Q: Can the insurance co. pay over book val of car if they say it is total loss but its repairable?
Other person was at fault-police report confirmation. Minor shoulder pain and panic attacks. Do I have to do this alone or does my insurance have to be told to get more involved?
A: You need to consult with a personal injury lawyer with experience as soon as possible. A good attorney can handle all of these issues with and for you. Please feel free to contact me today as we handle these types of matters regularly and would be happy to speak with you. 203.870.6700.
A: 1)you should contact a member of the Ct. Trial Lawyers Assn--they give free consutts. 2)you don't know how your shoulder, body will be in 12 months. I've seen "mild" shoulder issues become rotator cuff issues. Don't play doctor. Don't play lawyer.
Contact the Koskoff firm. Tell them I said to call. 2) on the car damage, it's up to the carrier--they can do whatever is cheapest. It has happened that they guessed wrong, started making repairs and it ended up costing more than the book value. But you can't force them to go the repair route--a car can be repairable but if cost is near total loss value, they can decide to total it. It's their option, not yours.
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