Q: Does an incorrect address on a Public Adjuster Contract void the contract?
My issue is that I have received my Claim information/Check and as I prepare to submit the documentation to the mortgage company I reviewed the documentation check list from Wells Fargo and it states that I should review at minimum 3 contractor quotes for the work, however the contractor that is associated with the Public Adjuster that I used will not provide a quote with out reviewing the Insurance Claim worksheet that was provided to me by my insurance provider. With this being the case it is my belief that they will inflate the cost in order to match the amount that the insurance approved for repairs. According to my Public Adjuster Contract I am obligated to pay him 25% if I do not use the Contractor Company that he is affiliated with.
A: It is a possibility, depending on the nature of the issue and the reasons for voiding the contract. There may be other issues with the contract that could be used as a justification for voiding the contract, as public adjuster contracts are highly regulated, and must have very strict requirements that are regulated by the Illinois Department of Insurance. In any event, I would recommend organizing the contract and all other information relevant to this situation, and consulting with an attorney individually. A knowledgeable attorney will review the information, and advise as to the best course of action moving forward. Many of us offer free consultations as well, so it will not cost you anything out of pocket to obtain the opinion and direction of an experienced professional.
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