Fredericksburg, VA asked in Bankruptcy for Virginia

Q: Can you include joint bills in bankruptcy without other person's signature?

My ex fiance and I (never married) have several accounts together and he is now threatening to file bankruptcy. My main concern is that we are joint on a loan for my vehicle.

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1 Lawyer Answer
Robert R Weed
PREMIUM
Robert R Weed
Answered
  • Bankruptcy Lawyer
  • Annandale, VA
  • Licensed in Virginia

A: For sure you'll need to make sure to keep paying on the car. Although they probably shouldn't, there's a good chance they might stop billing you, but if you want to keep it, you need to keep paying.

There's a small chance his BK will leak over onto your credit report on that car loan. That's now allowed and it's rare, but it does happen. So check a couple times during and after his BK. Talk to a credit report lawyer where you are if that ahppens to you.

Matthew Lane Kreitzer agrees with this answer

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