Salisbury, MD asked in Personal Injury for Maryland

Q: Is there any legal recourse if the driver who hit your car is uninsured?

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3 Lawyer Answers
Jack D. Lebowitz
PREMIUM
Jack D. Lebowitz
Answered
  • Owings Mills, MD
  • Licensed in Maryland

A: Yes. If the other driver was careless and is at fault, and if you have a valid MD automobile insurance policy, your uninsured motorist's (UM) coverage on your own auto policy will provide insurance coverage for all of your injuries and damages. It will then be up to your auto insurance company to seek reimbursement for its payments with the uninsured driver. Alternatively, you always have the right to sue the at fault driver personally and try to collect on any judgment.

Eric Todd Kirk
Eric Todd Kirk
Answered
  • Baltimore, MD
  • Licensed in Maryland

A: Your recourse here is to look to the uninsured/underinsured coverage on your own auto policy. Such coverage is mandatory in MD, unless you affirmatively waive it. You should consult with an experienced personal injury lawyer to assist you in prosecuting such a claim.

Peter N. Munsing
Peter N. Munsing
Answered
  • Wyomissing, PA
  • Licensed in Maryland

A: Contact a member of the Md. Assn for Justice ---they give free consults. For the car, if you have collision that will cover the damage to your car less deductible, and they'll go after the other person for the total. If there's no insurance you can ask to have the gent's license suspended if he won't make good.

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