Portsmouth, VA asked in Bankruptcy for Virginia

Q: We have Chap 13 in SC now live in VA and I lost my job can we convert to Chap 7 here in VA?

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2 Lawyer Answers

Mr. Chad Van Horn

PREMIUM
Answered
  • Bankruptcy Lawyer
  • Fort Lauderdale, FL

A: No. The case would have to be converted in South Carolina. You also could dismiss the 13 and file a 7 in VA. You should meet with a VA bankruptcy attorney to discuss your options.

Robert R Weed

Answered
  • Bankruptcy Lawyer
  • Annandale, VA
  • Licensed in Virginia

A: You can convert to Chapter 7, but you would still be under the court in SC. To be under the court in Virginia, you'd need to dismiss the SC case and start a new one here.

Either way, a lawyer needs to look at your SC Chapter 13, figure out why you were in Chapter 13 to begin with, and what advantages you would lose by getting into Chapter 7 instead.

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