How can I add my wife to the title of my house without refinancing.

Question

We were married at the time we purchased the home in 2010, but since she was only working p/t, the mortgage application was in my name only.

Michael David Siegel · Answer

Just record a deed to that effect.

David Lacher · Answer

Mr. Siegel basically is correct, but to flesh this out: you need to execute a new deed from yourself as transferor to yourself and your wife “as husband and wife”. The words in quotations provide the legal structure of joint ownership with the right of survivorship. This form of ownership also would supersede any reference to the house in your (and your wife’s) will, and would remove the house as a probate asset upon the death of the first to die.

Q: How can I add my wife to the title of my house without refinancing.