Q: can i file bankruptcy without putting my cars or house just credit cards on it?
A: You must list all of your creditors in your bankruptcy. If you want to keep your cars and house, you can continue to pay them and if you wish, enter into a reaffirmation agreement with them (if chapter 7 bankruptcy). Then it is as though you did not file bankruptcy on them; your personal liability on the reaffirmed debts is revived.
Harriet Langston and Juan B Hernandez agree with this answer
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