind and intent with which it's done. Good luck

Tim Akpinar

1 Answer | Asked in Consumer Law, Personal Injury, Antitrust and Securities Law for Wisconsin on
Q: I was never served the summons and I missed the first court appearance. Can I counter for abuse of process?

I suspected they would file because their attorney's sent me bills to collect, but a summons nor complaint never came. I looked it up on WCCA and saw it today. Summons was filed on 6-17-19. I still haven't received it, but the commissioner adjourned for publication on 7-11-19. Attempted... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Aug 15, 2019

This is not a securities law question.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Seeking advise about getting a vehicle replaced

I am writing for my daughter that lives ion Verona. She took her 2018 Hyundai Tuscon to a Chevy dealership for an oil change, as part of a benefit fund raiser. The service staff at the Chevy dealership left the oil drain plug not fully tightened resulting in it falling out and the oil draining,... Read more »

Nathan DeLadurantey
Nathan DeLadurantey answered on Jun 13, 2019

She has several different potential options; and accepting their offer doesn't sound like it makes her whole. I would suggest she contact a consumer lawyer in Wisconsin. They should offer her a free consultation where they can explain her rights and options. Many of them also take cases like... Read more »

1 Answer | Asked in Consumer Law and Banking for Wisconsin on
Q: I received a check from Computershare/kcc Clark vs Gannett co. Inc

seems to be a class action settlement but I don't recall filing a claim, is it a scam or legit? Case no 16-CH-06603. Everything I could find about this class action settlement is dated in 2016 or 2017 so I'm not sure why I received a check today (04/22/2019)

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 23, 2019

Despite what you have been reading about, and hearing on the radio and TV, or talking about with friends down at the local pub, not everything strange that is happening to good people is a "scam." Unless the class action distribution check you received is for several hundred thousand... Read more »

1 Answer | Asked in Consumer Law for Wisconsin on
Q: I got food poisoning from a restaurant salad bar. Shouldn't the restaurant pay for my medical expenses?
Tim Akpinar
Tim Akpinar answered on Oct 28, 2018

Some restaurants will pay. Some will ask for proof, as in the form of an ER visit or doctor visit. Some will contest your claim that their food made you sick.

Tim Akpinar

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it possible to dispute my credit report? Something about it is wrong, there must be a mistake. What should I do?
Nathan DeLadurantey
Nathan DeLadurantey answered on Aug 30, 2018

You certainly have a right to dispute the incorrect information under the Fair Credit Reporting Act. The credit reporting agency (and the company putting the incorrect information on), must investigate your dispute and get back to you in 30 days. Contact a Wisconsin consumer lawyer and get a free... Read more »

1 Answer | Asked in Consumer Law for Wisconsin on
Q: How much time must a creditor give to a debtor to cure a default?
Nathan DeLadurantey
Nathan DeLadurantey answered on May 22, 2018

15 days.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Any possibility of jail for making a $5000 purchase with my debit card with $25 in the account. I have overdraft protect

What if i make a $1,000,000 purchase and it lets me can i go to jail?

Nathan DeLadurantey
Nathan DeLadurantey answered on May 22, 2018

No, you won't go to jail. Because if your card/bank authorizes the transaction, you'll then owe the bank all that money. They'll freeze your accounts and probably sue you for the money. Don't be stupid; don't do it.

1 Answer | Asked in Consumer Law for Wisconsin on
Q: Is it legal for a credit card company to close my account?
Nathan DeLadurantey
Nathan DeLadurantey answered on Mar 30, 2018

Depends on the reason they're closing it. Did they explain why?

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