I had a heart attack Jan 2018 that resulted in a pacemaker i filed for disability but was denied. I got behind on credit card bills. I was out of work for 4 months. I only work 32 hrs a week. I have been served with debt warrants to go to court. What can i do? Please help.
11/30/19 is your date. Every eight years.
I need a lawyer that can help me, I am a widow living on Social Security, and scammer /fiancee, ran credit cards 4 of them up to $70,000, he would pay the cards off, get credit again, and month later, credit card companies would send out a rejected payment because of closed accounts,
He... Read more »
Sadly, we see that scam a lot. Where in Virginia are you located. If you are in Northern Virginia I'd be glad to help.
You should. Not have to refill unless your particular district requires it.
What is your question?
Bankruptcy Record
Filed for Bankruptcy in Il: Reorganization (#1203036) Jan. 30, 2012
Bankruptcy Record
Filed for Bankruptcy in Ny: Liquidation (#0368257) Dec. 8, 2003
How do we find out if there are still creditors looking for payment? We are just interested, I... Read more »
I don’t understand what you are asking. First off, I don’t understand how “part” of an estate is in probate. All probate assets should be identified in the Inventory. If some of your inheritance is outside of probate in life insurance, funds naming a beneficiary, or joint titles with rights... Read more »
Fire him, demand a refund and hire a new lawyer.
They've been harassing my entire family for info; even contacting my ex sister-n-law.
Yes. Give them your case number and discharge order. Also, if you have the schedules that show they were listed as a creditor you can send that as well. If they continue, speak to your bankruptcy attorney and they can go after them for a discharge violation.
First, you should consult with an experienced bankruptcy attorney in your local area in a private consultation your interest in filing for bankruptcy to determine eligibility, asset protection issues, and whether or not it is the best option for you.
That said, any sort of loan or... Read more »
Possibly under Chapter 7 and absolutely under chapter 13. Consult an experienced bankruptcy practitioner to help you.
The car was purchased in California but repoed in Virginia where I had moved to a few months earlier. It was charged off before being repoed
You may have recourse against the seller if you can prove they did not comply with the notice provisions of the statute.
The car was purchased in California but repoed in Virginia where I had moved to a few months earlier. It was charged off before being repoed
If you didn’t receive notice, you may have recourse again the lender.
No notification was received however recently received court summons of garnishment with date of Sept and garnishment was started last week.
Yes, unless the debt has been satisfied or discharged.
Can i file for banckruptcy ( without losing my house) while i am in the philippines? Or can i authorize my dad to do the process while im out of the country? And will it affect my application of child custody?
After you send the papers to the court, you are required about a month later, to show up in person to answer questions. Usually you can get permission for a call in if you are on assignment for the US Government; other approval is tough.
When are you planning to be back?
I filed chapter 7 two years ago and found out today it was never reaffirmed
If you are sure you never reaffirmed the car--and haven't refinanced it since--then yes, you can turn over the key, not owe any money and not ding your credit.
the hearing is for this wednesday april 17th in Alexandria Va. I am currenty 2 months behind and my attorney filed for an amended plan but I have no consent yet from the bank's attorney .....
My question is: what should I expect if the bank's attorney does not want to consent?
I am... Read more »
You will be fine. THAT’S what Chapter 13 is for. It would be a different matter if the Mortgagee could prove that your house had NO equity. Because it is the equity in your house that the court will find is necessary for your rehabilitation.
Your lawyer will amend your Plan, adding a... Read more »
I didnt put this car on my bankruptcy or sign the affirmation agreement and they keep saying by law they cant contact me about the account or the vehicle now i can only trade it or pay the charge off but can they really come pick it up because its not even on my credit report anymore when i did try... Read more »
If you did not re-affirm the debt underlying your car loan during your bankruptcy the car should have been sold as one of your assets and the underlying debt discharged--or possibly paid by the lender. Ask the trustee or your BR lawyer.
Ex husband and I divorced approx 8 years ago. Property settlement awards him our home with the stipulation that if he ever sells i am to receive half of the equity. If he sells the home, pays me my court ordered share of the equity then files Ch 7 bankruptcy is my portion of the equity in... Read more »
You are probably safe, depending g on the exact wording of the agreement, but you should hire an attorney to review and file if necessary.
Chapter 13 Bankruptcy Question. Is the lender required by VA law to show me how they came to this conclusion? I'm I entitled to a full accounting of all payments received by the lender?
Yes. You are entitled to a full accounting on the account. You might want to consult a lawyer about s Condumer Protection Act claim against them.
I’m worried about losing our tax return.
Consult your lawyer. If you have exempted your tax return when you filed, you should be able to use it for anything you want.
my first one was dismissed because I was behind on my mortgage payments and just wondering if the second case is under the same rules or have stricter rules.....just want to make sure
Thanks for any advice I can get
Chapter 13 filed in Virginia
Yes. Same rules. You can put your house arrears into the plan and you will have two years to pay them off (as well as the current payment), but yes, same rules. You should consult an attorney who can help you substantially.
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