Q: Minor accident/ with no insurance in California
I got into a car accident. I was driving the speed limit (25 miles per hour) downhill towards the intersection. The light was green when I started to cross the intersection.
The red Hyundai was turning right with high speed and her passenger seat of the door hit the corner of my left front bumper.
She was driving too fast and missed her turn and crossed over to my side of the lane.
I bought the insurance on the spot and it said will be effective on the same date.
What will happen? Will I lose my driving lesson license? Will I have to pu out of my pocket?
A:
If the prosecutor sees that the payment for your insurance was AFTER the time of this accident, all kinds of nasty things will happen.
Let's start with possible insurance fraud. The application forms typically have parts that you have to fill out, or check, and this says that you have not been in any previous accidents within X number of years.
The crime of driving without insurance is another possibility. You could lose your license.
Additionally, since the other vehicle was at fault, the female driver should be paying for your damage.
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