Q: I allowed this couple to take over payments for my car I cannot afford, but they are not making payments
I am going thru financial issues where I cannot afford my car payments anymore. I am upside down in my loan. To avoid repossession I unwisely allowed this couple to take over my payments in Dec 2017. They did not make the payment in Dec 27 2017 and now its Jan and when I contact them they give me an attitude and excuses like I am bothering them or ignore me. The car is registered in my name at DMV and so these people are running up tolls etc in my name and bills coming to me and they will not pay them. They said the only way they will give me my car back is if I pay 300 for the insurance they paid on it. If I do not pay them they said they will sue me. I believe they are scammers.The police said they cannot get the car back I have to take them to civil court I have no money. I am filing bankruptcy due to my bad financial situations, but won't be able to file to Oct 2018. I am scared of these people. They seem like crooks.
A: Your first stop should be your local Legal Services. They can offer you legal help if you are unable to afford a lawyer. Schedule a time to speak with them.
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