Leland, NC asked in Civil Litigation, Consumer Law and Contracts for North Carolina

Q: I have a loan with a company haven't missed a payment make my payment on the 14 of every month like agreed but the

Company repossessed my car last night on the 13 found out from sheriff's office can they do that or is that a breach of contract

1 Lawyer Answer

A: If you are not in default of the contract, the vehicle cannot be repossessed. There may be other terms of the contract that can cause a breach other than missing payments. Things like the failure to insure the car probably cause a breach of the contract, but it will depend on the terms of the contract.

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