Q: Under what circumstances would my insurance company sue someone who borrowed my car and wrecked it?
The damage is only on my car. Do they only sue my friend who borrowed if if damage is over a certain amount, or circumstances like drunk, no license, etc (none of those apply anyway, just wondering why and/or when they would pursue a lawsuit).
A: Sorry for your situation. There could be a number of reasons for the insurance to sue or not sue. It is not feasible to do an analysis like you are asking here. There is just too many what if's. Bottom line. If your insurance company is going to sue your friend their is likely nothing that you can do about it. so I suggest that you simply sit back and wait and see.
A: THey have a subro claim for damage to the car. So they will chose to at their discretion.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
