Q: Car totaled in accident; not at fault; my license suspended at the time. Will Uninsured Motorist Coverage still cover?
I was at a red light, a driver ran the light, hit another car, which hit me. My car was totaled. The driver of the original car is uninsured and had a suspended license. My license was suspended at the time. Will my Uninsured Motorist Coverage still cover the accident?
A: Did you have the insurance, or someone else? The policy holder should direct that question to the car insurance company or review the policy exclusions.
A: Your policy contract may address a suspended license scenario, and it may or may not be enforceable under these facts. You should speak with and consider hiring an attorney before making any statements.
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