Q: I have a charge against me w/ Dept of Public Safety. I was in a minor accident w/o ins. for $40,000. Can it Discharge?
I just received a suspension of drivers license notice from DPS. I can't believe I was in a minor accident during the one week my insurance had lapsed. Unbelievable. Now I need help to get my license back. I don't see any other way to get out from under this. Please advise.
I also have about $20,000 more debt from school loans ($3000 for me and the rest for my daughter's loan that I co-signed for) and about $10,000 in credit card debt. I have no income at this time besides my husbands fixed income. (disabled veteran) I am starting a new business but no income yet.
A: Yes, so long as you were not DWI at the time of the accident, the damages from the auto accident should be dischargeable in bankruptcy. In that case, you would be eligible to apply to have your drivers license reinstated, but you must maintain liability insurance in the future.
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